As I thought about my own Financial Literacy and Empowerment in the Research phase of this project, one of the realizations I had was that I would really like to not have to think about the amount of financial education I need or the work I need to do.
There are some tools out there like direct deposit and automatic bill pay and apps like Mint.com and Check. Turbotax has made doing taxes for a lot of folks. But they don't seem to be as comprehensive as I would like.
I would love it if my credit unions Savings account could receive my money through direct deposit (it does already) and then look at my profile and automatically not only pay my bills, but determine how much money should go to savings, to investments and to retirement and then give me an allowance to play with.
Of course for those who are savvy, they could tweak and adjust their plan however they want. But for those others like me, it is on cruise control.
I don't know, maybe it is already out there.