Sosai RE Company was very fortunate to get access to the DSE loan from Kiva and this is not the first support from Kiva ever. I know how Kiva works and I would love to support kiva in making its work easier. I think and believe that the Crwovetting would be a wonderful IDEA.especially if it allows for Kiva to support Entrepreneurs to a larger volume than they currently are. The riskiest assumptions are that p[eople may not pay back but with crowd vetting and differing people working on a loan document, this can be countered. This would have been helped if the local banks had agreed to support Local entrepreneurs. but with interest rates going as high as 35% and payment periods ranging from 3-6months the entrepreneurs will only be indebted to the lenders for the rest of their lives. This is a real problem and to ensure sustainable growth and development Kiva loans need to be supported to a high extent. I look forward to the day Kiva would be able to advance an entrepreneur like myself with Lonas of about $500,000 so I can further loan entrepreneurs who work with me.