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A synergy that will systematically reduce hunger, water scarcity, control birth rate, promote good health & education in rural communities.

Photo of Ozuluonye Shedrack
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At a point when peaceful coexistence among people of same state, community, country(Nigerians), culture or religion seems impossible, We have in mind to streamline models  that will solve specific global challenges using a synergy that depends on communal efforts to promotes good Health, quality education, reduce high birth rate and hunger which has kept millions of citizens restless in recent days. In most African countries  per say, there are evidence of increased hardship caused by overpopulation which has lead  to over dependency on government support to ease human needs, urge for good leaving and currently created room for conflict and social unrest among citizenry. According to National population commission (2012), it is generally believed that Nigerian has a total population of 170m people, out of this number 67% live in the rural areas while the remaining 34% lived in urban centers. Nigeria is a country in Africa located in west of Africa close to the equator and most especially a developing country. 

As a company  with interest in sovling  community and business challenges, we have been  consistently and persistently  designing   solutions within our reach in the following ways with students of Nasarawa state polytechnic,  Social development department and other stakeholder in rural communities. 

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We have identified serious Health challenge in rural communities bounded between Benue state and Nasarawa state and a total disconnection from good  health facilities in major cities close by and that of Nigerian Health Insurance scheme (NHIS).  One of the harbinger limiting the successes of the scheme (NHIS) is simply the scope and nature of income stream of poor farmers, petty traders, cash flow can not  be easily known or callculated by different users to be able to provide health insurance cover on them. 

We seek to promote participation among  citizens into  the Nigerian Health insurance scheme that have been  in existence for years.  Irrespective of the sources of income of house hold community members to pay their insurance premium, we seek to further  ensure a transparent process is maintained from  the grass root (rural communities)  to the top (developed cities). The Scheme is established under the National Health Insurance Scheme Act, Cap N42, Laws of the Federation of Nigeria, 2004, is aimed at providing easy access to healthcare for all Nigerians at an affordable cost through various prepayment systems (including means of income to poor communities members). NHIS is totally committed to securing universal coverage and access to adequate and affordable healthcare in order to improve the health status of Nigerians, especially for those participating in the various programmes /products of the Scheme. The Executive Secretary/CEO Professor Usman Yusuf  has pledged to ensure more Nigerians come under the coverage most especially those in rural communities like farmers, petty traders. This is why we think linking poor house hold members to where they can be insure annually while they pay cumulatively a taken as a group, to ensure the safety of the few that may be affected along the line will be more radically if implemented.


The contributions paid cover healthcare benefits for the employee, a spouse and four (4) biological children below the age of 18 years. More dependents or a child above the age of 18 would be covered on the payment of additional contributions from the principal beneficiary. However children above 18 years who are in tertiary institution will be covered under Tertiary Insurance Scheme.

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  • Out-patient care, including necessary consumables;
  • Prescribed drugs, pharmaceutical care and diagnostic tests as contained in the National Essential Drugs List and Diagnostic Test Lists;
  • Maternity care for up to four (4) live births for every insured contributor/couple in the Formal Sector Programme;
  • Preventive care, including immunization, as it applies in the National Programme on Immunization, health education, family planning, antenatal and post-natal care;
  • Consultation with specialists, such as physicians, pediatricians, obstetricians, gynecologists, general surgeons, orthopedic surgeons, ENT surgeons, dental surgeons, radiologists, psychiatrists, ophthalmologists, physiotherapists, etc.;
  • Hospital care in a standard ward for a stay limited to cumulative 15 days per year. Thereafter, the beneficiary and/or the employer pays.  However the primary provider shall pay per diem for bed space for a total 15 days cumulative per year.
  • Eye examination and care, excluding the provision of spectacles and contact lenses;
  • A range of prostheses (limited to artificial limbs produced in Nigeria); and
  • Preventive dental care and pain relief (including consultation, dental health education, amalgam filling, and simple extraction).

see link for state offices :

The question we aim to solve with this idea to guarantee prosperity and achieve peace is : How might people in rural communities get treated when they  are sick and have No  money to pay the hospital bills in Bigger Cities? 

