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Phase: Winning Concepts

Entrepreneur-Loan

entrepreneur-loans is the idea of re-appropriating the existing student loan infrastructure for start-ups - to make it easier for them to get to capital especially in the tough beginning years.

Photo of Stefan Ritter
213 37

Written by

from student loan to enterpreneur loan from student loan to enterpreneur loan

My flatmate Bryan Gibson (who is a PhD candidate at the London School of Economics) and I worked on a proposal for entrepreneur loans.


From student to entrepreneur

Similar to the student loan systems that most countries already have, an entrepreneur loan should provide capital to help a start-up to kick off, especially in regions more neglected by established venture capitalists.

Student loans have a certain threshold until which the money stays interest free, after which interest rates go back up to the market standard (or the ECB rate).

Building on the comments below, the enterpreneur loan could work as an extension of the student loan system to enable people to start their own company right out of school.


Incentives for growth

With the entrepreneur loan this can be a similar time span of 3 years, but the challenge is to create incentives for start-ups to employ additional staff and grow.

One way of achieving this would be to give a bonus for each new employee hired (eg. The interest rate drops by five points for every additional employee).

Another incentive mentioned by Meena Kadri and Tim Hood would be setting a certain profitability threshold before repayment starts.


Who is behind the system?

Similar to student loans this could be a public-private partnership. The public hand could lower the risks for private investors to join in. The enterpreneur loan is kick off money, after which the start-up could become a business customer for the private partner.

Potentially the revenue of the loans used to save the banks which were too big to fail in 2008 could be channeled into these start-ups as a political gesture of the big helping the small.


Back to school

Because starting a company is a hard education of its own right, the system could include uni-credit (ECTS) points, to help students stay in their programs, or other entrepreneurs to start a degree. This would benefit both the start-ups with easy access to education and academic innovation as well as the universities, which get hands on business experience and know-how onto their campus.

How will your concept support web entrepreneurship?

The idea is to lower the borders to kick-off money. And help students directly from college to start their own company by integrating their student loan into the entrepreneur loan.

How could we get started?

Using existing student loan infrastructure, this loan system should be able to integrate seamlessly and work as an extension of the student loan system.

Virtual Team:

Jyotirmaya Mahapatra Victoria Scarffe Tim Hood Meena Kadri Ashley Jablow Tyler Paine Amy Bonsall

Evaluation results

14 evaluations so far

1. How well does this concept address a significant pain point felt by European web start-ups?

This is a major pain point for European start-ups - 71.4%

This is a "nice to have" but not a serious pain point - 21.4%

I really don't know - 7.1%

2. How novel do you think the concept is?

Never seen it before - very novel! - 28.6%

This is common in some places but not in many parts of Europe - 21.4%

This is not novel but a good iteration - 42.9%

There are already other solutions out there that address this problem - 7.1%

3. How easy is this concept to implement and maintain?

It could be implemented quickly and easily maintained - 7.1%

It could be implemented quickly but will require regular updates to ensure it is accurate and relevant - 14.3%

It is a big undertaking and would need a lot of support and cooperation from people and organisations to make it happen and to maintain it - 78.6%

4. What type of organisation is best placed to take this forward?

The European Commission should own this one - 28.6%

This belongs with member state governments (e.g., the UK, Belgium, etc) - 64.3%

This is best being owned by a private company - 0%

This feels like a non-profit - 7.1%

This is a start-up itself! - 0%

5. Overall, how do you feel about this concept?

It rocked my world! - 42.9%

I liked it but preferred others - 50%

It didn’t get me overly excited - 7.1%

View more

This inspired (2)

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OpenFunding Platform (refined version)
OpenFunding Platform (refined version)

213 comments

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Welcome to the future! Financing made easy with Dr. Everett Cooper.

Have you been looking for financing options for your new business plans, Are you seeking for a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Dr. Everett Cooper. says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures.

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Hello Everyone,

Welcome to the future! Financing made easy with Dr. Everett Cooper.

Have you been looking for financing options for your new business plans, Are you seeking for a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Dr. Everett Cooper. says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures.

Our services include the following:

*Refinancing Loans
* Car Loan
*Truck Loans
* Home Loan
* Mortgage Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Students Loan and so many others.

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Do you have a bad credit? Do you need money to pay bills? Do you need loan to buy, refinance or renovate your home? Is it necessary to start a new business? Do you have an unfinished project due to poor funding? Do you need money to invest in any specialty that will benefit you? BRIAN CAPITAL LOANS aims is to provide excellent professional financial services which include the followings
* Personal loans * Business loans
* Home loans * Farm Loans
* Education loans * Debt consolidation loans
* Truck Loans * Car Loans
* Hotels Loans * Refinancing Loans
* Venture capital and many more.

We are certified and out here to help the less financial privileges get the loan they need to get back on their feet no matter your credit score. you can say goodbye to all your financial crisis and difficulties. There is more to gain by getting a loan from this company, your victory is 100% assured and guarantee Thanks.

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We are financial consultants providing reliable loans to individuals and funding for business, home and projects start up. Are you tired of seeking loans or are you in any financial mess. Do you have a low credit score, and you will find it difficult to get loans from banks and other financial institutions? then worry no more for we are the solution to your financial misfortune. we offer all types of loan ranging from $3,000.00 to $600,000,000.00USD with a low interest rate of 2% and loan duration of 1 to 33 years to pay back the loan secure and unsecured. Are you losing sleep at nights worrying how to get a Legit Loan Lender? Contact us via Call/Text +1(209)643-7283 Email: brianloancapital@gmail.com

Do you have a bad credit? Do you need money to pay bills? Do you need loan to buy, refinance or renovate your home? Is it necessary to start a new business? Do you have an unfinished project due to poor funding? Do you need money to invest in any specialty that will benefit you? BRIAN CAPITAL LOANS aims is to provide excellent professional financial services which include the followings
* Personal loans * Business loans
* Home loans * Farm Loans
* Education loans * Debt consolidation loans
* Truck Loans * Car Loans
* Hotels Loans * Refinancing Loans
* Venture capital and many more.

We are certified and out here to help the less financial privileges get the loan they need to get back on their feet no matter your credit score. you can say goodbye to all your financial crisis and difficulties. There is more to gain by getting a loan from this company, your victory is 100% assured and guarantee Thanks.

Yours Faithfully
Hillson Brian Christopher
Call/Text +1(209)643-7283
brianloancapital@gmail.com

link
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Welcome to the future! Financing made easy with Dr. Everett Cooper.

Have you been looking for financing options for your new business plans, Are you seeking for a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Dr. Everett Cooper. says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures.

Our services include the following:

*Refinancing Loans
* Car Loan
*Truck Loans
* Home Loan
* Mortgage Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Students Loan and so many others.

For more info;
Contact us via Email: (everettcooperloans@gmail.com) Phone +1(347)-937-7455

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Hello Everyone,

Welcome to the future! Financing made easy with Dr. Everett Cooper.

Have you been looking for financing options for your new business plans, Are you seeking for a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Dr. Everett Cooper. says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures.

Our services include the following:

*Refinancing Loans
* Car Loan
*Truck Loans
* Home Loan
* Mortgage Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Students Loan and so many others.

For more info;
Contact us via Email: (everettcooperloans@gmail.com) Phone +1(347)-937-7455

link
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Photo of Dr. Everett Cooper

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* Debt consolidation loans
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Photo of Rod Alfred

This is a professional private loan lender who is registered to give out loans with low interest rate of 3%. Works with a team of experts as staffs and gives out same day approval loans. All kinds of loans such as emergency loans, hard money loans, debt consolidation loan, auto,vehicle,truck loans, business loan, funding/financing, mortgage loans, student loans, agriculture loans, loans for construction, project financing, loan to start a project and many more. Get in touch (rodfinancing@gmail.com) WhatsApp: +14693515949

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Photo of Andy Gokay

Do you know that you can hack any ATM machine !!!

We have specially programmed ATM cards that can be used to hack any ATM machine, this ATM cards can be used to withdraw cash at the ATM or swipe, stores and outlets. We sell this cards to all our customers and interested buyers worldwide, the cards has a daily withdrawal limit of $5000 in ATM and up to $100,000 spending limit in it stores. We also have credit cards for online shopping, we give the credit cards details to our interested clients worldwide including the credit card cvv. if you are in need of any other cyber hacking services, we are here for you at any time any day.

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BALANCE PRICE
$2000 ----------------$150
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$10,000 ------------- $650
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$35,000 --------------$1,900
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$100,000------------- $5,200
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Photo of jayden martin

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Photo of Tammy Robert

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HERE IS HOW I CONQURED MY FEAR OF FINANCIAL PROBLEM BY ORDERING BLANK ATM CARD FROM THE RIGHT SOURCE AND TODAY I FEEL LIKE AM TOP OF THE WORLD, HERE IS A LITTLE BRIEF ANALYSIS ON HOW I GOT IT ALL.

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Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Jayden Martin Home Loans is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

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*Truck Loans
* Personal Loans
* Debt consolidation loans
* Car Loans
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans

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NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
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+1 (929)277-5237
We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances.


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Photo of James Carter

Good Day Everyone,

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* Car Loan
* Home Loan
* Mortgage Loan
* Investment Loan
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* Construction Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
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Photo of James Carter

Good Day Everyone,

Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, To education, To unique purchases.

We offer the following types of loans:

* Car Loan
* Home Loan
* Mortgage Loan
* Investment Loan
* Commercial Loan
* Construction Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Student Loan and so many more.

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2% per annul for individuals, Companies and corporate bodies. We offer both short and long terms loan off within 1-50 years loan duration, while we offer loan amount ranging from $3000 - $800,000,00 Get the best for your family and own your dream home as well with our General Loan scheme.

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Website: financiallnservice.com
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Best Regards,
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Photo of jayden martin

DO YOU NEED AN AFFORDABLE LOAN TODAY?

We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $200 million.

Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Jayden Martin Home Loans is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2% JAYDEN MARTIN HOME LOANS, (jaydenmartinhomeloans@gmail.com) aims is to provide Excellent Professional Financial Services.

Our services include the following:

*Truck Loans
* Personal Loans
* Debt consolidation loans
* Car Loans
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans

We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Dr. Jayden Martin
+1 (929)277-5237
We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances.


Get your instant loan approval

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Photo of James Carter

Good Day Everyone,

Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, To education, To unique purchases.

We offer the following types of loans:

* Car Loan
* Home Loan
* Mortgage Loan
* Investment Loan
* Commercial Loan
* Construction Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Student Loan and so many more.

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For More Urgent Information Contact us Immediately.
Text or Call: +1 (210) 556-0342
Website: financiallnservice.com
Email: info@financiallnservice.com

Best Regards,
Mr. James Carter.

