Profile Terry Calvert Location: Lancaster, CA, USA Owner No Down Car Insurance I work as an auto insurance specialist. I help people to choose the best car insurance policy according to their needs.With that I love to travel , gain knowledge about business,finance and insurance. Last activity: on 20/02/2019 Joined: on 20/02/2019 https://www.nodowncarinsurance.com/zero-down-payment-car-insurance.php Design quotient Earn DQ points by participating in a challenge. What are (DQ) Points? DQ points are a measure of your contributions, they correspond to how active you are in the Research, Ideas and Evaluation phases of a challenge.