Thanks Brian for sharing this model. In the description of the ASU program it indicates students "...pay for the credit earned after passing the course." Is that after enrollment at ASU? So, is it only deferring costs, or can those credits be included in some way in the tuition that student pay once they are enrolled? Don't know if you can clarify or not, but seems to change the nature of the program. You would still be saving room and board costs for that year, but then you pay tuition later for courses you pass. Either way, it is an interesting idea and I appreciate you point to it.