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Photo of James Carter

Good Day Everyone,

Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, To education, To unique purchases.

We offer the following types of loans:

* Car Loan
* Home Loan
* Mortgage Loan
* Investment Loan
* Commercial Loan
* Construction Loan
* Debt Consolidation Loan
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* Personal Loan [secure and unsecured]
* Student Loan and so many more.

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For More Urgent Information Contact us Immediately.
Text or Call: +1 (210) 556-0342
Website: financiallnservice.com
Email: info@financiallnservice.com

Best Regards,
Mr. James Carter.

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Photo of bradley blake

Dear sir/madam;

I'm Bradley Blake from IRELAND, working as Financial Consultant in UK.. Am in direct contact with an active and capable Provider of Bank Instruments(SBLC/FC BG & LC) we've close successful deals together since working over the years. Our SBLC/BG can be engaged in PPP Trading, Signature Projects, Petroleum, Oil & Gas, Business Funding, Aviation and MORE.. If interested, you can contact me through.
inquiry contact
Name: BRADLEY BLAKE
E-mail: bradleyblakesfinancialfundsplc@gmail.com
Skype ID: bradley blake
for more details and our working procedure.
Am direct the provider, Brokers are welcome with their clients.

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Photo of SagnWook Zack

PERSONAL AND CONSOLIDATION LOANS
We offer the following:
Personal and Loans
Consolidation Loans
Vehicle Finance
Credit Bureau Clearance
Low interest rates.
No upfront fees!
Results guaranteed
Contact us on: Call or WhatSapp /+2762 119 9141
Email: Mikemorrisfinancegroup@financier.com
Mikemorrisfinancegroup@gmail.com

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Photo of Mills Dachin

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Photo of James Carter

Good Day Everyone,

Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, To education, To unique purchases.

We offer the following types of loans:

* Car Loan
* Home Loan
* Mortgage Loan
* Investment Loan
* Commercial Loan
* Construction Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Student Loan and so many more.

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2% per annul for individuals, Companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via

Email: info@financiallnservice.com
Text or call: +1-210-556-0342
Website: financiallnservice.com

WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS

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Photo of Steve Lugard

Greetings....
Check out these blank ATM cards today. My name is Steven Lugard from California. A successful business owner and father. I got one of these already programmed blank ATM cards that allows me withdraw a maximum of $5,000 daily for 30 days. I am so happy about these cards because I received mine last week and have already used it to get $20,000. Mr RICHARD COSMOS of ultimatehackersworlds@gmail.com is giving out these cards to support people in any kind of financial problem. I must be sincere to you, when i first saw the advert, I believed it to be illegal and a hoax but when I contacted Mr RICHARD COSMOS, he confirmed to me that although it is illegal, nobody gets caught while using these cards because they have been programmed to disable every communication once inserted into any Automated Teller Machine(ATM). If interested contact him as soon as possible ultimatehackersworlds@gmail.com

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Photo of Pendelis Wealth

Testimony about how I got my loan

Hi everyone, we provide loans to individuals, companies and cooperating institutions.I'm Mrs. Clency Dexter.I live in Florida and I am a happy woman today, I want to thank Mr. PENDELIS WEALTH for the loans offered, a Godfearing man.(IT'S TRUE) contact via: pwloancompany484@gmail.com

Best regards

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Photo of Pendelis Wealth

Testimony about how I got my loan

Hi everyone, we provide loans to individuals, companies and cooperating institutions.I'm Mrs. Clency Dexter.I live in Florida and I am a happy woman today, I want to thank Mr. PENDELIS WEALTH for the loans offered, a Godfearing man.(IT'S TRUE) contact via: pwloancompany484@gmail.com

Best regards

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Photo of Pendelis Wealth

Todistus lainan saamisesta

Hei kaikki, tarjoamme lainoja yksityishenkilöille, yrityksille ja yhteistyössä toimiville instituutioille. Olen rouva Clency Dexter. Asun Floridassa ja olen tänään onnellinen nainen, haluan kiittää herra PENDELIS WEARTHia tarjotuista lainoista, jumalattoman mies . (SEN TOTE) yhteyttä: pwloancompany484@gmail.com

Parhain terveisin

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Photo of Bradley Garrett

Welcome to Newworldfinance.ltd, we appreciate the good comments that have been circulating on the Internet about our good works and we thank all those who have taken a loan from our company because we are certified, reliable, reliable, efficient, fast and dynamic. And cooperate with our customers. Now let's go back to what we do best. Do you need an urgent loan? A loan to probably expand or start your own business? or you need a loan for education or to pay off your debt, with an interest rate as low as 3% that suits any client and you will enjoy our services. Contact us now by email: newworldfinance.ltd@gmail.com or newworldfinance.ltd@yahoo.com.

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Photo of James Carter

Good Day Everyone,

Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, To education, To unique purchases.

We offer the following types of loans:

* Car Loan
* Home Loan
* Mortgage Loan
* Investment Loan
* Commercial Loan
* Construction Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Student Loan and so many more.

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2% per annul for individuals, Companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via

Email: info@financiallnservice.com
Text or call: +1-210-556-0342
Website: financiallnservice.com

WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS

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Photo of Oduck Ayamud

Hello,


Are You seeking of urgent loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact us for your fast reliable loan at a low interest rate of 2%. We are willing to help you out, either Business or Personal Loans, with an affordable repayment plan.Contact Email: harrystevenloanfirm@yahoo.com OR harrystevenloanfirm@gmail.com

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Photo of Oduck Ayamud

I have always wanted to be able to not live paycheck to paycheck or have any debt. I worked in accounting for about 20 years and was barely able to make ends meet. It seemed like any time I moved up in the company and received a RISE/PROMOTION, my living expenses would go up significantly and I was never able to get ahead... Then one day my best friend told me the truth about what he did when his wife left him. He had a love spell cast on her and she stopped the divorce proceedings and they got back together. When he told me this I asked who he used and he gave me the email address which is: oduckayamud49@yahoo.com OR oduckayamud49@gmail.com .... YOU CAN USE ANY OF THE EMAILS TO CONTACT HIM and I immediately contacted him for help. I saw that they offered different kinds of money spells to help win the lottery. I was immediately intrigued. I have always felt like I was going to win the lottery someday. I had the jackpot lottery spell cast and awaited my win. I was told to play the lottery each week and I did what I was told. I played the lottery each week anyways, so it did not change anything. Within about two weeks it happened. I won $1000,000.00!! I could not believe it! It was more than enough money to retire right away, but I invested it well and it has allowed me to go down to part time work and will help me retire much earlier. I am eternally grateful for finding their email address: oduckayamud49@yahoo.com OR oduckayamud49@gmail.com .... YOU CAN USE ANY OF THE EMAILS TO CONTACT HIM .... DR ODUCK AYAMUD IS VERY POWERFUL AND RELIABLE CONTACT HIM NOW: oduckayamud49@yahoo.com OR oduckayamud49@gmail.com .... YOU CAN USE ANY OF THE EMAILS TO CONTACT HIM.....YOU CAN ALSO CALL / ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2347059232579

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Photo of James Carter

Good Day Everyone,

Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, To education, To unique purchases.

We offer the following types of loans:

* Car Loan
* Home Loan
* Mortgage Loan
* Investment Loan
* Commercial Loan
* Construction Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured]
* Personal Loan [secure and unsecured]
* Student Loan and so many more.

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2% per annul for individuals, Companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via

Email: info@financiallnservice.com
Text or call: +1-210-556-0342
Website: financiallnservice.com

WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS

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Photo of jayden martin

DO YOU NEED AN AFFORDABLE LOAN TODAY?

We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $200 million.

Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Jayden Martin Home Loans is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2% JAYDEN MARTIN HOME LOANS, (jaydenmartinhomeloans@gmail.com) aims is to provide Excellent Professional Financial Services.

Our services include the following:

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We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
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+1 (929)277-5237
We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances.


Get your instant loan approval

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Photo of anna lucas

investing in oil and gas has and is still making a lot of people " very RICH". Investors in oil and gas are getting rich daily. All you need is a secured and certified strategy that will keep your invested capital safe by opting out with no withdrawer crunch. A considerable number of investors worldwide have seen gains of 75,063%, personally I have made over 600%. For example I started investing with $1,000 and I made $3,000, $3,500- $5,000 weekly. Last year at the start of the year, I increased my invested capital to $10,000 and I made approximately $105,000 before the end of year. I've never seen profit opportunities like this before in any market even when other traders complain of losses. Now for the doubters, not only is it possible, it's actually happening right now. All you need is a good and secured strategy, a good investment platform, Appetite and market conditions. Incase you are interested in venturing into investing or perhaps you are trading and has been losing, feel free to contact total company at E-mail: total.company@aol.com or Instagram IG: @total_company , I will
be sure to guide and assist you.    

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Photo of anna lucas

investing in oil and gas has and is still making a lot of people " very RICH". Investors in oil and gas are getting rich daily. All you need is a secured and certified strategy that will keep your invested capital safe by opting out with no withdrawer crunch. A considerable number of investors worldwide have seen gains of 75,063%, personally I have made over 600%. For example I started investing with $1,000 and I made $3,000, $3,500- $5,000 weekly. Last year at the start of the year, I increased my invested capital to $10,000 and I made approximately $105,000 before the end of year. I've never seen profit opportunities like this before in any market even when other traders complain of losses. Now for the doubters, not only is it possible, it's actually happening right now. All you need is a good and secured strategy, a good investment platform, Appetite and market conditions. Incase you are interested in venturing into investing or perhaps you are trading and has been losing, feel free to contact total company at E-mail: total.company@aol.com or Instagram IG: @total_company , I will
be sure to guide and assist you.    

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Photo of Tammy Robert

EVERYONE SHOULD GO TRY THIS LOAN FIRM OUR BECAUSE THEY JUST MADE MY YEAR A BLESSING.

I never wanted to let out this testimony due to the fact that i am a very private person but i decided to give this testimony because i needed to encourage some people out there too, Sometimes ago i was financially depressed and i tried and tried every bank in my country, Loan sharks and countless numbers of online lenders! Several online loan cash companies scammed me of about $6k they stole they stole $6,000 from me all in the name of fees and fake promises of giving me a loan and finally gave me NOTHING!fine, the banks in my country maintained that i was having bad credit while other loan sharks maintained a very high interest rate which i could never pay off even 10 years after i die and due to all this reasons i decided to relax and to accept my faith but on my search for an accredited loan agency that offers loans online on Google i came across this loan agency by name FINANCIAL LOAN SERVICES which offers loan at a cheap rate 2% as there terms and conditions was well spelt alongside other interesting testimonies i read about them, online , I was very impressed and convinced but still i was scared because legitimate loan agencies does not offer loans as low as 2% so i was very careful but after asking around about this loan agency from friends and advanced personalities i was meant to understand that they are a legit loan agency and due to this revelation about them i had to choice other than to apply for a loan with them since i was not having any other choice and this was done via the email address that was listed on there: For more urgent information contact them immediately.

