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Gain higher independency by making professional live more diverse

Start practizing additional other jobs before retiring to broaden the financial opportunities when being retired..

Photo of Angela Grollmisch
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This is NOT about extending daily working hours, and NOT about saving money in advance of retirement at a bank. It is about having the opportunity to reduce current working hours and spending this time for other activities like volunteering or a different job at the community. Communities could work with financial services institutes to insure credits that are payed back to volunteers after retiring or to retire earlier.

Interests are granted based on social impact of a project. Employers can support this by reducing the wages less than the reduction of working hours that an employee requests.

This gives the person volunteering the option to add new experiences to their lifes, leave often boring job routines, helps communities to drive projects, and companies gain internal money to hire young people.  What about the financial services companies? Well, this is more complex. Often, community projects look like not being related to business opportunities. But, there is a way to deploy resources that later turn into businss opportunities. Building a new child-care facility results in a few additional number of jobs. Upcycling may result in a new online shop or store with new job opportunities. And even the online job development can create new opportunities. Financial services become future investores refinancing the insurance and interests of the credits. Communities gained more flexibility of how to invest their usually small budgets. Projects would not depend on finding people that work for zero money.

It's a complex thing - lots of cooks and if one element fails the whole solution can crash. 

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Photo of eldy wullur

Hi Angela,
Practicing adding new jobs seems good too, but given the age and physical condition that has begun to decline then it should be a new job is not too draining and increase work time.

Photo of Angela Grollmisch

Hi Eldy, I agree: physical conditions are definitely a concern. What was my intention:
- When people start their professional life in my culture, they don't think of what will happen when they are about to become a so cold elder person. When time goes by, often thex experience that there is two chances left: stop working and do nothing, or look for an alternative. But which, and what? My proposal was to give people a chance to add additional credits to improve pension, reduce their current effort on current job, and add something that they would love to do instead. I know a good number of people at 55 that contemplate about if they really wonna do for the next 10 years what they are doing now. On the other side, the communities, local NGOs look for people that are simply reading books with children, paint with them. A craftsman or woman could work with other people to show them how to do all things on their own, as example. It wouldn't be that exhausting, but we all would benefit. Interestingly, we think this should be done by volunteers. Why shouldn't we ad a society, acknowledge the effort by contributing to improve the life ad a pensionaire? And, probably, that person would keep doing this for much more time. We already know, that staying active - physically and even more mentally -improves the health status. Women not being physically active for at least 30 to 45 mins a day, are 8 years older than women being active. So, could be a.ein-win situation. Does this make sense to you? Sorry for the typos or owful language.

Photo of eldy wullur

I agree with you Angela, being elderly does not have to stop the activity, we only give limits on certain types of activities that drain a lot of energy and increase working hours. Activity is good for elderly to increase body fitness. Especially if the activity that adds financial income.