I grew up in the Dallas 'burbs. I got accepted into UT Austin, and that summer after high school, I took two freshman courses at my local community college just to get a leg up. I also eeked out a couple of AP course credits from high school. Once I finally got to UT, I CLEP'ed out of a couple more things and took one of my required courses at Austin Community College. So I think my undergrad transcript was ultimately hacked together with five sources of college credit—two community colleges, two credit-by-exam programs, and one university. It all happened via word-of-mouth. I would hear that you could get credit for this or that, or that you could transfer in credits from this community college for that class, and voilà—hacked undergrad. But I grew up in the Dallas 'burbs; I had a well-resourced high school, two engaged parents, and a bunch of college-bound peers. I had a highly-functioning word-of-mouth system that I didn't even have to seek out. But what happens to people who don't? What's their word-of-mouth?