It is a special credit card who incentive older people to spend his money in accomplish his dreams and give to him the opportunty to fulfi it bring it discounts,special rates and gift to use this dreampoints in pursuit his dreams.
The older people have another priorities when they have 50+, they worked all his life, care his childs for years, pay bills and mortage, then when they retire wish have time and money to accomplish his dreams. With dream points can achieve they goals and also gain points if they use his credit cards in accomplish his dreams.
This special credit card give it points just when older people use to achive their goals, then they need to create a wish list attach with they credit card contract.
People gain points achive their goals but also they only can exchance their points in their dreams whatever they will but specified in the wish list.
- Create a wish list and attach with the credit card contract
- The wish list needs to be created by categories like traveling, hobbies, Special families events, grandchildren issues, sports, etc. Inside these categories people can select some items that allow to him gain points spend in them. This wish list must be updated every year via app or visiting a credit union branch.
- The dream points credit card can use everytime but the credit card only gain points if is used in achieve the dreams on the wish list
- The points only can exchange in accomplish other dream in the wish list
- People need taking a photo for the receipt proving the purchase was for an item in the wish list and upload via dream points credit card app.
- Every year the credit card holder wins the amount of points equivalent for your age if the card holders have 50+.
- People under 50 can have it and start collecting points for achieving his dreams but they can only exchange that’s points after they have 50 years old.
Dream points credit card app:
A simple free app that allows scan the receipts and send to the credit card bank holder also show how many points have, history for purchase and alarms with the payments days, also the credit card contract . People create account and profile and attach his wish list in the app.