Create a platform ecosystem to engage all education providers to work together both in enabling a personalized credentialing system, completion pathway and funding model. This ecosystem would first bring technology like Knack.it, Dr. Duckworth's (https://sites.sas.upenn.edu/duckworth) grit work and Carol Dweck's (http://mindsetonline.com/whatisit/about/) work together with IBM Watson Personality Insights and Microsoft's Affective Computing to create an individualized plan for each student. Colleges would review this new "bio-print" application and enable students to fit into programs that would be cross-credentials (something like what Lumina is recommending, https://www.luminafoundation.org/resources/connecting-credentials) that would allow code academies, colleges, MOOC providers, etc., to provide the learning needed. This learning would be documented in objects like https://portfolium.com/. Companies across America would use the same tools in the platform to recommend and manage employee needs. From the financial perspective, similar to SocietyOne, this platform would provide opportunities for funding from individuals, foundations and universities to offer money for interested personalized tracks or individuals matching their needs. An example would be a low-income, first-gen student using a modified version of Knack to play the games to assess their natural interest, skills and talents. This game would also measure their grit and mindset. Several personalized plans would be presented to the student. Notifications would go out through the funding channels and negotiations would happen with this student to begin the process of learning. Additionally, coaches would be part of this platform to help guide students through the process. This at it's root would be a technology platform that enables education across the growing large proliferate of tools and ideas.