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Andrea commented on mímir: Financial Literacy for Teens - Students Invest in Their Own Future [Update 02/27]

Hi Danyelle,

I must have missed this comment from a while back! Congrats on making it to the refinement phase!

For me, I really didn't have a lot of resources. My main resource was my mother (haha). I asked her for financial help and really helped me decide how much debt I should put myself in. In the same way, I had to find out the difference between unsubsidized and subsidized loans. I thought some of my loans wouldn't have interest until 6 months after I graduated (which was true for some), but some started to gain interest after I graduated. Altogether, a 101 guide would have been nice, much of the research I did on my own.

Also, I've noticed loans try to stick you to a 10-20 year plan. If there was a way for students to budget their money, I know a lot could pay off their loans in a shorter time if they calculated their money.

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Andrea commented on mímir: Financial Literacy for Teens - Students Invest in Their Own Future [Update 02/27]

Hi Danyelle,

I must have missed this comment from a while back! Congrats on making it to the refinement phase!

For me, I really didn't have a lot of resources. My main resource was my mother (haha). I asked her for financial help and really helped me decide how much debt I should put myself in. In the same way, I had to find out the difference between unsubsidized and subsidized loans. I thought some of my loans wouldn't have interest until 6 months after I graduated (which was true for some), but some started to gain interest after I graduated. Altogether, a 101 guide would have been nice, much of the research I did on my own.

Also, I've noticed loans try to stick you to a 10-20 year plan. If there was a way for students to budget their money, I know a lot could pay off their loans in a shorter time if they calculated their money.

link

Andrea commented on MAPP | My Action Plan with Purpose |

Hello!
Congrats on making it to the refinement phase!
Since you mentioned people of all ages and backgrounds, maybe this could be featured before entering college or for those thinking about entering college, old or young. I'm thinking this could be something that sets colleges apart and showcases a journey a student can have before attending somewhere like Berkeley.

Otherwise, this is a great idea and I can picture it being used at any campus!