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RuralSecure: Enhancing rural farmers’ adaptive capacity by developing climate-smart security product for shield, credit, benefit and profit.

RuralSecure will enhance rural farmers’ adaptive capacity by integrating climate-smart security in broader agricultural development strategy

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The main objective of this proposal is to enhance rural farmers’ adaptive capacity by developing ‘Climate-Smart Security’ (CSS) products that can complement various government policies promoting Climate-Smart Agriculture (CSA) and that can manage risks inherent in various agricultural value chains in Nigeria . The resulting portfolio of sustainable climate-smart security products will be implemented in selected locations in Nigeria.

 First, the project will develop and calibrate a theoretical model that will predict when access to index security and policies promoting CSA practices or technologies can reinforce each other. Second, the project will evaluate the take-up of these products using a small-scale pilot implementation in close coordination with existing research institution partners and ongoing projects in Nigeria.

The most important milestone is the development of a theoretical framework, calibrated using historical data and experimental stations. This conceptual framework will serve as an input in all interactions with key stakeholders to meet the targeted project outcomes.

To generate visibility around climate-smart security, RuralSecure will develop two specialized media outputs: a policy brief and a video to present key messages and results. All outputs will be available through a project’s website that will be linked to the Food Security Portal of the Federal Ministry of Agriculture and Rural Development (FMARD).

Explain your idea

Almost three quarter of economically active rural populations in Africa are smallholder farmers, making them important players in national agricultural development. Since the livelihoods of these farmers are largely based on agriculture, agricultural development that contributes to increasing the productivity, profitability and sustainability of smallholder farming is critical for reducing poverty and improving food security and nutrition. Agriculture in Africa, however, is an inherently risky business. Agriculture in Nigeria is increasingly exposed to a variety of risks and uncertainties, including market risk; production risks – climate variability such as drought and floods – pest and disease outbreaks and windstorms; and institutional risks. The purpose of RuralSecure- a CSS risk management initiative is to strengthen the responsiveness to shocks of rural farmers, allowing them to update farming practices and to invest in new technologies and know-how, boosting productivity, income, economic growth and wealth. The risk management and resilience building approaches, which need to be adapted to the specific local context, are based on a mapping of the various risks affecting both farmers and households’ access to food, identifying the appropriate risk-hedging instruments and institutions, and providing adequate training to national experts, stakeholders, rural farmers and institutions to integrate agricultural risk management (from design to implementation). RuralSecure provides insight on how climate-smart agricultural (CSA) approach can be combined with market and institutional risk management tools and policy instruments to manage some of agricultural risk especially climate risk at smallholder farm level providing affordable climate-smart security coverage based on an "index" correlated with farmers' losses activated by a payment of premium accurately calculated to capture various agriculturally important risks. First, the project will develop and calibrate a theoretical model that will predict when access to index security and policies promoting CSA practices or technologies can reinforce each other. Second, the project will evaluate the take-up of these products using a small-scale pilot implementation in close coordination with existing research institution partners and ongoing projects in Nigeria thereby giving rural farmer a choice in products and a voice in product design. As a cross-cutting third activity, RuralSecure will engage stakeholders as part of participatory product development using inception meetings, key informant interviews and focus group discussions; and field visits for key stakeholders around the experimental stations. This research idea strives to ensure that these actors will scale-up the most promising climate-smart security products, enhancing adaptive capacity of a large population of rural small holder farmers.

Who Benefits?

Smallholder rural farming households involving women, youths and marginalized groups is a key component of this project. The project aims to identify differences between men and women that can be crucial in the development, testing and implementation of an inclusive product that is accessible for both men and women as well as other marginalized groups, hence, giving rural farmers a choice in products and a voice in product design. For instance, in product design, the project will explore to what extent men and women face different climate risks in the selected areas, whether insurance security versus CSA technologies or practices are valued differently by male versus female farmers, and whether they face different constraints in CSA versus insurance security adoption. The benefits comes in different ways: increasing farmers productivity, protecting their assets and providing security relief- a coverage based on an index correlated with farmers' losses, in case of a disaster or hazard.

How is your idea unique?

RuralSecure aim to promote: 1) Visibility and knowledge of climate-smart security: To create awareness of how climate-smart insurance security can incentivize the adoption of CSA, and how CSA adoption in turn can increase demand for CSS using mobile technology. In addition, the research will identify the infrastructure necessary to create a sustainable market for these novel products. By 2020, 10 specialized media outlets will have covered the implications of this project for policies and practices around CSA and weather-related agricultural insurance. 2) Institutional investments of at least $200,000 in climate-smart securities: At least 6 State Ministries of Agriculture will apply the knowledge and evidence generated to transform their insurance schemes into CSS schemes. RuralSecure seek to improve existing insurance programs and increase private-public sector investments and partnership in the infrastructural agricultural developments necessary for climate-smart security program

Idea Proposal Stage

  • Prototyping: I have done some small tests or experiments with prospective users to continue developing my idea.

Tell us more about you

RuralSecure in an initiative of Amoprep Consult Nigeria Limited, a registered management, innovation and professional consultancy company based in Nigeria. Rural Secure Initiative partners with Agroinfotech Africa, the Institute of Agricultural Research and Training (IAR&T) and the Nigerian Agricultural Insurance Corporation (NAIC) of the Federal Ministry of Agriculture and Rural Development (FMARD). These collaborations identify three platforms for operation. First, a local financial institution (NAIC) will engage in developing novel climate-smart insurance products, and sell these products as part of a small-scale pilot implementation. Second, agro-advisories (AGROINFOTECH AFRICA) will help identify locally relevant climate-smart agricultural practices and technologies that are potentially complementary to weather-related insurance security products and these implementing partners will promote such CSA activities during the pilot implementation of climate-smart insurance security. Third, a local research institution (IAR&T) will be responsible for implementing the experimental and on-farm adoptions of climate-smart security products. During the second activity of this project, i.e. the pilot implementation of the developed Climate-Smart Security (CSS) portfolio, this partner will be engaged in small-scale experiments and data collection to analyze take-up of CSS products. To generate visibility around climate-smart security products, RuralSecure will develop two specialized media outputs: a policy brief and a video to present key messages and results. All outputs will be available through a project’s website that will be linked to the Food Security Portal of the Federal Ministry of Agriculture and Rural Development (FMARD).

Expertise in sector

  • 3-5 years

Organization Filing Status

  • Yes, we are a registered company.

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