Great systems thinking approach! Any idea that focuses on the finances alone will fall short of a much larger opportunity. My idea is similar in spirit with the biggest question being, especially with your idea, how do you get the parties who have the most to gain from maintaining the status quo to buy in and challenge it?
I'm liking this. My idea was not as developed, but similar in the notion of being project based. After all, why are we waiting for students to make an impact? That is when the most learning takes place and the retention is higher as well. I don't think it's limited to "divergent" students. Perhaps, they are targeted early as they will find it easier to transition to, but the increased value and learning makes this idea attractive for all learners.