"United Income aims to help users solve the problem of how they will handle their spending in retirement."
Taken from this entry in Angel List.
"It is a hybrid service, meaning one that offers access to human advisors who rely heavily on financial software."
Founder Matt Fellowes envisions a continuum of services —ranging from free access to planning software; to individualized advice for a fee; to investment and money management for a percentage of assets. United Income intends to function as an SEC registered investment advisor meeting a fiduciary standard."
Fellowes promises United Income will integrate all sources of potential income in a way current retirement planning software doesn’t and will incorporate a range of factors, including individualized life expectancy and retirement and tax policy insights gained from its location in Washington.
Taken from this article in Forbes
The target market is the middle and upper-income bracket who are not exclusively relying on Social Security but do have to consider trade-offs when spending their retirement nest egg.