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Hi Margaret and team! It was really cool to see some of your ideas briefly today during your refinement session. Looking forward to seeing how this is further refined and developed!

Hi Nicole! I didn't really start paying attention to their banking behaviour until I myself started paying bills and doing banking more (6-7 years ago). Though I can't quite remember all of their 50s, I do know that they did their banking primarily in person. When online banking started gaining popularity, my father also adopted faster than my mother, utilizing online occasionally. He still uses it occasionally.

My mother had to be to taught the "Internet Basics" by my brothers and I, helping her setup things like her email and Facebook. My mother didn't really use the internet for banking until my aunt (her sister) helped her out. Even now, she has troubles with her passwords and so I usually keep them locked in an app on my phone to help her out. Though, before I left, I also set it up on her phone so she only had one password to remember!

Hi Kate! You make a good point that this could get people to think about investing! I also think it would be interesting to see what people's behaviour patterns are like as well. I think once you get people started on thinking about investing, it would seem that it would be natural to think about saving some of your return on your investments (when you get some!).