OpenIDEO is an open innovation platform. Join our global community to solve big challenges for social good. Sign Up / Login or Learn more

Profit with purpose - peer to peer marketplace to fund education

A unique model where you invest in another's education for a % of future earnings

Photo of Brian Butler
26 21

Written by

An interesting model - does it have a potential for widespread implementation? and

"Edudream is a peer to peer marketplace to fund education. Individuals can raise money for their education and pay in two models: 1) a fixed percentage of their income over the years or 2) Agreed interest rate.

It is a marketplace model applied to the Education Finance Industry. And we use bitcoin as the medium of transfer and the blockchain for smart contracts. So, if you have $10 or $10 million to invest, we can offer a portfolio of vetted individuals with high potential education dreams. We will follow the student over the years and give the investors monthly updates. "



What is a provocation or insight that might inspire others during this challenge?

In what situation could this model be most beneficial? Fully funding a 4-year degree? Or specialized courses for career enhancement? For foreign students dreaming of taking a course or two in the USA? Or for US students looking for higher education?


Join the conversation:

Photo of Tammy Robert


I never wanted to let out this testimony due to the fact that i am a very private person but i decided to give this testimony because i needed to encourage some people out there too, Sometimes ago i was financially depressed and i tried and tried every bank in my country, Loan sharks and countless numbers of online lenders! Several online loan cash companies scammed me of about $6k they stole they stole $6,000 from me all in the name of fees and fake promises of giving me a loan and finally gave me NOTHING!fine, the banks in my country maintained that i was having bad credit while other loan sharks maintained a very high interest rate which i could never pay off even 10 years after i die and due to all this reasons i decided to relax and to accept my faith but on my search for an accredited loan agency that offers loans online on Google i came across this loan agency by name FINANCIAL LOAN SERVICES which offers loan at a cheap rate 2% as there terms and conditions was well spelt alongside other interesting testimonies i read about them, online , I was very impressed and convinced but still i was scared because legitimate loan agencies does not offer loans as low as 2% so i was very careful but after asking around about this loan agency from friends and advanced personalities i was meant to understand that they are a legit loan agency and due to this revelation about them i had to choice other than to apply for a loan with them since i was not having any other choice and this was done via the email address that was listed on there: For more urgent information contact them immediately.

Text or Call: +1 (210) 556-0342
Web reference:

View all comments