As a Business entity; We benefit from % of premium as applicable to agants agreement in Nigeria. 


We aim to Implement a process using established or new synergies within rural communities to boost participation among students and pupils of primary and secondary which is basic (Hint).

Primary and secondary Education, as one of the ingredients needed in a civilized era have not been effectively situated in rural communities or managed by both private and government. 

According to Rotimi Olawale: An Assessment  in the Nigeria’s National Policy on Education (FRN 1998), it is stated that the Federal Government has adopted education as an instrument for effecting National Development in all areas of the nation. However, this does not reflect the situation in rural Nigeria where there is overwhelming widespread of illiteracy. Education in rural Nigeria is characterized with very poor infrastructure, insufficient academic staff, insecurity, and non-payment of academic staff among others. It is common knowledge that majority of the population in developing countries like Nigeria live in rural areas. Nigeria is predominantly a rural society as the vast majority of her population live in rural area. Generally, rural areas in Nigeria are incessantly neglected by the  and private sectors when it comes to development of any form, educational development inclusive.

Lack of development has a positive correlation with the neglect of rural areas. Rural neglects brings negative consequences such as exodus of rural dwellers to urban areas, with resulting problems of unemployment, crimes, prostitution, child labour, insecurity, money laundering, bribery, poverty, proliferation of shanty living areas, spread of diseases, and overstretching of the facilities and infrastructures in the urban areas.Having traveled to and through rural areas in various Geo-political zones of the Nigeria, the sight of education facilities in rural areas of Nigeria is disheartening, particularly in the 21st century. From broken classroom walls, to opened roofs, damaged chalk board, over population and lack of sufficient chairs and tables in classes, bushy environment that houses reptiles to mention a few, the educational plight in rural Nigeria calls for immediate “unpolitical” attention.

Education is to a nation what the mind is to the body, just as a diseased mind is handicapped in the coordination and direction of the bodily activities. 


(1) Lack of Infrastructure

(2) Poor Legislative Oversight Duty.

(3) Insufficient Academic Staff.

(4) Poor Learning Facilities.

(5) Poverty.

(6) Corruption.

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The question we aim to solve is :  How do we use what we have in rural communities to solve the above challenge mentioned, without necessarily depending on Government of the day?

We benefit as business entity through saving by and school with three year of out project only and leave same to be managed by community members. 

FOOD SUPPLY: Streamline processes and user guide information that will be able to apportion and link  each household (farmer) to a given government or privately managed initiatives in areas of Agriculture at the rural areas and with  little or zero cost. 

We are aware of government and private sector initiatives and their cooperate social responsibility that could be tapped  by small holders farmers in rural communities to boost harvest in areas like Rice, beans, soya beans and maize. 

The model  will depending on the locations identified, with challenges mentioned above, provide linkage to all forms of initiative  that seeks to promote food production in Nigeria.

WATER:Initiate strategically one or two means of water supply that will be jointly owned and manages by community members given their locations and access to power supply or solar energy. 


The idea seeks to not only shelter groups of Almajuri in some part of Norther Nigeria but also using our relationship to influence their parents rational in giving birth to children. 

Looking at the backdrop of children in the streets seeking for food and shelter, will help family member plan their budgets and determine the number of children they can confortably nurse. 

This children deserve to be in a better school, taken care off and not begging in the streets. service to humanity is the call for all. 

As a consulting outfit. we beleive not only in rofitable ventures but those that carter for humanity or solving challenges in rural communities.

