I am so pleased to see this write up, and thank you, Anne-Laure for the your thoughtful description of our business and mission (I should give you a new video to put up there - this shows an older UI but the story is the same). I can't tell you what a pleasure it was to speak at NYU Poly and be part of the innovation event. Our focus is on providing the ability to control outcomes around the home, which is where most homeowners have the majority of their net worth. By removing opacity, it creates vast opportunities and removes friction. It's a big opportunity to turn what is normally somewhat of a commodity business into a high tech, high touch service-oriented one, that is more also more efficient.