At a point when peaceful coexistence among people of same state, community, country(Nigerians), culture or religion seems impossible, We have in mind to streamline models that will solve specific global challenges using a synergy that depends on communal efforts to promotes good Health, quality education, reduce high birth rate and hunger which has kept millions of citizens restless in recent days. In most African countries per say, there are evidence of increased hardship caused by overpopulation which has lead to over dependency on government support to ease human needs, urge for good leaving and currently created room for conflict and social unrest among citizenry. According to National population commission (2012), it is generally believed that Nigerian has a total population of 170m people, out of this number 67% live in the rural areas while the remaining 34% lived in urban centers. Nigeria is a country in Africa located in west of Africa close to the equator and most especially a developing country.
As a company with interest in sovling community and business challenges, we have been consistently and persistently designing solutions within our reach in the following ways with students of Nasarawa state polytechnic, Social development department and other stakeholder in rural communities.
We have identified serious Health challenge in rural communities bounded between Benue state and Nasarawa state and a total disconnection from good health facilities in major cities close by and that of Nigerian Health Insurance scheme (NHIS). One of the harbinger limiting the successes of the scheme (NHIS) is simply the scope and nature of income stream of poor farmers, petty traders, cash flow can not be easily known or callculated by different users to be able to provide health insurance cover on them.
We seek to promote participation among citizens into the Nigerian Health insurance scheme that have been in existence for years. Irrespective of the sources of income of house hold community members to pay their insurance premium, we seek to further ensure a transparent process is maintained from the grass root (rural communities) to the top (developed cities). The Scheme is established under the National Health Insurance Scheme Act, Cap N42, Laws of the Federation of Nigeria, 2004, is aimed at providing easy access to healthcare for all Nigerians at an affordable cost through various prepayment systems (including means of income to poor communities members). NHIS is totally committed to securing universal coverage and access to adequate and affordable healthcare in order to improve the health status of Nigerians, especially for those participating in the various programmes /products of the Scheme. The Executive Secretary/CEO Professor Usman Yusuf has pledged to ensure more Nigerians come under the coverage most especially those in rural communities like farmers, petty traders. This is why we think linking poor house hold members to where they can be insure annually while they pay cumulatively a taken as a group, to ensure the safety of the few that may be affected along the line will be more radically if implemented.
SCOPE OF COVERAGE OF THE SCHEME
The contributions paid cover healthcare benefits for the employee, a spouse and four (4) biological children below the age of 18 years. More dependents or a child above the age of 18 would be covered on the payment of additional contributions from the principal beneficiary. However children above 18 years who are in tertiary institution will be covered under Tertiary Insurance Scheme.
- Out-patient care, including necessary consumables;
- Prescribed drugs, pharmaceutical care and diagnostic tests as contained in the National Essential Drugs List and Diagnostic Test Lists;
- Maternity care for up to four (4) live births for every insured contributor/couple in the Formal Sector Programme;
- Preventive care, including immunization, as it applies in the National Programme on Immunization, health education, family planning, antenatal and post-natal care;
- Consultation with specialists, such as physicians, pediatricians, obstetricians, gynecologists, general surgeons, orthopedic surgeons, ENT surgeons, dental surgeons, radiologists, psychiatrists, ophthalmologists, physiotherapists, etc.;
- Hospital care in a standard ward for a stay limited to cumulative 15 days per year. Thereafter, the beneficiary and/or the employer pays. However the primary provider shall pay per diem for bed space for a total 15 days cumulative per year.
- Eye examination and care, excluding the provision of spectacles and contact lenses;
- A range of prostheses (limited to artificial limbs produced in Nigeria); and
- Preventive dental care and pain relief (including consultation, dental health education, amalgam filling, and simple extraction).
see link for state offices : https://www.nhis.gov.ng/zonal-state-offices/ .
The question we aim to solve with this idea to guarantee prosperity and achieve peace is : How might people in rural communities get treated when they are sick and have No money to pay the hospital bills in Bigger Cities?
As a Business entity; We benefit from % of premium as applicable to agants agreement in Nigeria.
We aim to Implement a process using established or new synergies within rural communities to boost participation among students and pupils of primary and secondary which is basic (Hint).
Primary and secondary Education, as one of the ingredients needed in a civilized era have not been effectively situated in rural communities or managed by both private and government.
According to Rotimi Olawale: An Assessment in the Nigeria’s National Policy on Education (FRN 1998), it is stated that the Federal Government has adopted education as an instrument for effecting National Development in all areas of the nation. However, this does not reflect the situation in rural Nigeria where there is overwhelming widespread of illiteracy. Education in rural Nigeria is characterized with very poor infrastructure, insufficient academic staff, insecurity, and non-payment of academic staff among others. It is common knowledge that majority of the population in developing countries like Nigeria live in rural areas. Nigeria is predominantly a rural society as the vast majority of her population live in rural area. Generally, rural areas in Nigeria are incessantly neglected by the and private sectors when it comes to development of any form, educational development inclusive.
Lack of development has a positive correlation with the neglect of rural areas. Rural neglects brings negative consequences such as exodus of rural dwellers to urban areas, with resulting problems of unemployment, crimes, prostitution, child labour, insecurity, money laundering, bribery, poverty, proliferation of shanty living areas, spread of diseases, and overstretching of the facilities and infrastructures in the urban areas.Having traveled to and through rural areas in various Geo-political zones of the Nigeria, the sight of education facilities in rural areas of Nigeria is disheartening, particularly in the 21st century. From broken classroom walls, to opened roofs, damaged chalk board, over population and lack of sufficient chairs and tables in classes, bushy environment that houses reptiles to mention a few, the educational plight in rural Nigeria calls for immediate “unpolitical” attention.
Education is to a nation what the mind is to the body, just as a diseased mind is handicapped in the coordination and direction of the bodily activities.
CHALLENGES LIMITING EDUCATION IN RURAL COMMUNITIES INCLUDE:
(1) Lack of Infrastructure
(2) Poor Legislative Oversight Duty.
(3) Insufficient Academic Staff.
(4) Poor Learning Facilities.
The question we aim to solve is : How do we use what we have in rural communities to solve the above challenge mentioned, without necessarily depending on Government of the day?
We benefit as business entity through saving by and school with three year of out project only and leave same to be managed by community members.
FOOD SUPPLY: Streamline processes and user guide information that will be able to apportion and link each household (farmer) to a given government or privately managed initiatives in areas of Agriculture at the rural areas and with little or zero cost.
We are aware of government and private sector initiatives and their cooperate social responsibility that could be tapped by small holders farmers in rural communities to boost harvest in areas like Rice, beans, soya beans and maize.
The model will depending on the locations identified, with challenges mentioned above, provide linkage to all forms of initiative that seeks to promote food production in Nigeria.
WATER:Initiate strategically one or two means of water supply that will be jointly owned and manages by community members given their locations and access to power supply or solar energy.
The idea seeks to not only shelter groups of Almajuri in some part of Norther Nigeria but also using our relationship to influence their parents rational in giving birth to children.
Looking at the backdrop of children in the streets seeking for food and shelter, will help family member plan their budgets and determine the number of children they can confortably nurse.
This children deserve to be in a better school, taken care off and not begging in the streets. service to humanity is the call for all.
As a consulting outfit. we beleive not only in rofitable ventures but those that carter for humanity or solving challenges in rural communities.