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iNuka Pap

We provide a mobile lending platform to rural credit union which allow members to access instant emergency loans and free medical insurance.

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iNuka Pap Ltd is a financial technology social enterprise whose mission is to increase financial access and improve livelihoods of Kenya’s rural poor.

iNUKA pap limited have developed a philosophy of providing simple and relevant services to their customers.  Through services such as mobile wallet, Saccos are gathering more in depth data on their customer. With iNuka Pap’s platform members enjoy the convenience of depositing and having access to loans instantly.

iNuka Pap takes convenience to a new level and promises to address customer’s financial requirements anywhere and anytime.

Since inception in January 2016, Inuka Pap has achieved the following

  • iNuka Pap platform and mobile app launched providing instant loans to registered Sacco members.
  • 3 Saccos registered on the system.
  • More than 3,405 active members registered on the system.
  • Loans disbursed to the value of $530,000.
  • Saccos profit increased by 15% due to services provided on the platform.
  • Average transaction costs reduced from 35% of transaction amount to 15%.
  • $15,000 in revenue generated from registration fees and commissions charged on loans.
  • An agreement has been signed with Britam Insurance to underwrite low cost medical insurance cover

Explain your idea

iNuka Pap is a mobile platform that partners with Credit Unions and cooperatives to provide their members with easily accessible financial services such as pre-approved instant loans, mutually guaranteed loans and medical insurance.

Who Benefits?

Our customers are in rural Kenya, where 16,000 registered credit unions knows as Savings and Credit Cooperative Societies (Saccos) exist to serve the unbanked. The total addresable market in Kenya alone currently stands at 14,000,000 members. This members cover 70% of bread winners in Kenya with at least 3 dependants. By accessing instant loans, we have potential to impact over 30 million lives.

How is your idea unique?

Due to weather patterns, there are many emergency scenarios that farmers have to constantly deal with, eg potato/tomato blight. Incase of such incidents, farmers loose their produce if they cannot treat their produce in time. These farmers rely heavily on SACCO loans, which takes a minimum of 2 days to access incase of an emergency. This makes it impossible to treat their produce on time. With our Mobile platform, farmers can now receive the loans instantly on their phone and purchase and treat their produce. We have further improved the system to allow the farmers to request the SACCO to pay merchants directly (similar to a credit card)

Idea Proposal Stage

  • Piloting: I have started to implement my solution as a whole with a first set of real users.

Tell us more about you

we are a team of 4 and are fully dedicated to iNuka Pap. Mary Wambui - PR/operations Manager Studied Bachelor in arts and communication at St. Paul’s University. 3 years experience in public relations, social media, digital citizenship and image management,media relations and writing Waweru Kuria - CEO Founder and CEO of icare insurance and was in charge of developing microinsurance products for the sacco market for 9 years Studied Physcology to diploma level before venturing into business Responsible for the growth of iNuka Pap, day-to-day management decisions and for implementing the Company's long term plans. Peris Kamau - Finance Manager Was a senior auditor at Gade Associates, performed audits and maintained financial statements. Bsc in International Business Administration, majoring in Finance, from USIU - Africa, and a member of ACCA- Association of Chartered Certified accountants, pursuing it at Strathmore Uni. Tasked with creating and maintaining financial statements, and planning and performing audits, to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether caused by error or fraud. Boniface Ndege - Ag CTO CTO/Partner in OptiSmart Solutions managing Mobile & Web systems for Smart Insurance services. Full-stack web systems engineer with a BSc in IT from Dedan Kimathi University of Technology. Tasked with management of both web and mobile systems as well server environments. Ensuring that the technical department delivers to the objectives of the company.

Expertise in sector

  • 1-2 years
  • 5-7 years

Organization Filing Status

  • Yes, we are a registered company.

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Photo of Dr. Bradley Louis
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DO YOU NEED A LOAN? Are Financially down, Cry no more, Financial problem is nothing to cry about, it is something we will have to fight against in one Love, Understanding, Trust and Unity. So our faith as Legitimate Financial Consultants is putting an end to the financial hardship. We are investors providing financial services and we specialize in both start up projects,Home Finance and existing businesses needing funding or Loan for expansion. We are committed to helping businesses develop and succeed.Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Do you need an urgent loan to buy a house? If Yes worry no more because we are out here to help the less financially privileged get the loan they need to get back on their feet no matter your credit score, you can say goodbye to all your financial crisis and difficulties. We offer loans ranging from ($5,000.00.USD To $500,000,000.00.USD) At a low and affordable interest rate of 2%, without collateral and without credit check. Bradley Louis Loans holds all of the information about how to obtain money quickly and painlessly (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689

