I think the idea of helping them reach a goal through learning is very interesting. It would be good to see how you could incorporate a system that would motivate users to regularly check their financial health and promote them to reach their long term goals. How you would accommodate for the needs of people with varying education, backgrounds and financial know how?
Very interesting concept! Using technology to personalise users experiences using information that is regularly updated online will allow for the system to seem less robotic and will allow a sense of rapport to be established. However it would be interesting to see what users would think about their personal data and that of close relations to be monitored.