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Updated (01/21): Invest in people´s education for a return

Individuals or organizations can invest directly in people´s education and earn profit with purpose by helping them succeed.

Photo of Edmilson Rodrigues
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Who is the target audience for your idea and how does it reimagine the cost of college?

The target audience are individuals or organizations that want to have profit with purpose by investing in the students´ education for a return. They might create funds to invest in different individuals with the same strategy (minorities, first generation college students, US Veterans), or they might fund a single person. This reimagines the cost by creating new sources of funding for education. And the student pays back in an "equity like" model, or with simple debt.

Talent is universal, opportunities are not. I am Edmilson Rodrigues, entrepreneur from Recife/Brazil. After passing through the experience of not being able to fund my own educational dream, that was to do a MBA in the US, I made it my life mission to promote the access to responsible loans for education, worldwide. 

The company Education Dream, Inc. is the result of almost two years of validation and refinement. 960 students from different countries applied to receive loans, 7 people were funded totalizing $39,000 in loans. It is a humble begining, but we are growing and looking for partnerships. 

As Peter Diamandis says "The world´s biggest problems are the world´s biggest opportunities". Nowadays, small teams of individuals can change the world. In our case, we are going to use the power of Bitcoin/Blockchain and the ubiquituous access of internet through smartphones to allow every individual in the planet to have access to responsible loans for education. 

Our dream is to live in a world where everybody has access to their educational dreams. Wanna dream with us? Send an email to or visit or

Update 01/21: We were contacted by a big corporation in Brazil that sells cosmetics through a network of sales women. We are discussing the idea of whitelabelling our plataform for them to invest in the education of them. 

What early, lightweight experiment can you try out in your own community to find out if the idea will meet your expectations?

Check it out . There you will find 960 people who applied for responsible loans. Take as an example Alma Corado ( She is an undocumented immigrant who came to the US as a child (she writes about it here: She does not have access to most traditional loans, and is raising $10,000 to cover her senior year in college. Anyone interested in investing in her dream? Visit the page

What skills, input or guidance from the OpenIDEO community would be most helpful in building out or refining your idea?

If you want to fund a dream, the educational loans range from $5,000 to $10,000, are used to cover directly the costs of tuition and the students sign contracts to pay back either (1) with agreed interest rate and fixed payments or (2) with a fixed percentage of their income over the years. Updated (01/12): We were selected as one of the 100 hotest startups created by Brazilians in the 100 Startups Movement. Update (01/17): One more dream funded. Yay!

This idea emerged from

  • A student collaboration
  • An Individual

Are you interested in the Path to Pitching track we've developed for this challenge?

  • Yes


Join the conversation:

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Good Day Everyone,

Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?

Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, To education, To unique purchases.
We offer the following types of loans:
* Car Loan
* Home Loan
* Mortgage Loan
* Investment Loan
* Commercial Loan
* Construction Loan
* Debt Consolidation Loan
* Business Loan [secure and unsecured ]
* Personal Loan [secure and unsecured]
* Student Loan and so many more.

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2% per annul for individuals, Companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. For More Urgent Information Contact Them Immediately.

Text or Call: +1 (210) 556-0342


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