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Very interesting! From the way I understood, instead of a traditional Debt model for Education, you are giving an option for an investor to take equity stake in a person's education. This way, the investor(s) has a vested interest in the person doing well after college. However, the problem I foresee is when the interests are not aligned after the education (for e.g, if the person decides to study more/take a break to travel as opposed to work after 4 yrs, but the investor would rather recoup his investment right after college).

Nonetheless, cool idea!