Graduation model for the ultra-poor
Scaling up BRAC's graduation model for the poorest : build an inclusive social network while introducing basic entrepreneurship training
Who does this idea benefit, who are the main players and what's in it for them?
This idea benefits the "ultra poor". People living below 1.25$ a day are not an homogeneous pool and a unique set of intervention is required for those in the lowest half of the group who live on 60 to 70 cents a day or less, eat below 80% of their energy requirements despite spending at least 80% of their income on food. The main players would be microfinance institutions who want to extend their reach.
How is your idea specifically using the power of communities to improve financial opportunities and resources?
This idea use existing structures such as NGOs or microfinance institutions to target the ultra poor and provide grants of productive assets (like livestock) as well as weekly stipends. The aim is to provide "breathing room" while they learn new livelihoods. The second step is then to encourage participants to save money while providing intensive hands-on training. It mobilize community to integrate the ultra poor and give them the needed confidence boost.
What early, lightweight experiment can you try out in your own community to find out if the idea will meet your expectations?
BRAC already runned extensive research about this model, and has demonstrated the success of this scalable, household-to-household approach. Indeed, 75 to 98% of participants met the graduation criteria. Evidence also suggests the approach can work outside BRAC's native Bangladesh. The organization is "ready to to leverage its experience by working with others"
What skills, input or guidance might you be seeking from the OpenIDEO community to help you build out or refine your idea further?
Further insights to replicate this idea through different structures.
Ideas to adapt this model to the "ultra poor" in developed countries.