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Thinking from someone else's shoes!

I never thought about college expenses since my father pays for my education, but when I actually sat down and thought about it, it's bad.

Photo of Mohsin Momin
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My father pays for my education and I commute to my university from home. I don't have to pay rent for an apartment, since I live at home, nor do I have to pay utilities or food costs. So I have never sat down and thought about college expenses, they were never a problem for me. However, once I began thinking about how expensive and frankly ridiculous college is to a student, it made me slightly upset. Tuition rates for a student are obviously unaffordable, so what do most students do? They take out a loan. That loan sets the students up for failure. Once they graduate, they get a job and begin to make some money. However, they can't save that money. Almost all of their monthly income will be used in paying rent. utilities, car loans, and mostly their student loans. The system we currently have in place. Sets students up to fail and puts them in a debt that takes serious financial management to beat. 

What is a provocation or insight that might inspire others during this challenge?

Students are told that a college education will better their life. However no one tells them that getting that education will cost them so much money that by the time they are done paying the loan they will be almost their parents age. Something about the current system needs to change.


Join the conversation:

Photo of Saloni Modi

Hello Mohsin,

Totally agree! College is getting more expensive by the year. I currently live in west campus and i pay twice as more rent then my brother did when he was at UT 5 years ago. There are many additional costs to college, not just the tuition. There needs to be more benefit and scholarship programs for students. I know there are many scholarships programs currently, however a lot of students do not make the cut.

Photo of Donna Chang

Thank you for pointing out Mohsin !
Hope there will be some brilliant solutions here to solve the issue as the changes and revolution takes time.

Photo of Andy Ly

Hello Mohsin,
I agree with you that something needs to change about the system and I think it's a good start by having more people become aware of the current situation and trying to understand how others are handling the cost of higher education. You might not be paying for your education now, but someday you might be paying for your child's education and for those who are taking out student loans, it'd be even more difficult for them to help their children if they are having to still pay off their student loans.

Photo of Douglas

Hi Mohsin, that's definitely a great point to address. The American dream revolves around attending a prestigious university and using that education to land the dream job. The issue is exactly as you stated, paying for it. If an out of state student wanted to attend UT, how is he or she supposed to pay for the +$34,000 tuition rate for not living in Texas? If higher education is that well encouraged, hopefully there is a way to make the education affordable.

Photo of Donna James

Hello Mohsin,
I think it is really interesting how your thought process worked. It is the simple thing where an individual doesn't think about something until it has something to do with them. Although you do not personally struggle with the costs of college education, you understand what other students are going through. It is a nice thought, just because we don't suffer or struggle from something doesn't mean we shouldn't be sympathetic and supporting of others who do. A very good thought!