Text or Call: +1 (210) 556-0342
Web reference: financiallnservice.com
Email: info@financiallnservice.com

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Photo of Tammy Robert

EVERYONE SHOULD GO TRY THIS LOAN FIRM OUR BECAUSE THEY JUST MADE MY YEAR A BLESSING.

I never wanted to let out this testimony due to the fact that i am a very private person but i decided to give this testimony because i needed to encourage some people out there too, Sometimes ago i was financially depressed and i tried and tried every bank in my country, Loan sharks and countless numbers of online lenders! Several online loan cash companies scammed me of about $6k they stole they stole $6,000 from me all in the name of fees and fake promises of giving me a loan and finally gave me NOTHING!fine, the banks in my country maintained that i was having bad credit while other loan sharks maintained a very high interest rate which i could never pay off even 10 years after i die and due to all this reasons i decided to relax and to accept my faith but on my search for an accredited loan agency that offers loans online on Google i came across this loan agency by name FINANCIAL LOAN SERVICES which offers loan at a cheap rate 2% as there terms and conditions was well spelt alongside other interesting testimonies i read about them, online , I was very impressed and convinced but still i was scared because legitimate loan agencies does not offer loans as low as 2% so i was very careful but after asking around about this loan agency from friends and advanced personalities i was meant to understand that they are a legit loan agency and due to this revelation about them i had to choice other than to apply for a loan with them since i was not having any other choice and this was done via the email address that was listed on there: For more urgent information contact them immediately.

Text or Call: +1 (210) 556-0342
Web reference: financiallnservice.com
Email: info@financiallnservice.com

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Photo of Joseph Tetro

Hi everyone, I am Joseph Tetro from Texas and I just want to say a very resounding thank you to Financial loan services for their sincerity, Openness, Transparency, Truthfulness, Love and support during and after getting loan funds from them. I have been through a lot in the hands of those scammers and time won’t permit me to say all that I went through in the year 2018 online in the guest or getting a loan funds to get a home here in USA but God answered my prayers through the support and love from Financial loan services who embraced me and understood me despite my initial doubt and unseriouness and with his good heart and love I am now a home owner through his 2% interest rate loan funds and I have vow to spread this news and also tell the world that there are still genuine and few good online loan firms out there that can assist and also revive a dry bone like I was in 2018 .

Don’t fail to listen and read this testimony because this is a true life changing experience and anyone that needs this kind of turn around should not hesitate or doubt this because I have prove and I swear to God in Heaven that this story is real and also the story of my experience with them .

Contact them today.
Text or Call: +1 (210) 556-0342
Website: financiallnservice.com
Email: info@financiallnservice.com

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Photo of Joseph Tetro

Hi everyone, I am Joseph Tetro from Texas and I just want to say a very resounding thank you to Financial loan services for their sincerity, Openness, Transparency, Truthfulness, Love and support during and after getting loan funds from them. I have been through a lot in the hands of those scammers and time won’t permit me to say all that I went through in the year 2018 online in the guest or getting a loan funds to get a home here in USA but God answered my prayers through the support and love from Financial loan services who embraced me and understood me despite my initial doubt and unseriouness and with his good heart and love I am now a home owner through his 2% interest rate loan funds and I have vow to spread this news and also tell the world that there are still genuine and few good online loan firms out there that can assist and also revive a dry bone like I was in 2018 .

Don’t fail to listen and read this testimony because this is a true life changing experience and anyone that needs this kind of turn around should not hesitate or doubt this because I have prove and I swear to God in Heaven that this story is real and also the story of my experience with them .

Contact them today.
Text or Call: +1 (210) 556-0342
Website: financiallnservice.com
Email: info@financiallnservice.com

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Photo of Abigail Mills

Hi everyone. My name is Jeannette Ramona Tallulah i am from Massachusetts i saw people testified about this company called Abigail Mills loan company and it is a good thing i was also a victim of scam 3 times until i found this company called Abigail Mills loan company God bear me witness this company is real and legit i am a single mother of 3 kids and i work in 2 places to earn more money for me and my kids this company helped me after in explained to them the company told me not to worry that i was going to receive my loan safely i was afraid cause i was cheated before i thought the same thing was also going to happen to me but i said to my self God knows best. The company told me it was 8 hours to receive loan and i thought about it 8 hours to quick i said okay the loan amount i was looking for was $350.000.00 US dollars and after i did all the company asked me to do and i sent my required information i received my loan in 8 hours time as stated. When i received my loan i said to my self God is the one who made me found this company and i have already introduced this company to 1 of my friend who also needs help so anyone here or anywhere you see this post if you need a real loan this is the only company that can help without any doubt of fail i am happy everyday because of this company and God i pray God make Mrs Abigail Mills last in this world so she can continue to help people in need. I contacted this company via mail which as abigailmills.loans227@gmail.com. Thanks to anyone who reads my message and post.

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Photo of Abigail Mills

Greetings everyone or anyone my name is Landrew Paul i am from Miami Florida i have heard about this company called Abigail Mills that they are helping people with loans all around the world i was once searched for a loan online and i was cheated by 2 companies which was fake and after that time i never believed in good loan company could come from the internet i thought all of them was a fraud until i found this company named Abigail Mills loan company i found people testified about this company and i was surprised why i did not find this company on time . I never believed what the people said about the company until i apply and gave it a try the amount i was looking for was big and it was for a real estate the loan amount was $10.5 million US dollars and so i applied and the lady Abigail Mills talked to me but since my loan was large it took just 15 hours to receive my loan cause they told me there loan service was 8 hours to receive loan. The only thing she told me to do was to deposit the bank transfer fee which the bank was going to use to transfer my loan into my bank account when she told me that once i was afraid it was a scam but i said let me give it a try i deposited the transfer fee which was stated and that was all i deposited behold in less than 15 hours time i received a message from my bank that sum amount of money which was $10.5 million US dollars has been credited in my bank account and everything about the money the details and who it came from was there behold it was Abigail Mills who helped me when i first saw it i was surprised i never believed my eyes but it was true. So i told my self since other people that the company helped testified about there good deeds let me do mine cause to not easy to see a legit loan company online this days so anyone from anywhere who needs an online loan without getting cheated apply from this company cause they only that can help i have confirmed it and it is true i am so happy and i know this company will make other people more happier then me. You can contact this company via mail or Whatsapp but i used Whatsapp cause it was faster mail address of the company is abigailills.loans227@gmail.com and Whatsapp is +1 (903)378-6704. Thanks everyone regards from Landrew Paul from Miami Florida.

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Photo of Abigail Mills

All thanks to Abigail Mills for helping me with my loan after been scammed 6 times by fake people who clams to be loan lenders.

My name is Rethabile Grace Thandolwethu i am from South Africa and i live in the city of Johannesburg. A month ago i was searching for an online loan and i saw different loan lender on the internet and with some fake testimonies and i applied from them and all i got was scammers i applied more than 6 companies and i was cheated all the way. So i gave up hope until i decided to check again if i will find help as i was searching and i settled down to look for a legit loan company i found this company named Abigail Mills loan company i saw a lot of testimonies that people comment about her but because i was cheated severally i thought it was a scam but i did what i was asked to do and i waited for my loan and Mrs Abigail Mills told me in less than 8 hours time you be with my loan safely i did not believe cause i thought it was also a scam so that day it was night time in South Africa and i slept off the nest morning as i woke up i received an alert from my bank that there is money on my account and immediately i called my bank to confirm and the bank manger told me to come to the bank immediately and i went immediately the bank got opened as the bank manager checked my account we saw an amount of $135,000.00 USD that is United States Dollars and i explained to my manager that i applied for a loan online and my bank manager was shocked if there was still a real and legit loan company online i am so happy all thanks to Abigail Mills i decided to write on the internet because i saw other people do it and testify about this company that is why i am posting this message online to anyone that need a loan even if you have been cheated before apply from this company and be rest assured that this company won't let you down. My Regards to anyone that reads my message and you can contact this company via mail abigailmills.loans227@gmail.com they also use Whatsapp which the number is +1 (903)378-6704. Once again my regards to anyone that reads my message and i pray you are happy as i am today with this company because i am bring more people to this company to help.

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Photo of Abigail Mills

Regards everyone my name is Kojonka Moe and i am from Switzerland and i live in the city of Zürich with my family. I have heard about people testify about this company called Abigail Mills and this is my first time applying for a loan online i was afraid to apply for an online loan because of the scam i see on the internet but after i read so many testimonies about this company i decided to give it a try and apply for a loan from this company called Abigail Mills loan company i was in need of money and i needed a loan of 720,000.00 Swiss franc. So i applied and i was told of what to do i was afraid but i gave the company a chance to help me and they assured me that in less than 8 hours time i will receive my loan in my account. I never believed but i was waiting in less than 8 hours time i received a call from my bank that an amount of 720,000.00 Swiss franc was in my account and immediately my bank called me i contacted the company and let them know that i have received my loan and today i am happy. So if you came across my message and you read it and you need a legit loan apply from this company and be rest assured that you will be happy with this company i believe this company is God sent and i pray they last and keep on helping people. Contact this company via mail address abigailmills.loans227@gmail.com

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Photo of Abigail Mills

Good day everyone

My name is Abiezer Petit Homme i am from Philippine and i live in the city of Manila. I want to use this little time i have to write to the internet that if you need a real and legit loan Abigail Mills is the right company to apply from i was cheated by 2 companies i applied for a loan from and Abigail Mills was the third company i applied from i received my loan from Abigail Mills loan company in less than 8 hours time as the company told me so anyone who needs an online loan without getting scammed apply from Abigail Mills and be rest assured that you will be happy with this company. You can only contact this company via mail or whatsapp mail address is abigailmills.loans227@gmail.com Whatsapp +1 (903)378-6704. Regards to anyone who reads this message all over the world.

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Photo of Abigail Mills

My name is Annette Kim Bailey I am from Ohio USA. I want to use my little time to write to the internet to people in need of a real loan that if you need a loan without getting cheated Abigail Mills is the right company to apply from i am a teacher of Mathematics and English and i was cheated 2 time by a fake company who clam to be lenders but i no longer worry because Abigail Mills has already helped me so if you need an urgent loan to do anything this company is going to put a smile to your face i have also introduced most of my friends to this company and only 2 of my friends told me they have received there loans already one of my friend received a loan of $38,000.00 dollars and the other of my friend received the sum of $75,000.00 dollars so anyone in need of an online loan apply from this company and you will be happy no doubt about that because this company is really helpful and God will continue to use them to help people in need of a loan. If you need an online loan apply from this company and contact them via this means email address abigailmills.loans227@gmail.com and also you can contact them via Whatsapp +1 (903)378-6704. Regards to anyone who reads my messages.

