You may find Eduardo Gonzalez 's article quite helpful. Even the stats point towards a need for a rethink in financial consultancy being offered by banks and other institutions. (https://challenges.openideo.com/challenge/financial-longevity/research/diversity-in-the-financial-service-world)
Great interview Sara. I recently spoke to a food cart owner in Brooklyn and he seemed to have the same fears as well. While he was not harmed by the 2008 credit crunch, he has become apprehensive about making any investments in the USA and prefers sending money back home instead.