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Micro-credit for water and sanitation (WASH)

Provide micro-credit soft loans to poor households for water and sanitation

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WaterCredit puts microfinance tools to work in the water, sanitation and hygiene sector (what we call WASH). WaterCredit empowers the world’s poor with access to small loans for household water connections and toilets. WaterCredit is breaking the cycle of poverty and creating a cycle of opportunity – an opportunity to enhance one’s health, education and economic position.

This is an existing innovation to learn from and adapt particualry with respect to a viable business model and potential opportunities for integrating BOP as producers and maintenance (for livelihood options).

How would you describe the stage of development of your idea?

  • Conceptual Development

How big or scalable is the potential of your idea?

National market scale

Explain the sustainability aspect of your idea

As the existing water.org model shows it focuses on financial sustainability and social benefit.

What types of financing would be required for your idea to be successful?

Initial donor funding and government support

If you are proposing to partner with other organizations, please explain their role and reason for partnership.

Key to any modification would be to partner with local social enterprise incubator networks and seed funders

In-country experience

  • Yes, for one year or less

If you have been operating in India, what has been your focus?

Social enterprise and human centred design in India - Tamil Nadu especially IIT Madras but also recently conducted an study of livelihood oriented social enterprise in Southern India and connected with most of the networks in the country. I am also a social accounting and audit trained with SAN India (impact assessment).

What states or districts will you target/are you targeting within India?

Tamil Nadu, Kerala, Karnataka

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