OpenIDEO is an open innovation platform. Join our global community to solve big challenges for social good. Sign Up / Login or Learn more

Give Them Access to Loan

By helping women in kakuma with access to loan would enable women like Annociata to be self-dependent.

Photo of Emerimana Daniel Christian
3 2

Written by

Who does this idea benefit, who are the main players and what's in it for them?

This idea would benefit women. How? By enabling them to have the sewing machine and open sewing room. At the end of the day, it would help them to equip other women with reliable skills that will enable them to earn and save.

How is your idea specifically using the power of communities to improve financial opportunities and resources?

There are women like Annociata who are skilled with hand craft skills and this idea is using those already skilled women to empower other women around them and at the end of the day work hard to ear and save as a means for women to improve their financial opportunities and resources.

What early, lightweight experiment can you try out in your own community to find out if the idea will meet your expectations?

The example is Annociata together with her group. They all skilled with hand crafts skills and they work hard to earn and the little they get helps them to sustain their families. Since the expectation is to help other women with skills which will serve to enable to earn and save as for them to be self-dependent; I think and I believe that by giving women like Annociata access to loan will make great changes in their life and as well in the lives of other people around them.

What skills, input or guidance might you be seeking from the OpenIDEO community to help you build out or refine your idea further?

Social entrepreneurship skills.

This idea emerged from:

  • An individual

By the time that I was thinking on what the idea should be; I reflected back on the interview I had with Annociata and realized that there is a need of giving a loan to women like Annociata. They are visionary women with the passion to work hard and sustain their families; not only their families but also people around them. From their home banking system called “SANDUKU LA NYUMBANI”; it is an evidence that those women can be the change agent in the community once supported.

Therefore, I think that it would be good to help them with financial skills which will play a role in making their home banking system looks more appropriate and safer. Briefly, I would like to argue that the idea of giving loan to women like Annociata who is a tailor in the kakuma community would enable them to be financially independent . I believe that there are many women in the kakuma refugee camp community who are ambitious and hardworking but still are not financially self-dependent. Some of them need to be financially accompanied and other need to be taught on how best they can earn and save the little they get.

Help me to think on how best can we help women in Kakuma to be financially self-dependent.

3 comments

Join the conversation:

Comment
Spam
Photo of An Old Friend
Team

Hey Emerimana, that is a very inspirational story of yours. I think there are platforms which provide the opportunities for loans, e.g. http://www.kiva.org/. However, I agree with you, that there should be local organisations that also provide financial and entrepreneurial education to the borrower. Furthermore, these organisations should provide the borrowers with internet access and support to enable them getting access to funds.

View all comments