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Thanks for the feedback, Alex! I think both of those starting ideas are great. I definitely agree that there is that bridge to gap to ensure that every community could be serviced and educated on using financial products, and that both of your ideas have the potential to do so. I'm currently looking over the research for this challenge to find some precedence of implementation of this kind of program with virtual resources as you mentioned, and I'll update the contribution as I find it.

Thanks, Shane! I'll definitely keep updating the idea; I wanted to first introduce the contribution in its barebones form so as to not discourage any creative thinking that could be used to expand the concept in a direction that I may not have thought of yet.