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Photo of Abigail Mills

My name is Gwendolyn Shirley Tammie and i am from Houston,Texas in USA i just received my loan from Abigail Mills loan company right now and i have heard about this company and i thought it was a fake company but now i am so happy this company helped me and 100% this company is real so anyone that need a loan this is the right company to apply from now i applied for a loan for my business of 250,000.00 USD and this company helped me without delay i am so happy i am testifying this company because i saw other people do it and i am happy to be among the people who shares testimony on how this company helped me so everyone if you need a real loan your helper is here. their contact information is abigailmills.loans227@gmail.com

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Photo of Abigail Mills

Abigail God will bless you and your company

My name is Veronica Rose Holly. I am from Chicago USA. I have nothing much to say anyone that need a true loan without you being cheated should apply from Abigail Mills cause i applied for a loan from this company today after i read so many good and wonderful comments about this company. I applied for a loan to pay my debts and all i needed was $50,000.00 because i will also use part of that money to pay my children school fees. As i am writing this on the internet now i just received my loan from this company today and i am so happy i never believed i would ever be happy again cause i have passed through a lot and i thank God for Abigail Mills God will bless her and his company for putting a smile to my face. So anyone around the world from Chicago and other countries that need a loan your helper is here and the company is Abigail Mills anyone that applied from Abigail Mills loan company will have no problem cause you will receive your loan exactly the time she tells you. their company Email address is abigailmills.loans227@gmail.com

Once again God bless you Abigail Mills and may you live long to continue helping people.

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My name is Leo Daniel Archer and i am from Australia i live in a city of Sydney. Have been looking for a loan online since can not get a loan from my bank and have only found people scamming me of my money. Last week i was scammed by a loan company and God know i was ready to end my life but i said to my self let me try and see if i will see a honest company that was ready to help you. So i settled down and search for a company and i read so many good comments about this company Abigail Mills and i said let me apply and see if i will be lucky as other people i was afraid but i gave my self a chance and i applied for a loan of $80,000.00 i explained to this company that i have been scammed and they told me not to worry that they will help you that they have helped so many people from my country before. So i gave this company a chance and they assured me that in 8 hours time i was going to be with my loan i did not believe but i waited for my loan. In exactly 8 hours time i received an alert from my back that my account has be credited with $80,000.00. All thanks to Abigail Mills this company is God cent. And i made a promise to my self that i will testify this company on how they helped me this company do not know am doing this now that am telling people on the internet how they helped me so everyone if you need a real loan Abigail Mills is here to help you do not be fooled by fake people who clam to be lender. I almost forgot you can only contact this company via mail and there contact details is abigailmills.loans227@gmail.com. whatsapp is +1 (903)378-6704. This company is real and true so anyone that reads this message and you are interested contact this company cause they are the only ones that can help solve your problems.

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I am Brayden Wyatt Bryce by name i am a police officer and i live in New York city in USA. Few days ago i was searching for a loan online and i only found people scamming me of my money. I really need this loan for a project in Colombia and i have been cheated severally one day when i was off duty i decided to look again this time for a true company that give loans i found this company named Abigail Mills loan company and a lot of people have testify about this company at first i did not believe but i decided to apply the loan i was looking for was the sum of $7,000,000.00 i applied from this company and they told me all that needs to be done i trusted them and i did what they told me to do and they assured me that in 8 hours time i was going to be with my loan safely i never believed them but i waited for my loan in exactly 8 hours time i got a call from the company that if i have received my loan yet and i said No. They told me to go to my bank and check my account that my bank might not send me an alert i obeyed and i went to my bank and check my account on my eyes i saw my loan of $7,000,000.00 in my account the money i was having on my account before was $1,000,000.00 and i now found $8,000,000.00 pulse my money and my loan was $8,000,000.00 i am so happy and i thank this company for they are great. I want to use my little time to write to people in United States that if you need a real loan Abigail Mills is the right company to apply from this company does not know am doing this so anyone if you need a loan you can only contact this company via mail or whatsapp but i do not use whatsapp so their mail address is abigailmills.loans227@gmail.com

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My name is Robert Christopher. I am from USA New York City. I want to write to the internet that if you need a real loan Abigail Mills is the real loan company that gives loan i applied for a loan from this company last week Friday and i just received my loan from them today so everyone if you need a real loan without been scammed this is the right company to apply from thus company is truly great and they are real so many people that have been scammed if you need a loan without being scammed this is the real company that gives loans i applied for a loan from this company Abigail Mills and i received my loan today so anyone around the world if you need a true loan locate this company and be rest assured that this company is going to put a smile to your face. the company can be contacted via mail their mail address is abigailmills.loans227@gmail.com and there whatsapp number is +1 (903)378-6704. Thanks to anyone that will read this message this company does not know am doing this am only doing it for people in need of a real loan to be safe.

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Good day everyone

My name is Vanessa Jodi i am from Los Angeles USA. I want to use this time to write to the internet that anyone if you need a true loan Abigail Mills is the right company to apply from few days i was in need of money and i looked for a loan online i saw a company and i applied that company cheated me 2 times of my money i was so sad cause i needed money so i decided to look for another company and i applied from another company that same company also told me to deposit money and i did and never got my loan i was like what is happening to me cause i needed money urgent to buy a house cause if i do not get a house soon my landlord will drive i and my family away from his house so i needed to get my own house. When i was searching again i saw this company Abigail Mills i saw a lot of people testified about this company that the company is truly great so at first i was afraid to apply cause i was cheated 2 times so i said to my self let me try and see if this company was real so i applied. When i applied they told me all i was needed to do i was still afraid but i trusted them and they assured me that in 8 hours time i was going to be with my loan i wanted for my loan and on my eyes i received an alert from my bank that there were a sum of $200,000.00 into my bank account and i was very happy in a while ago the company called me and asked if i have received my loan and i told them yes and i thank them and as i am writing this message on the internet now this company have also helped my 2 brothers so anyone if you need a true loan Abigail Mills is the right company to apply from. In case you are in need of money you can only contact them via mail and their E-mail address is abigailmills.loans227@gmail.com. I thank everyone who read my message and be safe and apply from this company because you will be happy with them.

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Hello Everyone

I am Wilma Linnea Matilda and i am from Philadelphia USA. I was looking for an online loan and i was very scared i have never applied for a loan before and i searched very well and search for a real company there i found a company called Abigail Mills loan company i look and i saw what people said about this company was true i decided to apply for a loan from the company and i needed a loan of $150,000.00 dollars to start a business when i applied she told me all i needed to do i did it and she assured me that in 8 hours time i was going to be with my loan i said okay and i waited in exactly 8 hours time i receive my loan from this company as i am writing this now i have never been scammed before and this company is great i have been hearing people talking about scams but i have never been scammed before and i thank God for that. So everyone if you need a real loan this is the right company to apply from they will help you and the time they tell you that you will receive your loan that is the exact time you will receive your loan. I just have to write this message to everyone so that you wont apply for a loan from the wrong company if you need a real loan contact this company and you will be happy. Their mail address is abigailmills.loans227@gmail.com.

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Good day My name is Ebba Agnes Lilly i am from New York City this company Abigail Mills people are talking about is real i never wanted a loan but i just said i should try this company and see if what people are saying is true and i applied for a loan from them yesterday and i just received my loan today from Abigail Mills loan company anyone if you read this message and you need a loan apply from this company cause they are going to help you this company is the only company that offers real loan online. The loan i applied from them was $75,000.00 dollars and in 8 hours time i received my loan so my friends don't be scammed if you need a real loan this is the right company to apply from. If you are interested of there loans their mail address is abigailmills.loans227@gmail.com and their whatsapp number is +1 (903) 378-6704.

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My name is Gwendolyn Tammie Shari. I am a single mother and i am from Canada and i live in the city of Montreal. I want to use this time to tell everyone on the internet that there is only one company that offers real loan and that company is Abigail Mills. I was looking for a loan online for the past 3 weeks now and all i have got is lenders scamming me of my money that i had God knows i was so poor and i wanted to kill my self but there i saw so many people testify about this company that they give out loans at first i did not believe cause i saw other testimonies of other lender and they all turned to be scams. I said let me apply from this company and see if it is true and immediately i applied they told me everything i needed to do and i agreed and they assured me that in 8 hours time i was going to be with my loan cause they said they are using fast transfer service. At first i did not believe but i waited for my loan before 8 hours time i received an alert from my bank and be hold it was my loan i was very shocked when i saw it and i prayed to God for directing me to the right company who helped me today as i am writing this on the internet now i just received my loan from this company and i am using this time to testify to other people if you need a loan a loan don't be fooled this is the right company to apply from. Their Email address is abigailmills.loans227@gmail.com and for you those who do not have an email address the company whatsapp number is +1 (903)378-6704.

This company is true and great if you need a loan apply now and wait for your loan cause you will be happy with this company.

Thanks everyone and i remain Gwendolyn Tammie Shari.

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My name is Freida Erna Madeleine i am from Chicago USA i want to use this time to write to the internet that i just received my loan funds of 5 million dollars from this company called Abigail Mills loan company at first i did not believe what people were saying on the internet but i decided to try and i applied for the loan 2 days ago and i just received a call from my bank that there is the sum of 5 million dollars in my account and immediately i received an alert from my bank Abigail Mills loan company called me and asked me if i have received my loan and i told them yes so they said i should bring more people to there company if anyone do need a loan so if you really do need a loan this is the company to apply from they are really great and i believe now that there is a real loan company that gives loans and that company is Abigail Mills loan company so if anyone of you need an urgent loan and it is important this is the right company to apply from. Their mail address is abigailmills.loans227@gmail.com.

Finally i am really happy and can start my own business now. Thank you once again Abigail you are great and God bless you and your company.