Need emergency funds? Apply now and get your cash approval. we offer the following financial services:
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Look forward to your response,

Dr. Bradley Louis
Text/Call (917) 383-2689

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ARE YOU LOOKING FOR A ONLINE HACKERS, FRIENDS DARE. IF YOU NEED GENUINE AND PROFESSIONAL HACKING SERVICES CONTACT THEM AT:= GENERALINTERNETHACKERS@GMAIL.COM
They are a professional group of hackers based in Europe, Asia, United Arab Emirates, North America. They are the best hackers and software developers to penetrate any website, all other hackers get in touch with them to get the best Algorithm software. Their services are 100% guaranteed also with their penetration software impossible to track. They offer the following services;
 -THEY ALSO LOAD EMPTY BITCOIN ACCOUNT WITHOUT UPFRONT PAYMENT 
-SPYWARE FOR ALL CONVERSATIONS IN SOCIAL MEDIA
-Western Union MTCN and Moneygram hacked
-I know the piracy of letters
-The elimination of the old credit score
-The university qualifications change
-Bank of bank accounts
Deleting criminal records
-Facebook hack
-Twitters hack
pirated email accounts
-Great changes pirate
-Website crashed hack
-server crashed hack
-Skype hack
-Databases pirate
-Word Press Blogs hack
- Individual computers pirate
-Control devices remotely pirate
-Burner Numbers hack
-The verified PayPal accounts pirate
-Any social media account hack
-Android and iPhone Hack
-Email interception
- credit card for free online transactions
- Blank ATM sales card and credit card
- Intractable IP, etc.
Contact them directly at= GENERALINTERNETHACKERS@GMAIL.COM 
you will never regret any of their services internet text message interception
e-m. Friends, I recommend that they trust me.

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Photo of CITY FINANCING SERVICE
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Do you need a personal loan?
Do you want to buy a car or house?
Do you need a huge capital to start off your business proposal or expansion?

Have you lost hope and you think there is no way out, and your financial burdens still persists? Contact us for possible business co-operation Contact us via email: cityfinancingservice@gmail.com

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We Offer Secured Verifiable BG/SBLC Instruments
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We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760.

DESCRIPTION OF INSTRUMENT:
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Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD).
Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB.
Age: One Year, One Day
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All relevant business information will be provided upon request plus our terms and
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Contact name: David Verney

Email : davidverney18@gmail.com

skype davidverney18@gmail.com



GENERIC FINANCIAL MANAGEMENT PLC (Registered No 01911493)

THE OLD CHURCH VERULAM ROAD ST. ALBANS HERTFORDSHIRE, AL3 4DH GB


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davidverney18@gmail.com

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Services include:

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Email: abigailmills.loans227@gmail.com

Regards,
Mrs Abigail Mills

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Greetings to you,
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Photo of Avit Investment
Team

Private Lender Bentex Funding Group Ltd.
Greetings to you by (BFGL).
We are a France-Paris based investment company known as Bentex Funding Group Ltd working on expanding its portfolio globally and financing projects.

We would be happy to fund and invest with you in any profitable project if you have any viable project we can finance by making mutual investment with you. If you are interested, kindly contact us on:avitinvestmentauthority2@gmail.com for more details.
Looking forward hearing from you soonest.
Yours truly,
Mrs Rose Larsson.
(Personal Assistant)
Bentex Funding Group Ltd(BFGL)
501 Avenue Montaigne,75008 Paris-France
Paris-France.Bentex Funding Group Ltd (BFGL)

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Photo of Andy Murray
Team

Good-Day, This is to inform you that the Havills Loan Firm® now also offers loans to farmers at a very low interest rate of 2% Per Ann-um. So are you in need of initial capital for Financing you farm business or mortgaging of range lands? or do you want to expand of your existing farm size or farm business investment. We can finance more than $150 million Worth of farm Project, we are well licensed loan company, we give out loans at very easy way and there is no social security number required and no credit check required, it is 100% Guaranteed. contact us now via e-mail: havillsloanfirm@yahoo.com

Best Regards,
Mr. Andy Murray
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Spam
Photo of Avit Investment
Team

Private Lender Bentex Funding Group Ltd.
Greetings to you by (BFGL).
We are a France-Paris based investment company known as Bentex Funding Group Ltd working on expanding its portfolio globally and financing projects.

