Profile Sharib Mirza Show my name on the attendees list for events I am attending: Yes IDBI Bank Personal loans offer you flexible repayment schedule and lower interest rates. Avail a personal loan or overdraft facility in easy steps. Last activity: on 21/07/2016 Joined: on 21/07/2016 http://www.idbi.com/personal-loan.asp Design quotient Earn DQ points by participating in a challenge. What are (DQ) Points? DQ points are a measure of your contributions, they correspond to how active you are in the Research, Ideas and Evaluation phases of a challenge.