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Spencer commented on UPDATED: 12/07/16 - Banking Buddy Money Penny [Chatbot]

Thanks for the praise. For the relatively short duration of this project, I think we came up with an excellent prototype that can be useful for future user testing. Of course, this idea can be iterated on with improvements such as eliminating the wizard of Oz type bot interaction and the development of the real power behind this idea - the artificially intelligent and constantly learning backend bot language. As for app adoption, porting this hypothetical backend AI tech into an SMS service would help tremendously as would integrating with the Co-Op API Suite so that existing Co-Op mobile banking apps could easily add this functionality. Thank you Anne-Laure Fayard , Kate Rushton and the entire OpenIDEO community. I believe this idea will live on through NYU Tandon's DFA chapter in the Spring.

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Spencer commented on UPDATED: 12/07/16 - Banking Buddy Money Penny [Chatbot]

Kate Rushton I believe Anne Laure is back to herself as seen here: https://challenges.openideo.com/challenge/financial-longevity/ideas/heads-up/comments#!c-7dc5802ae052895a8343814fc27ece8b 
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Spencer commented on Heads Up

Anne-Laure Fayard It could be complicated, but as I mentioned in class, I am imagining an entire new way to interface with "ATMs". What if there were a new type of low cost ATM machine with no screen – just a QR code reader and cash dispenser. Users could do all the typical touch screen interactions from an app on their phone like 'withdraw $40' and the operations ends with a QR code on the phone that this new ATM machine scans and preforms the task. (: