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Thanks for your suggestions Jemima,
I like your idea on having savings goal incentives and how one would be encouraged to book a hotel or flight as a reward. I think having an open and flexible incentives systems in order to engage everyone's individual needs is necessary for this type of platform. What I find rewarding, you might not necessarily and so on.


Brooke commented on Bitcoin: the Future of Money? - Dominic Frisby

I think M-pesa would make for a rich case study on how it was established and adopted in Kenya as a new economic system. I acknowledge cryptocurrency is an emerging system but one that is decentralized and open, which in my opinion is full of exciting design possibilities.

I did more research and found two great articles, one from the economist written in 2013, and the other on TechCruch -

“Over 75 percent of the adults in Kenya use a digital currency called M-Pesa, and over half of the GDP of the entire economy is operated over this digital currency,” says Dan Morehead.