Profile Narciso Funk Location: Singapore Manager Read all the latest banking and finance industry news at FinancePen to gain insights into the economy news, banking and personal finance & more. So stay updated with our real time news stories. Last activity: on 16/01/2019 Joined: on 16/01/2019 https://www.financepen.com Design quotient Earn DQ points by participating in a challenge. What are (DQ) Points? DQ points are a measure of your contributions, they correspond to how active you are in the Research, Ideas and Evaluation phases of a challenge.