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My name is Kimberly Lori Cheryl and i am from US, San Jose i want to use this time to tell everyone on the internet on how i received my loan after been scammed 3 times i applied for a loan from Abigail Mills loan company yesterday i saw people testify about her good works and on how she helped people so i decided to apply and she told me what i needed to do i was scared but i did it this morning now i just received an alert from my bank that there is money in my account and i checked the amount and it was my loan i am so happy. So i want to use this time and say to everyone on the internet that this company is real if you need a loan this company is the right company to apply from do not get scammed like me because there are scammers out there apply from this company and you will be happy. their mail address is abigailmills.loans227@gmail.com

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Good day everyone my name is Donna Susan Patricia and i am from Houston Texas, USA i want to use this chance i have now to write this message to the internet if anyone of you is looking for a loan real this is the right company to contact i am a business woman and i applied for a loan in a 2018 legit company and the name of the company is Abigail Mills loan company they have been helping people since 2018 and we are in 2019 now and i just received my loan from them so if anyone of you need a loan go and apply from them because they are real i just pray you people that need help with a loan don't get scammed that is why i am using this chance to write this message on the internet if you need a loan legit loan apply from this company so that you wont get scammed when you apply from the wrong company. their E-mail address is abigailmills.loans227@gmail.com.

Have a nice day everyone and i pray you are all happy as i am today

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My name is Vonda Dionne i am from Los Angeles i just got my loan from a new legit loan company of 2019 and the name of the company that helped me with my loan today is Abigail Mills loan company they are the most lovely loan company i have ever came across with i applied for a loan from them yesterday and the only thing i did was pay the transfer fee which they said i should pay and immediately i make the payment in the next 12 hours time i was with my loan sorry i can not say how much they helped me with but it is a large amount of money so everyone if you need a real loan this is the right loan company to contact their mail address is abigailmills.loans227@gmail.com

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Hello Everyone

My name is Gabriela Yunes i am from New York City i have been looking for a loan online and all i get is scammers but i found this loan company called Abigail Mills loan company and i have seen people online testify about there good deeds so i decided to try if i will be happy once again so i applied for a loan of $350,000.00 and the loan lender Mrs Abigail Mills assured me that in 8 hours my loan will be in my bank account so today as i was working i received a message from my bank that there is some funds of $350,000.00 in my account and i thank Abigail Mills because she is real so if you need any online loan please do not be scammed like me apply from this company because she is the only real company that gives loan online. Their mail address is abigailmills.loans227@gmail.com

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Hello everyone my name is Maksims Odincovs and i am from USA, Chicago i have been on the internet and i have heard people saying they have been scammed before and i urgently need a loan so i was afraid to apply for a loan online thing i saw 3 people testify about Mrs Abigail Mills loan company that they got there loan from her i have never applied for a loan before and i was so afraid that i will get scammed but i believed what the people says and apply from that loan company and everything was fine and they told me to send the transfer fee which will be used to transfer my loan when they told me that i was so afraid that it was a scammed so i sat down and i thought about it and i went back to them and tell them i have never done this before but Mrs Abigail Mills said i should trust them that they are going to help me so i did and i went to send the fee which they said i should send for the transfer of my loan just today i got an alert from my bank that there is money on my account. Today i am very happy i have never been scammed before and i received my loan once so now i am happy and me and my family is going to be happy too so anyone that need a loan should apply from this company without been scammed because she is real and great and i pray God should continue to use her to help people of there loans. her mail address is abigailmills.loans227@gmail.com.

Once again i remain Maksims Odincovs

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We are a financial consultants that handles international finances for any amount of banking instruments. What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Abigail Mills loan company (abigailmills.loans227@gmail.com) is the answer. Reduce your payments to ease the strain on your monthly expenses. Feel free to engage our leased facilities as We have provided over $2 Billion in business loans to over 25,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 8 hours of successful application.

* Personal loans
* Debt consolidation loan
* Student loan,
* Truck Loans
* Car Loans
* Real Estate Loans
* Refinancing Loans
* Debt consolidation loans
* Education Loans
* Farm Loans
* Corporate Loans
* Business Start-up Loans

We offer loans from a minimum range of $5,000 to a maximum of $500 million, Abigail Mills loan company services Will give you loan with an affordable interest rate of 2% and loan duration of 1 to 20 years to pay back the loan (secure and unsecured). Our aim is to provide Excellent Professional Financial Services. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable..
Email us via: abigailmills.loans227@gmail.com.

Yours Sincerely,
Mrs. Abigail Mills.

We are certified and offer fast and reliable services….

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Hello Everyone,

Welcome to the future! Financing made easy with Abigail Mills loan company.

Have you been looking for financing options for your new business plans, Are you seeking for a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Abigail Mills loan company. says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans(Secured and Unsecured). Interested applicants should contact us for further loan acquisition procedures.

Services include:

* Car Loan
* Home Loan
* Truck Loan
* Mortgage Loan
* Debt Consolidation Loan
* Business Loan
* Personal Loan
* Students Loan.

With Abigail Mills loan company. you can say goodbye to all your financial crisis and difficulties as we are certified, trustworthy, reliable, efficient, fast and dynamic.
Email: abigailmills.loans227@gmail.com

Regards,
Mrs Abigail Mills

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Attention

We are a financial consultant that handles international finances for any amount of banking instruments. We have the access/contacts to raise from $10 thousand to $500 Million Dollars, With our company (Abigail Mills loan company) and other TOP PRIME AA BANKS like Bank of America, HSBC, Lloyds, Wells Fargo, The Best Banks for SBA Loans etc.

Feel free to engage our leased facilities in trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans) and many more.

We have provided over $1 Billion in business loans to over 17,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $500 million.

Do you find yourself in a bit of trouble with unpaid bills and don't know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Abigail Mills loan company is the answer. Reduce your payments to ease the strain on your monthly expenses. contact us via Email(abigailmills.loans227@gmail.com)

Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable.
Email us via: abigailmills.loans227@gmail.com

Regards
Mrs Abigail Mills
Email: abigailmills.loans227@gmail.com
Motto: We offer the fastest and reliable financial services

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Greetings..
Please contact us for your secure and unsecured Loan at an Interest rate of 2%
………………………………….

Is the difficulty of the economy affecting you this year,? If your answer is yes, then you need a loan. I’m Mrs Abigail Mills, the owner of a lending company We offer safe and secure loans at an interest rate of 2%.

* Are you financially squeezed?
* Do you seek funds to pay off credits and debts?
* Do you seek finance to set up your own business?
* Are you in need of private or business loans for various purposes?
* Do you seek loans to carry out large projects?

If you have any of the above problems, we can be of assistance to you but I want you to understand that we give out loans at the interest rate of 2%.

* Borrow anything up to $95,000,000 USD.
* Choose between 1 to 20 years to repay.
* Choose between Monthly and Annual repayments Plan.
* Flexible Loan Terms.
Please if you are interested check back with us through this email address: abigailmills.loans227@gmail.com

We promise a 100% guarantee that you will receive your loan at the end of this loan transaction.There is no security check, no credit check

Regards
Abigail Mills
Abigail Mills loan company

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WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

Please, contact us for more information: abigailmills.loans227@gmail.com
Kindly write us back with the loan information;
- Complete Name:
- Loan amount needed:
- Loan Duration:
- Purpose of loan:
- City / Country:
- Telephone:
- How Did You Hear About Us:

If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: abigailmills.loans227@gmail.com
Yours Sincerely,
Mrs. Abigail Mills

We look forward to hear from you ASAP

Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

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My name is Mrs Abigail Mills we are a new legit loan lenders of 2019 and we like to help any body that need financial help we offer as from $500,000.00 and $5,000,000.00 and we also give out loans in euro above that so if you need help kindly send us an email on:abigailmills.loans227@gmail.com so that your loan transaction can take place now you will be with your loan in the next 8 hours it is a fast transfer and is safe without any delay. So email:abigailmills.loans227@gmail.com if interested

Email:abigailmills.loans227@gmail.com

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WELCOME TO ABIGAIL MILLS abigailmills.loans227@gmail.com our aims is to provide Excellent Professional Service.

Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

We offer a wide range of financial services which includes: Personal Loans, Debt consolidation loans, Business Loans, Education Loans, Mortgage Secured Loan, Unsecured loan, Mortgage Loans, Payday off Loans, Student Loans, Commercial Loans, Car Loans, Investments Loans, Development Loans, Acquisition Loans, Construction Loans, with low interest rate at 2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

Please, contact us for more information: abigailmills.loans227@gmail.com
Kindly write us back with the loan information;

BORROWER INFORMATION

1)Full Names:
2)Country:
3)address:
4)State:
5)Sex:
6)Marital Status:
7)Occupation:
8)Phone Number:
9)Monthly income:
10)Next of Kin:
11)Loan Amount Needed:
12)Loan Duration:
13)Purpose of Loan:
14)Specific date you need the loan:

If you are interested to get a loan then kindly write us with the loan requirement.
Please, contact us for more information: abigailmills.loans227@gmail.com

Yours Sincerely,
Mrs Abigail Mills
abigailmills.loans227@gmail.com

We look forward to hear from you ASAP

Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

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Photo of Brian Hillson Christopher

AFFORDABLE PERSONAL/BUSINESS/HOME/INVESTMENT/REAL ESTATES LOAN OFFER WITHOUT COST/STRESS for immediate response Call/Text +1(209)643-7283 Email: brianloancapital@gmail.com

We are financial consultants providing reliable loans to individuals and funding for business, home and projects start up. Are you tired of seeking loans or are you in any financial mess. Do you have a low credit score, and you will find it difficult to get loans from banks and other financial institutions? then worry no more for we are the solution to your financial misfortune. we offer all types of loan ranging from $3,000.00 to $600,000,000.00USD with a low interest rate of 2% and loan duration of 1 to 33 years to pay back the loan secure and unsecured. Are you losing sleep at nights worrying how to get a Legit Loan Lender? Contact us via Call/Text +1(209)643-7283 Email: brianloancapital@gmail.com

Do you have a bad credit? Do you need money to pay bills? Do you need loan to buy, refinance or renovate your home? Is it necessary to start a new business? Do you have an unfinished project due to poor funding? Do you need money to invest in any specialty that will benefit you? BRIAN CAPITAL LOANS aims is to provide excellent professional financial services which include the followings

* Personal loans * Business loans
* Home loans * Farm Loans
* Education loans * Debt consolidation loans
* Truck Loans * Car Loans
* Hotels Loans * Refinancing Loans
* Venture capital and many more.