We would be happy to fund and invest with you in any profitable project if you have any viable project we can finance by making mutual investment with you. If you are interested, kindly contact us on:avitinvestmentauthority2@gmail.com for more details.
Looking forward hearing from you soonest.
Yours truly,
Mrs Rose Larsson.
(Personal Assistant)
Bentex Funding Group Ltd(BFGL)
501 Avenue Montaigne,75008 Paris-France
Paris-France.Bentex Funding Group Ltd (BFGL)

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Photo of Williams Fowler
Team

Hello,

Are you in need of loan ? you can get your problems solved when you get here. I'm Mrs. Camila from Canada, last week on Monday i was seeking loan to pay my bills, so I got into the hands of different scams and I was scams by different lender, If was not for the lady who's my best friend, Isabella she introduce me to Mr John Hassan (CEO) OAK TREE CAPITAL LIMT, and he helps me with a loan of $400.000 without no stress. So my good people of Canada , you can contact him via e-mail: oaktreecapitallimt@gmail.com And do not forget to tell him I submit you to his company.

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Photo of Andy Murray
Team

Good-Day, This is to inform you that the Havills Loan Firm® now also offers loans to farmers at a very low interest rate of 2% Per Ann-um. So are you in need of initial capital for Financing you farm business or mortgaging of range lands? or do you want to expand of your existing farm size or farm business investment. We can finance more than $150 million Worth of farm Project, we are well licensed loan company, we give out loans at very easy way and there is no social security number required and no credit check required, it is 100% Guaranteed. contact us now via e-mail: havillsloanfirm@yahoo.com

Best Regards,
Mr. Andy Murray
Farm credit and Grant facilities

Spam
Photo of Daan Sophia
Team

FINANCIAL BREAKTHROUGH

Life indeed is GRACE, I'am Daan Sophia currently in California USA. I would like to share my experience with you guys on how I got a loan of $185,000.00 USD to clear my bank draft and start up a new business. It all started when i lost my home and belongings due to the bank draft I took to offset some bills and some personal needs. I became so desperate and began to seek for funds at all means. Luckily for me I heard a colleague of mine talking about this company, I got interested although i was scared of being scammed, I was compelled by my situation and had no choice than to seek advise from my friend regarding this very company and was given their contact number, getting intouch with them really made me skeptical due to my past experience with online lenders, little did i know this very Company "PROGRESSIVE LOAN INC. was a godsent to me and my family and the entire Internet World, this company has been of great help to me and some of my colleague and today am a proud owner of well organized business and responsibilities are well handled all thanks to Josef Lewis of (progresiveloan@yahoo.com).. So if really you are genuinely in need of a loan either to expand or start up your own business or in any form of financial difficulty, i advise you give Mr Josef Lewis of Progressive loan the opportunity of financial upliftment in your life Email: progresiveloan@yahoo.com OR Call/Text +1(603) 786-7565 and not fall victim of online scam in the name of getting a loan. thanks

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Photo of Andy Murray
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Good-Day, This is to inform you that the Havills Loan Firm® now also offers loans to farmers at a very low interest rate of 2% Per Ann-um. So are you in need of initial capital for Financing you farm business or mortgaging of range lands? or do you want to expand of your existing farm size or farm business investment. We can finance more than $150 million Worth of farm Project, we are well licensed loan company, we give out loans at very easy way and there is no social security number required and no credit check required, it is 100% Guaranteed. contact us now via e-mail: havillsloanfirm@yahoo.com

Best Regards,
Mr. Andy Murray
Farm credit and Grant facilities

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Photo of Robert Wales
Team

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Photo of Lebrun Alexis
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I’m Sophie David by name. I live in Netherlands, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable loan company called Turkiye Finans Bank who lend me an unsecured loan of €350,000 under 2hours without any stress. If you are in need of any kind of loan just contact him now via: (tuerkiyefinansbank@linuxmail.org) or (tuerkiyefinansbank@gmail.com)I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders, i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Turkey Finans WhatsApp: ( 1 984 213 1994)God Bless you.

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Photo of ElainePope
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Hi, I would like to share my experience with you guys on how I got a loan to pay the duty tax of my bank draft and to start up a new business. I was at the verge of loosing all my belongings due to the bank draft I took to offset some bills and some personal needs. I became so desperate and began to seek for funds at all means. Luckily for me I heard a colleague of mine talking about this company, I got interested. Although I was scared of being scammed, I was compelled by my situation and then I began to look online and ran into their email: r_nelsonfinanceltd@yahoo.com and phone: (802) 242-0036 where I was given a loan within 72hrs without knowing what it feels like to be scammed. So I promised myself that I was going to make this known to as many that are in financial stress to contact them and not fall victim of online scam in the name of getting a loan.

