Hi Geronimo, At the OpenIDEO Meetup in Sydney, we really liked your idea, and choose to dedicate our event to help refine your idea. We came up with 2 'personas' - the 'GIVER' (someone who saves money to give a lean) and the 'RECEIVER'(the person in the local community receiving the loan), and a User Journey / low fidelity Experience Map for both (based on the OpenIDEO method: https://d3gxp3iknbs7bs.cloudfront.net/attachments/5c28e26a-ba7f-44f4-859b-e82658264287.pdf). It could be a good idea to make another Experience Map for the 'service provider' with regard to how the microloans are distributed / assigned / repaid / etc.
You can find the document here: https://drive.google.com/file/d/0Bx9DJ9rfdLB9WXdJTUdiU1FsQ1k/view?usp=sharing (I don't seem to be able to attach files in here).
We think it would be interesting to see if there's local initiatives to partner with, who could help with providing the service. A financial institution comes to mind first, but in Sydney there's also a hamburger franchise called 'Grill'd' who support local projects from tip jars in their restaurants : https://www.grilld.com.au/localmatters/
Let me know if this is useful at all, or if you have any questions! Look forward to see your idea get to the next level! Eva
Nice Venetia. As a photographer, you might have already heard of this initiative, but this article got me thinking about how a similar photography project could learn the kids multiple skills, such as 'photography', how to express emotions, awareness, storytelling, and getting them out of the classroom to let them have some fun in their surroundings: http://www.fastcoexist.com/3043325/young-refugees-from-syria-go-behind-the-camera-to-tell-their-stories-in-photos.