Yours Faithfully
Hillson B Christopher
Call/Text +1(209)643-7283
$$$DO YOU NEED A LOAN TO START A BEFITTING YEAR 2019!!GET YOUR INSTANT LOAN APPROVAL CONTACT: brianloancapital@gmail.com For we are certified, reliable, powerful, fast and dynamic, with no credit check and offers a 100% guarantee loans and finances

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Photo of Brian Hillson Christopher

AFFORDABLE PERSONAL/BUSINESS/HOME/INVESTMENT/REAL ESTATES LOAN OFFER WITHOUT COST/STRESS for immediate response Call/Text +1(209)643-7283 Email: brianloancapital@gmail.com

We are financial consultants providing reliable loans to individuals and funding for business, home and projects start up. Are you tired of seeking loans or are you in any financial mess. Do you have a low credit score, and you will find it difficult to get loans from banks and other financial institutions? then worry no more for we are the solution to your financial misfortune. we offer all types of loan ranging from $3,000.00 to $600,000,000.00USD with a low interest rate of 2% and loan duration of 1 to 33 years to pay back the loan secure and unsecured. Are you losing sleep at nights worrying how to get a Legit Loan Lender? Contact us via Call/Text +1(209)643-7283 Email: brianloancapital@gmail.com

Do you have a bad credit? Do you need money to pay bills? Do you need loan to buy, refinance or renovate your home? Is it necessary to start a new business? Do you have an unfinished project due to poor funding? Do you need money to invest in any specialty that will benefit you? BRIAN CAPITAL LOANS aims is to provide excellent professional financial services which include the followings

* Personal loans * Business loans
* Home loans * Farm Loans
* Education loans * Debt consolidation loans
* Truck Loans * Car Loans
* Hotels Loans * Refinancing Loans
* Venture capital and many more.

Yours Faithfully
Hillson B Christopher
Call/Text +1(209)643-7283
$$$DO YOU NEED A LOAN TO START A BEFITTING YEAR 2019!!GET YOUR INSTANT LOAN APPROVAL CONTACT: brianloancapital@gmail.com For we are certified, reliable, powerful, fast and dynamic, with no credit check and offers a 100% guarantee loans and finances

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Photo of Joseph Tetro

Hi everyone, I am Joseph Tetro from Texas and I just want to say a very resounding thank you to Financial loan services for their sincerity, Openness, Transparency, Truthfulness, Love and support during and after getting loan funds from them. I have been through a lot in the hands of those scammers and time won’t permit me to say all that I went through in the year 2018 online in the guest or getting a loan funds to get a home here in USA but God answered my prayers through the support and love from Financial loan services who embraced me and understood me despite my initial doubt and unseriouness and with his good heart and love I am now a home owner through his 2% interest rate loan funds and I have vow to spread this news and also tell the world that there are still genuine and few good online loan firms out there that can assist and also revive a dry bone like I was in 2018 .

Don’t fail to listen and read this testimony because this is a true life changing experience and anyone that needs this kind of turn around should not hesitate or doubt this because I have prove and I swear to God in Heaven that this story is real and also the story of my experience with them.

Contact them today.
Text or Call: +1 (210) 556-0342
Website: financiallnservice.com
Email: info@financiallnservice.com

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Photo of Joseph Tetro

Hi everyone, I am Joseph Tetro from Texas and I just want to say a very resounding thank you to Financial loan services for their sincerity, Openness, Transparency, Truthfulness, Love and support during and after getting loan funds from them. I have been through a lot in the hands of those scammers and time won’t permit me to say all that I went through in the year 2018 online in the guest or getting a loan funds to get a home here in USA but God answered my prayers through the support and love from Financial loan services who embraced me and understood me despite my initial doubt and unseriouness and with his good heart and love I am now a home owner through his 2% interest rate loan funds and I have vow to spread this news and also tell the world that there are still genuine and few good online loan firms out there that can assist and also revive a dry bone like I was in 2018 .

Don’t fail to listen and read this testimony because this is a true life changing experience and anyone that needs this kind of turn around should not hesitate or doubt this because I have prove and I swear to God in Heaven that this story is real and also the story of my experience with them .

Contact them today.
Text or Call: +1 (210) 556-0342
Website: financiallnservice.com
Email: info@financiallnservice.com

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Photo of Jennifer Loris

Good day !!
We are Christian Organization formed to help people in need of help,such as
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Please these is for serious minded and God fearing People Only.
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Text or call: +1-586-331-5557.
Address is 68 Fremont Ave Penrose CO, 81240.

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Photo of Harriet Sebastian

BEST ONLINE LOAN OFFER AT 2%.
 Are you a business man or woman? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? I'm recommending Financial Loan Services to everyone who is interested in getting a mortgage loan today, Because I just got a mortgage loan of $340,000.00 with a low credit score at a low rate of 2% from them and their services are fast, Reliable and trustworthy because they have been tested and trusted by me unlike other companies I came across during the period I was still unable to get a loan. They are Located here in United States. I'm forever grateful and indebted to them for making my dreams come true since I got this loan they have been helping me to make sure I make use of the funds as I desire to in other for me to pay back within the stipulated time I promised to pay back the loan amount. I have purchased several homes and done as many refi's and this was the best transaction I've done to date. If I buy or refinance again, I will be contacting Financial Loan Services again. They offer both short and long terms loan off within 1–50 years loan duration, while they offer loan amount ranging from $3000 - $800,000,00 with or without collateral but no credit check. 
For More Urgent Information Contact Them Immediately. 
Text or Call: +1 (210) 556–0342 
Website: financiallnservice.com 
Email: info@financiallnservice.com 
Best Regards.

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Photo of Harriet Sebastian

BEST ONLINE LOAN OFFER AT 2%.

Are you a business man or woman? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business?

I'm recommending Financial Loan Services to everyone who is interested in getting a mortgage loan today, Because I just got a mortgage loan of $340,000.00 with a low credit score at a low rate of 2% from them and their services are fast, Reliable and trustworthy because they have been tested and trusted by me unlike other companies I came across during the period I was still unable to get a loan. They are Located here in United States. I'm forever grateful and indebted to them for making my dreams come true since I got this loan they have been helping me to make sure I make use of the funds as I desire to in other for me to pay back within the stipulated time I promised to pay back the loan amount. I have purchased several homes and done as many refi’s and this was the best transaction I’ve done to date. If I buy or refinance again, I will be contacting  Financial Loan Services again. They offer both short and long terms loan off within 1-50 years loan duration, while they offer loan amount ranging from $3000 - $800,000,00 with or without collateral but no credit check.

For More Urgent Information Contact Them Immediately.
Text or Call: +1 (210) 556-0342
Website: financiallnservice.com
Email: info@financiallnservice.com

Best Regards,
Mrs. Harriet Sebastian.

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Photo of jayden martin

DO YOU NEED AN AFFORDABLE LOAN TODAY?

We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $200 million.

Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Jayden Martin Home Loans is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2% JAYDEN MARTIN HOME LOANS, (jaydenmartinhomeloans@gmail.com) aims
is to provide Excellent Professional Financial Services.

Our services include the following:

*Truck Loans
* Personal Loans
* Debt consolidation loans
* Car Loans
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans

We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Dr. Jayden Martin
+1 (929)277-5237
We are certified and your privacy is 100% safe with us. Worry no more about
your loans or finances.


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Photo of Donald Crush

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Photo of Mrs.Juliet Quin

Dearest Esteems,

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Photo of Mrs.Juliet Quin

Dearest Esteems,

We are Offering best Global Financial Service rendered to the general public with maximum satisfaction,maximum risk free. Do not miss this opportunity. Join the most trusted financial institution and secure a legitimate financial empowerment to add meaning to your life/business.

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Best Regards,
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Executive Investment
Consultant./Mediator/Facilitator

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Photo of Mrs.Juliet Quin

Dearest Esteems,

We are Offering best Global Financial Service rendered to the general public with maximum satisfaction,maximum risk free. Do not miss this opportunity. Join the most trusted financial institution and secure a legitimate financial empowerment to add meaning to your life/business.

Contact Dr. James Eric Firm via
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urgentloanoffer22.blogspot.com/
Whatsapp +918929509036
Best Regards,
Dr. James Eric.
Executive Investment
Consultant./Mediator/Facilitator

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Photo of Kim Kim

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Photo of Bentex Group Funding

Private Lender Bentex Funding Group Ltd.
Greetings to you by (BFGL).
We are a France-Paris based investment company known as Bentex Funding
Group Ltd working on expanding its portfolio globally and financing
projects.
We would be happy to fund and invest with you in any profitable
project if you have any viable project we can finance by making mutual
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on:bentexgroup@gmail.com for more details.
Looking forward hearing from you soonest.
Yours truly,
Mrs Rose Larsson.
(Personal Assistant)
Bentex Funding Group Ltd(BFGL)
509 Rue Jacques Coeur,75008 Paris-France
Paris-France.Bentex Funding Group Ltd (BFGL)

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Photo of Bentex Group Funding

Private Lender Bentex Funding Group Ltd.
Greetings to you by (BFGL).
We are a France-Paris based investment company known as Bentex Funding
Group Ltd working on expanding its portfolio globally and financing
projects.
We would be happy to fund and invest with you in any profitable
project if you have any viable project we can finance by making mutual
investment with you. If you are interested, kindly contact us
on:bentexgroup@gmail.com for more details.
Looking forward hearing from you soonest.
Yours truly,
Mrs Rose Larsson.
(Personal Assistant)
Bentex Funding Group Ltd(BFGL)
509 Rue Jacques Coeur,75008 Paris-France
Paris-France.Bentex Funding Group Ltd (BFGL)

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Photo of jayden martin

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Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Jayden Martin Home Loans is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2% JAYDEN MARTIN HOME LOANS, (jaydenmartinhomeloans@gmail.com) aims is to provide Excellent Professional Financial Services.

Our services include the following:

*Truck Loans
* Personal Loans
* Debt consolidation loans
* Car Loans
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans

We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Dr. Jayden Martin
+1 (929)277-5237
We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances.


Get your instant loan approval

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Photo of Bentex Group Funding

Private Lender Bentex Funding Group Ltd.
Greetings to you by (BFGL).
We are a France-Paris based investment company known as Bentex Funding
Group Ltd working on expanding its portfolio globally and financing
projects.

We would be happy to fund and invest with you in any profitable
project if you have any viable project we can finance by making mutual
investment with you. If you are interested, kindly contact us
on:bentexgroup@gmail.com for more details.
Looking forward hearing from you soonest.
Yours truly,
Mrs Rose Larsson.
(Personal Assistant)
Bentex Funding Group Ltd(BFGL)
509 Rue Jacques Coeur,75008 Paris-France
Paris-France.Bentex Funding Group Ltd (BFGL)

link
Photo of Bentex Group Funding

Private Lender Bentex Funding Group Ltd.
Greetings to you by (BFGL).
We are a France-Paris based investment company known as Bentex Funding
Group Ltd working on expanding its portfolio globally and financing
projects.

