Save your time
Time is a precious asset. Would you be willing to give your time, to work on community service of your choice where you gain credits which in the future would be transformed in health care services when you are old?

The system features the same principal of the credit transfer and accumulation system used by some universities. But in this case applied on a consortium that provides health care and community services.
Volunteers would be available an online platform where they register which organization they want to work. The awarded credits of the work done would go to a personal account to be used when needed, in one of the affiliated organizations of the platform.
This exchange scheme could also be open to people with no interest in later benefiting with the service, in other words those who wish to give its own credits (time) to others. How? By allocating its credits to a specific person or to a common trust fund.
The platform could also be sponsored. The sponsorship could be through companies own volunteer initiatives or through services or equipment given to host organizations.
Let's look to some persona examples:
Michael a 35 years old retail manager, married with Claire 36 year old and its two children Larry 5 an Susan 2 year old . Michael and his partner, full time mom, are concerned with their retirement. Their current annual income doesn't allow them to save for a retirement plan, and they don't want to be dependent from their children later when their grow old.
They hear about "Save your time" a consortium of local health care services, where they could work as volunteers a couple of hours a week in exchange for later health care benefits in one of the local affiliated members of the consortium.
This keeps them busy and motivated in preparing their future and at the same time be engaged in rewarding community activities.
Claire, single with 55 years old, she's an active women, working full-time as an administrative assistant in an accounts office. Although she has a retirement plan, she's worried it might not be sufficient when she retires. "Save your time" initiative it's something she saw as a good complement. She spends some of her weekend free time to assist at the local care services.
Tom, 20 years old university student. He's willing to do some volunteer work. His university told him about "Save your time" and the possibility to allocate his credits to a fund later to be used by people with no resources to benefit from health care services.
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