Explain your idea

The idea is to facilitate in the mobilization and registration of people in rural communities into Various platforms with little or zero cost, to guarantee health insurance (irrespective of income stream), Support small holders farmer by establishing miller centers very close to people in rural communities, provision of infrastructure that will aid quality education, water supply, orientation in child birth control. The idea works through mobilization of scarce resources within each environment in rural communities as target through time and using same to solving the above mentioned challenges. Education: Raise new set of teaches and providing enabling facilities to aid teaching. Health: Enrolling small holder family members into Registered insurance health policy while the pay lesser premium and enjoy free health services. Also providing counseling through partnership to family members that will systematically reduce child birth. (3) Establish modern day millers in rural communities where things like Rice, yam, cassava and tomatoes are processed easily without necessarily traveling to bigger cities. Steps involved in the mobilization of scarce resources includes: (1) Establish the project management team for each phase in community wise after inductions of benefits and their stake. They will include: (a) Town leaders or representative as chosen by community members . (b) Local Government authority covering same community. (c) Religious leaders irrespective of the faith each. (d) secondary and primary school teachers if any found in same community and the implementing entity SMAP BUSINESS SERVICES AND CONSULTING LIMITED. (2) Discuss the challenge as it affects the community and JOINTLY proffer solution after receiving contribution from all stakeholders in the Project management team. solution areas will come in the following headings: Education for young pupils, Water supply, Agriculture (food supply), Health and Birth control. (3) Identify income stream depending on the community and what portion will be mapped out to guarantee the implementation. Other option here could be taking a loan to accomplish the project while repayment will happen through charges upon usage until loan is recovered. This idea solves the problem of hunger, poor health system, poverty and over population caused by uncontrolled child birth among rural community members particularly in Nigeria, that have the possibility is put together to cause dis-unity among citizens, conflict and social unrest.

Who Benefits?

The beneficiaries of our ideas are of mainly those leaving in rural areas in Nigeria or over populated cities where poor accesses to any of the above mentioned challenges are prone.

How is your idea unique?

This idea is Unique, because it seeks to innovate on other platforms handling similar projects which have been unproductive (i.e) mobilization of premium from rural communities thereby catering for over 10,000 villages bounded between Benue state and Nasarawa state. The idear reaches those family members in Rural communities and serves as a bridge that will integrate users into Projects in Bigger cities and draw technological solution to Beneficiary. The advantage we have is the passion, individual experience and technical know how to will bring this idea into reality. Other organization addressing health Issue through NHIS dont have interest in accepting petty income stream as applicable to petty traders and farmers in rural communities but this idea already undertake to manage the collection and linkage services. We are managing the idea through a synergy that involves the communities members and leaders and we believe the models works when people agrees to a given agreement.

Idea Proposal Stage

  • Research & Early Testing: I am exploring my idea, gathering the inspiration and information I need to test it with real users.
  • Piloting: I have started to implement my solution as a whole with a first set of real users.

Tell us more about you

SMAP Business services and consulting limited, is a registered company in Nigeria with mandate to provide business development services to entrepreneurs, financial services as applicable to our category and provide supportive initiatives, processes, innovation that seeks to eliminate community challenges true time. What describe our team best is the passion and focus we have build in recent times to practically identify critical paths in rural areas and proffering suggestions that seems workable bu most of our users. We believe in the unity and peaceful coexistence of people leaving together and have started intermediating to maintain same through partnership and collaboration with stakeholders at all times. The company is located at Behind Orenda school off modern market road, makurdi Benue state Nigeria. The CEO and managing director Ozuluonye Shedrack will be responsible for the implementation. We will be expecting partnership at the advance stage of this idea in the following areas: (1) Olam Nigeria limited: Identifying small holders farmers under the CBN- Anchor borrowers programme within the north central zone of Nigeria. (2) Secondary school heads, community leaders and local Government authority in key areas: Using their network and core values to attract send messages across rural communities and sensitization purposes.

Expertise in sector

  • 1-2 years

Organization Filing Status

  • Yes, we are a registered company.
  • Other


Join the conversation:

Photo of Carolina

I love your idea and how you are tackling many issues at once and also that you are including the community and its leaders in this initiative.

Photo of Ozuluonye Shedrack

Hi Carolina,
Thanks, i appreciate the time you have taken to read my idea. Please i will appreciate further contributions that will further give the idea its reality shape. You will also be a good team too. Although the model tackles many communities issues but then it all depends on the responsiveness of real users eventually.

With Regards,

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