We would be happy to fund and invest with you in any profitable
project if you have any viable project we can finance by making mutual
investment with you. If you are interested, kindly contact us
on:bentexgroup@gmail.com for more details.
Looking forward hearing from you soonest.
Yours truly,
Mrs Rose Larsson.
(Personal Assistant)
Bentex Funding Group Ltd(BFGL)
509 Rue Jacques Coeur,75008 Paris-France
Paris-France.Bentex Funding Group Ltd (BFGL)

link
Photo of Bentex Group Funding

Private Lender Bentex Funding Group Ltd.
Greetings to you by (BFGL).
We are a France-Paris based investment company known as Bentex Funding
Group Ltd working on expanding its portfolio globally and financing
projects.

We would be happy to fund and invest with you in any profitable
project if you have any viable project we can finance by making mutual
investment with you. If you are interested, kindly contact us
on:bentexgroup@gmail.com for more details.
Looking forward hearing from you soonest.
Yours truly,
Mrs Rose Larsson.
(Personal Assistant)
Bentex Funding Group Ltd(BFGL)
509 Rue Jacques Coeur,75008 Paris-France
Paris-France.Bentex Funding Group Ltd (BFGL)

link
Photo of Reekado Rosey

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Photo of jayden martin

DO YOU NEED AN AFFORDABLE LOAN TODAY?

We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $200 million.

Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Jayden Martin Home Loans is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2% JAYDEN MARTIN HOME LOANS, (jaydenmartinhomeloans@gmail.com) aims is to provide Excellent Professional Financial Services.

Our services include the following:

*Truck Loans
* Personal Loans
* Debt consolidation loans
* Car Loans
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans

We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Dr. Jayden Martin
+1 (929)277-5237
We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances.


Get your instant loan approval

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Photo of Nancy White

A MUST READ: HOW I GOT MY LOAN OF $375,000.00 FROM THIS GREAT COMPANY CALLED LANDON LUIS HOME LOANS

Hello to All across the globe, I am Nancy White , from United State Of America, USA. I am a single mother of four kids and I was stuck in a financial situation and I needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not fall prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you will not hear from them again they have done it to me three times before i come in contact with Landon Luis Home Loans the most interesting part of it is that my loan was transfer to me within 72hours so I will advice you to contact Landon Luis Home Loans if you are interested in getting loan and you are sure you can pay them back on time you can contact them via email……… (landonluishomeloans@gmail.com) Phone: call/text+1 +1 (929) 377-6816 No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Landon Luis Home Loans today for your loan

They offer all kind of categories of loan they

Short term loan (1_10years)
Long term loan (20_30 years)

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*Property Purchase loans................... Home loan............., Business loan........
Debt consolidation loan .......Refinance Loan..........,Business start up loan
Farm loan....... , Company loan..............Mortgages loan
construction loan.....car loan........ hotel loan....personal loans..property loans etc

Email..........(landonluishomeloans@gmail.com) Phone: call/text+1 +1 (929) 377-6816
When it comes to financial crisis and you need to be free from financial crisis then Landon Luis Home Loans is the place to go please just tell them that Nancy White direct you Good Luck....

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Photo of Mrs.Aisha Mohamed

Hello Everybody,
My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius, call/whats-App Contact Number +918929509036 via email:(urgentloan22@gmail.com) Thank you.

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Photo of Mrs.Aisha Mohamed

Hello Everybody,
My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius, call/whats-App Contact Number +918929509036 via email:(urgentloan22@gmail.com) Thank you.

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Photo of Mrs.Aisha Mohamed

Hello Everybody,
My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius, call/whats-App Contact Number +918929509036 via email:(urgentloan22@gmail.com) Thank you.

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Photo of Mr. Landon Luis

DO YOU NEED AN AFFORDABLE LOAN TODAY?

We have provided over $1 Billion in business loans to over 35,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a
maximum of 20 million.

Do you need a genuine loan Online to secure your Bills? Starts a new business? Do you need a personal loan? or Business loan, Apply for a quick and convenient loan to start a new financing of your projects at a cheapest interest rate of 2%. Are you in need of a Loan of any amount? Has the bank or broker refused your Loan Application because of your Low Credit Scores or Lack of Collateral Security? and you are in need of an urgent Personal Or Business Loan to re-finance your business, pay your bills, settle your bad credit problems, buy and own a house of your own? etc. CONTACT US NOW VIA EMAIL:(landonluishomeloans@gmail.com) call/text +1 (929) 377-6816

Landon Luis Home Loan is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. Landon Luis has demonstrated strong credit performance and maintains one of the industry’s highest consumer ratings according to leading consumer review sites. Apply for any kind of loan and any amount of your choice today by reaching us through email: (landonluishomeloans@gmail.com) call/text +1 (929) 377-6816

Landon Luis believe Everyone deserves a better financial future if they strive for it. We’ve built a marketplace and willing to help the less financial privileges get the loan they need to get back on their feet with an affordable interest rate of 2%.

Our services include the following:

*Farm Loan
*Investment Loan
* Commercial Loan
* Construction Loan
*Truck Loans
* Personal Loans
*Business Start up loans
* Debt consolidation loans
* Car Loans
* Hotels Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans


NOTE:Bear in mind that it will only take less than 72 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Mr. Landon Luis
+1 (929) 377-6816
We are certified and your privacy is 100% safe with us. Worry no more about
your financial problems.


Get your instant loan approval

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Photo of Mr. Landon Luis

DO YOU NEED AN AFFORDABLE LOAN TODAY?

We have provided over $1 Billion in business loans to over 35,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a
maximum of 20 million.

Do you need a genuine loan Online to secure your Bills? Starts a new business? Do you need a personal loan? or Business loan, Apply for a quick and convenient loan to start a new financing of your projects at a cheapest interest rate of 2%. Are you in need of a Loan of any amount? Has the bank or broker refused your Loan Application because of your Low Credit Scores or Lack of Collateral Security? and you are in need of an urgent Personal Or Business Loan to re-finance your business, pay your bills, settle your bad credit problems, buy and own a house of your own? etc. CONTACT US NOW VIA EMAIL:(landonluishomeloans@gmail.com) call/text +1 (929) 377-6816

Landon Luis Home Loan is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. Landon Luis has demonstrated strong credit performance and maintains one of the industry’s highest consumer ratings according to leading consumer review sites. Apply for any kind of loan and any amount of your choice today by reaching us through email: (landonluishomeloans@gmail.com) call/text +1 (929) 377-6816

Landon Luis believe Everyone deserves a better financial future if they strive for it. We’ve built a marketplace and willing to help the less financial privileges get the loan they need to get back on their feet with an affordable interest rate of 2%.

Our services include the following:

*Farm Loan
*Investment Loan
* Commercial Loan
* Construction Loan
*Truck Loans
* Personal Loans
*Business Start up loans
* Debt consolidation loans
* Car Loans
* Hotels Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans


NOTE:Bear in mind that it will only take less than 72 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Mr. Landon Luis
+1 (929) 377-6816
We are certified and your privacy is 100% safe with us. Worry no more about
your financial problems.


Get your instant loan approval

link
Photo of Susan Benson

Hello Ladies and Gentlemen, Are you in urgent need of a business loan, personal loan or mortgage loan? If yes, I will advise you to contact us at Sunshine Financial Group via this email address (sunshinefinancialgroupinc@gmail.com) to get your loan

Sunshine Financial Group is a comprehensive financial service firm committed to helping you improve your long-term financial success. Our customized programs are designed to help grow, protect, and conserve your wealth by delivering personalized service and expertise.

If you have been finding it so difficult to get equity loan from your local banks or other financial institutes, worry no more, because We have helped numerous number of individuals and organizations who have been facing financial difficulty all over the world. When you apply with us, you’re applying with a trusted company that cares about your financing needs. You’ll be taken care of through the whole process.

KEY BENEFITS;

- Apply anytime, anywhere.
- Receive cash in less than 24 hours
- Borrow from €2000 to €20 Million
- No hidden charges.
- Low interest rate of 3%
- You Get The Chance To Select the Repayment Date, either weekly, monthly or yearly for a duration of 1-30 years.
- We offer both secured and unsecured loans

If you need an urgent loan within 24 hours, kindly write to the email below for more information
Email Contact: (sunshinefinancialgroupinc@gmail.com)
WhatsApp Contact: +447903159998

We Look Forward to hearing From You

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Photo of Opportunity Financial LLC

Are You In Need Of A Private Or Business Loans At 2% Rate For Various
Purposes? If Yes; Contact us: opploansLLC@gmail.com Website: https://opploansllc.wixsite.com/website


*Full Name:_________

*Address:_________

*Tell:_________

*loan amount:_________

*Loan duration:_________

*Country:_________

*Purpose of loan:_________

*Monthly Income:__________

*Occupation__________

*Email :_________

Best regards
Managements
Contact us: opploansLLC@gmail.com
Website: https://opploansllc.wixsite.com/website

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Photo of Chester Wyne

Do you have a bad credit? Do you need money to pay bills? Is it necessary to start a new business? Do you have an unfinished project due to poor funding? Do you need money to invest in any specialty that will benefit you? And you do not know what to do. We offer the following loans;both Personal loans [secure and unsecured], Business loans
[secure and unsecured] ,combination loans ,Student loans,Consolidation loans and so many others. Company name:Mike Morris Finance Group Company Email:Mikemorrisfinancegroup@gmail.com

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Photo of Matej Smolej

Testimony on how i received my loan at 2% ( Frank Loans Services )

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Photo of Avit Investment

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Photo of Noel Prince

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Photo of Avit Investment

Private Lender Bentex Funding Group Ltd.
Greetings to you by (BFGL).
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Looking forward hearing from you soonest.
Yours truly,
Mrs Rose Larsson.
(Personal Assistant)
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509 Rue Jacques Coeur,75008 Paris-France
Paris-France.Bentex Funding Group Ltd (BFGL)

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Photo of profyusufkaddu spells

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Powerful rituals to harness cosmic powers and channel them towards fixing a problem in your life.
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Photo of profyusufkaddu spells