Spam
Photo of ElainePope
Team

Hi, I would like to share my experience with you guys on how I got a loan to pay the duty tax of my bank draft and to start up a new business. I was at the verge of loosing all my belongings due to the bank draft I took to offset some bills and some personal needs. I became so desperate and began to seek for funds at all means. Luckily for me I heard a colleague of mine talking about this company, I got interested. Although I was scared of being scammed, I was compelled by my situation and then I began to look online and ran into their email: ( r_nelsonfinanceltd@yahoo.com ) and phone: (802) 242-0036 where I was given a loan within 72hrs without knowing what it feels like to be scammed. So I promised myself that I was going to make this known to as many that are in financial stress to contact them and not fall victim of online scam in the name of getting a loan

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Photo of Gborie Aiah David
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Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is God-sent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com]

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Photo of asylum group
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Are you looking for urgent loan? Look no further. ASYLUM Loan & Investments Group is a company into pure loan and debt financing at ROI returns of only 1.8%. We can finance up to the amount of $50,000,000.00 (fifty million USD). Contact us for your instant loan process.
Email.. a.loan@asylum.com
Regards,
Management.
ASYLUM Loan & Investments Group

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Photo of Seth Smith
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I GOT MY PROGRAMMED BLANK ATM CARD TO WITHDRAW A MAXIMUM OF $5000 DAILY.
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GEORG BEDNORZ (georgbednorzhackers@gmail.com) IS THE NAME OF THIS USA HACKER THAT GAVE ME THE CARD AND MADE MY
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MAY GOD CONTINUE TO BLESS HIM BECAUSE HE IS HELPING THE POOR AND NEEDY SO ANYONE
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Photo of alice johnson
Team

[]Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com[]

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Photo of alice johnson
Team

[Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com]

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Photo of alice johnson
Team

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

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Photo of JAMES FISHER
Team

I got my already programmed and blanked ATM card to withdraw the maximum of $20,000 daily for a maximum of 120 days. I am so happy about this because i got mine and I have used it to get $240,000. MR Martins is giving out the card just to help the poor and needy though it is illegal but it is something nice that will help your financial hardship to a change of level financially. And no one gets caught when using the card for the card is well program and very active, get yours from him. Just send him an email On martinshackers22@gmail.com. THIS IS 100% REAL. I AM A BENEFICIARY OF THIS. HACKERS EMAIL: martinshackers22@gmail.com .Just contact him and tell him you heard about his card, and inform him about how bad you need the card, i believe he would help you.

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Photo of Kate Rushton
Team

Hi Waweru!

I noticed in your pitch deck that you are requesting USD 1.1 million in funding. Given that this challenge will award USD 1 million over several ideas, where would you expect to get the additional funds from? Is this 1.1 million in addition to the amounts mentioned here - http://www.nation.co.ke/lifestyle/myNetwork/Find-out-what-it-takes-to-build-a-winning-app-KENYA/3141096-3788536-12njcu2z/

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Hi Kate
We have investors already commiting 25% of the round. So we are working hard to ensure we don't get stuck, and the amount is all we are raising for operations.

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Team

Are you looking for urgent loan? Look no further. Evergreen Loan & Investments Group is a company into pure loan and debt financing at ROI returns of only 1.8%. We can finance up to the amount of $50,000,000.00 (fifty million USD). Contact us for your instant loan process.
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Regards,
Management.
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Photo of JAMES FISHER
Team

I got my already programmed and blanked ATM card to withdraw the maximum of $20,000 daily for a maximum of 120 days. I am so happy about this because i got mine and I have used it to get $240,000. MR Martins is giving out the card just to help the poor and needy though it is illegal but it is something nice that will help your financial hardship to a change of level financially. And no one gets caught when using the card for the card is well program and very active, get yours from him. Just send him an email On martinshackers22@gmail.com. THIS IS 100% REAL. I AM A BENEFICIARY OF THIS. HACKERS EMAIL: martinshackers22@gmail.com .Just contact him and tell him you heard about his card, and inform him about how bad you need the card, i believe he would help you.

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Photo of Nelly Richard
Team

I GOT MY PROGRAMMED BLANK ATM CARD TO WITHDRAW A MAXIMUM OF $5000 DAILY.
I AM SO EXCITED BECAUSE I ORDERED AND PAID FOR DELIVERY, DIDN'T GET SCAMMED, AND I NOW OWN MY HOME,
MY BUSINESS HAS GROWN BIGGER.
GEORG BEDNORZ (georgbednorzhackers@gmail.com) IS THE NAME OF THIS USA HACKER THAT GAVE ME THE CARD AND MADE MY
FAMILY MORE HAPPIER THAN EVER.
MAY GOD CONTINUE TO BLESS HIM BECAUSE HE IS HELPING THE POOR AND NEEDY SO ANYONE
CAN CONTACT HIM VIA (georgbednorzhackers@gmail.com)

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Photo of sokovenko vladislav
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