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Micro Health Credit Platform

Develop an identity, record management and micro credit administration platform using blockchain technology

Photo of Joost Schouten
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Describe what you intend to do and how you'll do it in one sentence (required 250 Characters)

We aim to reach everyone who needs to be vaccinated. With non monetary credits we incentivize the end users in order to achieve 100% adherence to the vaccination schedule. Underpinning the solution is a blockchain administered platform.

Explain the idea (less than 2,000 characters)

The solution aims to primarily address two challenges. The first is how we reach everyone, secondly how do we incentivize end users to adhere to the vaccination schedule. The end user would be anyone with a mobile phone connection. In order to quickly build a database, we will partner with mobile operators and/or local mobile banking services. A typical end user would be any existing (smart) phone user, with geographical access to a center for vaccination administration. For those without a smartphone, a simple tablet at the vaccination site would be sufficient to be able to register and receive micro credits. Depending on penetration levels of smart phones, other options including sms-based approaches could be build. The crucial data elements of the system, such as identity, vaccination statuses and micro credit account balances, will be administrated on the blockchain. This thereby provides a tamper proof and secure platform, limiting the possibility of corruption and perverse incentives. Credits are earned as a result of enrolling in and adhering to a vaccination schedule, however, the incentive structure can easily be extended to allow for credits to be earned by adhering to other good practices, or by getting others in the community onboard. For instance through referrals, or by increasing awareness through social media activity. In addition, the system could be extended to incentivize caregivers, promoting best practice on the supply side in order to enhance adoption and safety. Credits cant be traded and are used only for services which are beneficial to the end user and sufficiently valued by them, in order to act as a motivational incentive. The use of micro credits could extend to, for example, food supplements, malaria tablets, clean water or other well-being related services valued by the target populations.

Which part(s) of the world does this idea target?

  • North Africa
  • Eastern Africa
  • Middle Africa
  • Southern Africa
  • Western Africa
  • Caribbean
  • Central America
  • South America
  • Northern America
  • Central Asia
  • Eastern Asia
  • South-eastern Asia
  • Southern Asia
  • Western Asia
  • Eastern Europe
  • Northern Europe
  • Southern Europe
  • Western Europe
  • Oceania

Geographic Focus (less than 250 Characters)

In order to quickly build and reach all end users, we would be looking to partner with mobile operators and/or local mobile banking services. There is no limit to the scope, it can be applied to all countries and regions.

Who are your end users and how well do you know them? (750 characters)

The solution provides a platform for many initiatives on local, regional and global scales. There is no direct relationship we currently have with the end user. The solution is more of a foundation, which provides a secure administration platform. The more widely adopted and used by different organizations the more effective it will become. The strength is that the foundation can decide which actions will receive which credits, and on what they can be spend. Controlling the entire motivational chain. It therefore also allows better control over how grants used to provide beneficial services is spent.

How is the idea unique? (750 Characters)

To our knowledge there is no other platform in this space currently. There is a blockchain inititiative we are aware of in the vaccination space, which is sponsored by the Bill and Melinda Gates foundation. However, it focuses on securing the supply chain. Our approach is focused on the demand side. Of course there is cross fertilization opportunity if you combine the data stored on both platforms. It is possible to administrate mirco credits without a blockchain. However, we want to address the individuality of the benefits and avoiding the possibility of a market formation for these credits. There is potential for the platform to be used for other health practices which the foundation wants to promote.

Idea Proposal Stage (Select 1)

  • Blueprint: We are exploring the idea and gathering the inspiration and information we need to test it with real users.

How many months are required for the project idea? (140 characters)

There are a number of strong partner teams lined up who have committed resources to build out the prototype. Best estimate is 6 - 12 months.

Organization Name (less than 140 characters)


Type of Submitter

  • We are not yet a registered organization but plan to in future

Organizational Characteristics

  • International/global organization (implementing in multiple countries)

Organization Location (less than 140 Characters)

We are based in Zeist and Maastricht in the Netherlands and Abu Dhabi, UAE

What is the current scale of your organization’s work?

  • Community (working within one or a few local communities within a region)

Tell us more about your organization/company (1-2 sentences)

We are investors and entrepreneurs with a keen desire to make a broader positive impact in the world. Our background is in data management, blockchain, pharmacology and health care innovation. We are just starting out together and have not formally formed an organization yet. However, we are looking into partnerships and look to leverage our existing network, as well as like-minded organizations (see below)

Who will work alongside your organization in the project idea? (750 characters)

Blockchain For Good (BC4G) ( BC4G is a think-tank which brings together the greatest minds around the world to explore and debate the development of blockchain, for the greater good of humanity, society, economy and our environment. Celo, Claire Belmont ( Celo is an open platform for fast, secure, stable digital payments to any mobile number at a fraction of today’s cost. Their platform is built upon blockchain technology, with identity being tied to a mobile number. Dappros, Taras Filatov ( Dappros have 10+ years of experience in building scalable communication, mobile and chat bot sofrware, as well as blockchain specific expertise.

How many people are on your team?


Tell us more about you and your team

We are innovators who want to do good. With an extensive network in place, we will be able to implement our ideas. Joost Schouten; Design (Thinker) and Data Management Herm Martens: Health Innovator, Dermatologist and Entrepreneur Daniel Mathon: Pharmacology, Risk management and Blockchain Blockchain For Good (BC4G), Jens Albers and Cecile Baird ( Celo, Claire Belmont ( Dappros, Taras Filatov ( Selkis, founder of Messari ( Eddy Travia, co-founder and CEO of Coinsilium (


Join the conversation:

Photo of Isaac Jumba

Hi Joost Schouten ,

Great reading through your idea. What tests or experiments are you hoping to do to test your idea?


Photo of Joost Schouten

Hi Isaac, we can through some existing channels in our network provide micro credits to caregivers if they adhere to the vaccination schedule. In the meantime we can build out a prototype and/ or adapt an existing blockchain application for our needs. We would also want to test up the sign up process, ideally using a mobile phone number as an ID, and therefore use mobile phone operators to target many. This would allow us to see whether there is any uptake to "cold" messaging the service. We also have a user journey ready, but were too late to upload prior to the deadline.