Testimony of lost love spells caster +27603635488 or watsapp muslim PROF
Good morning friends my names are NOMTHANDAZO MATLALA, the reason why am here is to let the world know about great spiritual healer i never seen before by names of PROF YUSUFU where should i start: first i hard a big problem that made me to cry day and night because of the man whom i gave my heart with kids to disappoint me for no reason, i tried many healers to help me to bring him back but at end i ended up loosing a lot of money with no results, i was totally decide to leave him until one day i was on internet reading celebrities gossip on social media where i found someone who was testifying about PROF 's strong distance healing powers,then i made a last decision to contact him when i called him, he was so kind to me,he asked me if i knew my ex's lover's original country of birth, as well me to tell he my origin ,but i was scared of that so she told me when doing rituals he always needs to start with getting blessing from a clients ancestors as he is also working with he ancestor to bless he to help clients allover world, he told me always blessings and success starts from home, so from there i gave her my full names,date of birth,picture,my ex-lover's full names,date of birth,picture,after doing that he told me to give him only 2 hours such that he print them out and do checking in order to see how i was going to be helped,after 2 hours passed PROF,who i call him my father now according to what he did to wipe away tears from my eyes day by day, prof got back to me,i was so so surprised for him to tell me why my husband left me,and who was behind all that,PROF gave me 3 days for my sweat lover to be back with me again and he told me he will never leave me again forever,as am speaking its already years passed we are together in a happiest life even we didn't had before,can u imagine he never fight with me again,he listens to me and do whatever i say,in sort word he is under my control,so Please anyone there shading tears with following problems, bringing back ex-lover, love problems,fixing broken marriage / relationship/ winning lottery,casino/job promotions,salary increase/protection,revenge,return back bad energies/failed to have your own baby?business boosting problem ?bringing back lost property the answer is My hero PROF: Call / Whatsapp for privacy +27603635488 u can also email her for privacy at: muslimtraditionalhealer@gmail.com;i know u wont have sleepiness nights and disappointed again:please my lovely friend forgive me for posting this article day by day,i do it coz i promised my prof to do coz i have nothing can value him work to me,thank u.
NB:FINISH ALL UNFINISHED JOBS FROM OTHER DOCTORS
For More Contact
Tel: +27603635488
Email:muslimtraditionalhealer@gmail.com
http://muslimtraditionalhealer.over-blog.com
https://mulimblog.wordpress.com/blog/
https://sites.google.com/view/bestmoneylostlovespellcaster/home?authuser=0

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Photo of profyusufkaddu spells

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love Spells Caster)
For whatever reason your lover is not with you, this spell plants the seeds of their return.
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NB:FINISH ALL UNFINISHED JOBS FROM OTHER DOCTORS
For More Contact
Tel: +27603635488
Email:muslimtraditionalhealer@gmail.com
http://muslimtraditionalhealer.over-blog.com
https://mulimblog.wordpress.com/blog/
https://sites.google.com/view/bestmoneylostlovespellcaster/home?authuser=0

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Photo of Dr.Steve Farrugia Capital

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Photo of Abab Abab

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Photo of Dr.Steve Farrugia Capital

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Photo of Connie morgan

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Photo of don peter

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Photo of jerry cole

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Photo of Haiyan Zhang

Hi Stefan, Way to go evolving this concept and posting it to our Youth Employability challenge!

http://www.openideo.com/open/youth-employment/concepting/diy-entrepreneur-loans-for-young-people/

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Photo of OpenIDEO

Congratulations on sharing a winning concept! The EC loved the thought of providing alternative means of bootstrapping young companies.

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Photo of Paul Reader

Once again congratulations Stefan - you have a very insightful mind for transitional ideas. Will be very interested to see what develops from this and the other winning concepts despite my being physically remote from the centre of action. Look forward to your thoughts on the next few challenges too.

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Photo of OpenIDEO

We like the idea of encouraging entrepreneurship as a valid means of education, but we would like to hear ideas on how to minimise debt. Perhaps you can only take out this loan if you don't have a student loan already? We'd also like to hear about how entrepreneurs who try this versus university can be supported if their start-up fails. Perhaps people who have started companies through this loan can receive credits at university, to encourage them to continue their education once the start-up has run its course.

Swing by our Web Start-up Challenge Refinement Phase Announcement: http://bit.ly/startup-shortlist + the Lowdown on Refinement: http://bit.ly/oi_refine for more tips!

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Photo of Paul Reader

Obviously no loan is risk free for the lender. Student loans here in Australia are government sponsored and tied to future income levels (from any source) and provided in stages dependent on progress.
I imagine similar 'conditions' could be established for entrepreneur loans (at least for loans partially or wholly originating in government).
Here the recovery starts at a particular income level and is facilitated through the income tax system. Perhaps a tax-linked guarantee system as part of any public/private partnership for making loans would be worth considering.
As for Uni credits - this would be a great idea for 'liberal arts' type degrees (I wish Australia had such an undergraduate system at least I would have a degree by now instead of 3 partially completed ones).

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Photo of Amy Bonsall

Good point, Paul. It would be nice to minimise risk on both sides. We don't want to help people to a point where they're buried in debt! Perhaps the loans are graduated and start pretty small then can be added to (as long as we could find a way not to make getting updates cumbersome)? Or, perhaps applicants are given their loan partially in cash and partially in "needed services" (legal advice, etc). Other ideas?

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Photo of Stefan Ritter

I love the uni-credit idea! Potentially it could be linked to part-time studies. I believe the universities and its other students would also benefit from having more people with hands on experience to contribute in their programs.

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Photo of OpenIDEO

Hey there Stefan! Congrats on being shortlisted for our Refinement phase of the Web Start-up Challenge. Only one week left to evolve your concept. We hope you'll be chiming in and updating this exciting idea.

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Photo of DeletedUser

DeletedUser

I like your concept a lot: it's simple and clear. I think it can be very successful in those countries where student loans are widespread, as in UK (not so much in Spain, for example, and other EU countries where there's not such an habit). I was thinking that, if you get a student loan, when you finish your studies I suppose you rush to get a job to return the loan... If you were considering setting up your own business, I suppose you just leave that on hold... And sometimes the opportunity is here & now...

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Photo of Paul Reader

Some good points Irene - and, as usual, another straightforward and very useful concept Stefan.
I guess for those countries without student-loan systems (or perhaps even centrally through the EEC) copying and building on existing models would provide a starting-point.

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Photo of James McBennett

@balderton Capital's twitter says "We nurture innovative, world-leading companies. We invest for the long haul - never 'quick flips' - and we look for entrepreneurs with a similar perspective," whereas others funding sources seem interested in the quick flip and exit strategy as soon as possible.

Depending on the source of funding and intention behind that funding, it can have an enormous impact on decisions made by a startup. I wonder how this loan would motivate entrepreneurs and which direction....

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Photo of Ashley Jablow

I really like this concept a lot, Stefan. My husband is starting a business and access to funding is the #1 issue he's facing. A small business loan isn't quite right for him - but something like this, that has the purpose of helping him get on his feet while also incentivizing his growth, would be really helpful. I'll be eager to see this one get built out a bit more over the Concepting phase.

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Photo of jyotirmaya mahapatra

Nice thought. A loan payback system can be designed which will take into all new asset purchases or hiring into consideration.

Instead of loan repayment , banks could also derive paybacks form public offering the new enterprise will make.

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DeletedUser

This concept has been in place in France for many years for every kind of businness. See http://www.france-initiative.fr/ For innovative project, the loan can be up to 80 000 euros in our place.

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Photo of Stefan Ritter

I like the french system, has there been any studies on its success?

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DeletedUser

Follow the link http://www.france-initiative.fr/index.php/france_initiative/presse_documentation/communiques_de_presse/en_2011_pres_de_16_000_entreprises_et_plus_de_35_000_emplois_crees_ou_maintenus you will find figures for 2011: 16 000 business created, 1,1 Bn€ of loan (including bank loans associated to the loan to the entrepreneur)

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Photo of Meena Kadri

When I had a student loan (quite a while back!) in New Zealand – the mechanism for baseline repayments was via an additional tax percentage devised for loan holders (ie. you only had to start repaying the loan once you were earning) A potential build so that startups didn't have to meet repayments until they were deriving a profit?

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Photo of Amy Bonsall

Great thought, Meena. It would have to be structured carefully so as not to disincentivize profit. Maybe loan repayment comes from revenue, not profit.

Love the idea of finding creative ways to help web start-ups get access to funds.

I wonder about other creative ways to encourage the right behaviour with web start-ups - e.g., instead of incentives coming by hiring more (not necessarily to the benefit of the start-up at that time), could incentives come for reaching certain milestones - for instance beta release?

Stefan, who do you and Bryan envision funding this? Banks or the EC or private investors or even individuals (ala www.zopa.com)? Different parties would have different motivations, which could change the structure of the loan.

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Photo of Stefan Ritter

Amy u have a very great point. Wow I didn't know of Zopa! that's a great concept!
I built on your comment - what do you think about a public private partnership? it all seems allot more bureaucratic than zopa however.

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Photo of Amy Bonsall

I like the idea of providing confidence to private investors, but I wonder if public money is the signal that will work in this case. What about alternatives such as knowing that prominent angel investors have invested, or knowing the team has worked on start-ups in the past? Here's another bit of inspiration: www.seedrs.com

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DeletedUser

Making this like student loans, you could go farther and make entrepreneurial loans to students. Some cash to push a class project that little bit further and start marketing it.

This could alleviate some of Tim's comments below in that you could require a professor or department sign on as a mentor to say there really is a project.

And if students were getting their company in gear as they graduate maybe they could start paying off both loans sooner. :)

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Photo of jyotirmaya mahapatra

Hey Stefan ,
Just an off hand thought.

A lot of students aspire to have their own startup when they graduate. But they already have their student loans to payback. Sometimes its quite a big sum which holds them back from trying out exactly.

We can have a loan service which gives students extra payback time if they want to have their own startup.

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DeletedUser

Great idea, however, the success rates of most businesses are so low that producing a specific Entrepreneur-Loan is highly unlikely because most banks would rule out the concept.
Team Purple Cobra's
-Wells College

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DeletedUser

A good point Tyler, although drop out / exam failure/ post graduate unemployment rates are also very high and this doesn't put off banks from issuing student loans. I suspect Stefan's idea is for the loans to be underwritten by government, just as I believe is the case with student loans.

Meena's idea below makes sense- no repayment until the business reaches a certain freshold of profitability.

I think the idea is a sound one although I would hate it to turn out like the schemes tried in the 80s in the UK. These paid the equivalent of unemployment benefit to 'entrepreneurs' who set up all kinds of bogus businesses.

I think Stefan's idea is to be far more ambitious and rigorous than this. What worries me are the costs of due diligence and auditing.

The interest rate linked to employment levels is an especially excellent idea.

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DeletedUser

This is a very interesting idea. However, I pose one potential conflict. My class at Wells College interviewed an Italian web entrepreneur and we learned how difficult it is to obtain federal loans for a start-up business in Italy. Throughout Europe, banks are very reluctant to give out money to new businesses due to a lack of trust. Furthermore there is a general fear of failing in the business world so people are less willing to take risks. How can we break through these social barriers to gain European investors trust in its entrepreneurs? We need to find our way to apply the courageous business risk taking practices to the European market and eliminate the fear of failing.

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DeletedUser

I really like this idea because it lowers the initial risk of failure, makes it more likely that a business will succeed, and lessen the personal risk of failure by giving the entrepreneur a chance to recover and try again making failure not a final state.

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