Several posts have mentioned the challenge of remembering passwords and PIN Code. Well, there is some tech on the market that is about to remove the need for this.
HSBC Bank has introduced voice and touch recognition.
Mastercard is about to launch a contactless card with fingerprint recognition technology.
Barclays offers finger vein scanning for authentication for large transactions.
2. In-car apps
Caixa Bank has an in-car app you can use while driving using voice control.
3. Smart watches
Nationwide has an app you can access via your smartwatch.
4. Facial recognition
Ali Baba has developed 'Smile to Pay'.
5. Google Glass
Caixa Bank has developed an app for use with Google Glass with directions to the nearest bank and the bank's phone number.
One Japanese Bank plans to have robots greeting customers at some of its banks.
7. Augmented Reality
Westpac has announced plans for an augmented reality app with visualisations of balances and transactions history and the location of nearby bank branches.
8. Beacon Technology (iBeacon and Bluetooth Low Energy)
Barclays Bank is trialling an indoor navigation system for customers with disabilities with an app to notify staff of their requirements once they arrive in store.
9. Oculus Rift
Wells Fargo is experimenting with the use of the Oculus Rift virtual reality headsets so customers can enter virtual stores and 'speak' to tellers 'face to face'.
Fidor is planning the first bank for cryptocurrencies with the currency exchange Kraken.
11. Artificial Intelligence
UBS has entered into a commercial agreement with Sqreem to offer customers personalised, detailed information based on their financial behaviour.
12. Digital Cheques
Some banks are investigating smartphone cheque billing allowing payments to be disposited digitally with a mobile device.