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A micro-insurance scheme using garbage as a financial resource in enabling slum women & kids pay for health care services twice monthly....

We collect & convert waste in slums into a health insurance fund for uninsured poor slum dwellers while improving sanitation & hygiene.

Photo of Ken Kingston

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*Please Upload User Experience Map (as attachment) and any additional Beneficiary Feedback in this field

Explain your project idea in two sentences.

We are a micro- insurance venture using garbage as a financial resource in enabling uninsured slum dwellers access health care twice monthly. Our model improves sanitation & health access in slums.

What is your organization name? Explain your organization in one sentence.

SunPoynt Health.We collect & convert waste in slums into a health insurance fund for uninsured poor.

Is this project idea new for you or your organization? If no, how much have you already executed on?

No,Having worked in Slums for over 5 yrs ,I come face to face with the realities of lack of access to healthcare and sanitation among slum dwellers . Since launching our idea in 2016 to date,we already have 955 members ,15 staff and 3 partners & based in Mathare slums where over 3500 kids get drugs.

What is the problem you aim to solve with this idea? How would you define this problem as urgent and a priority in your target community?

Improve healthcare access & sanitation .Reducing high child mortality rate in slums by 35% & reducing by 65% deaths among expectant women caused by home-based deliveries and post-natal bleeding.Until now, "limited resources in slums" becomes the cliche for poor health service for the slum dwellers.

What is the timeline for your project idea? What are the key steps for implementation in the next 1-3 years?

• Set up 8 new Centres within 4 major slums in Nairobi targeting 5000 members . • Implement a USSD based mobile application to enable slum communities receive instant wide range of healthcare tips anytime by click of their mobile phones. • Set up a quality, efficient, large scale organic waste converter centre with ability to process organic waste to fertilizer within 10-15 days. • Set up our own plastic waste recycling centre to convert plastic waste collected to fencing poles for sale.

Describe the individual or team that will implement this idea (if a partnership, please explain breakdown of responsibility).

1. Kennedy Lamwenya-Founder/CEO Business guru with 10 yrs social ventures experience. Driving business growth and enhancing team motivation. 2.Suleiman Juma- Operations Manager Posses 7 yrs working experience. 3.Edith Ingutia-Partnerships Manager. With over 8 years working experience .

What do you need the most support with in this project idea?

  • Business Development/Partnerships

What is your primary goal over the next 6 weeks of Refinement?

  • Learn to measure and grow project results

How do you currently measure (or plan to measure) results for this project?

1. We conduct face to face interviews from members to hear from them how our service has benefited them and their families. 2. With support from our partner healthcare Centres based in slums,we analyze all cases handled during the month to know how many kids below 5 yrs and expectant women members were treated ,immunized, checked and delivered for our records. 3. We conduct questionnaire surveys among all our members who fill forms enabling us capture vital data for impact analysis .

How has your project proposal changed due to your user research during the Beneficiary Feedback Phase?

Below is the feedback we received from 100 users of our service in Mathare Slums Nairobi; 1. If we could increase the value of the waste delivered from current $8 to $10 per month for members to access additional healthcare benefits. 2.If we could provide education cover paying school fees for users' children using similar model of waste to education fund model.We plan to pilot these in July.

(Optional) What are some of your still unanswered questions or concerns about this idea?

1. Can we integrate our service model into the national healthcare system in Kenya? 2.Can we integrate our waste disposal and dumping prevention measures into the City waste management policies? 3.Should we construct our own managed healthcare clinics or we continue partnering with private,well equipped healthcare center? 4. Is these a sustainable step towards improving waste menace and access to healthcare in slums or we need additionally initiatives on behavioral change among slum dwellers?

During this Improve Phase, please use the space below to add any additional information to your proposal.

During the feedback phase, we interviewed 100 direct beneficiary women members with key objective of hearing from them additional challenges that our product service isn't providing currently. It was indeed an inspiring engagement where over 85% of the women requested for healthcare information access on child care, diseases symptoms and emergencies reporting service. We listened sadly to stories on how these women have suffered due to lack of information .Our findings from these women enabled us to think objectively on how we can improve our product offering to enable our users not only access healthcare insurance but also receive timely educative healthcare information and double awareness. After 3 weeks of intensive research,Sunpoynt Health has identified a reliable partner in India i.e Onion Dev with whom a strong partnership has already been concluded . Using funds from our savings and grants from partner Organizations passionate and believing in our live improving service model that we shall reach out to, Sunpoynt Health plans within the next 2 months to conduct 6 months pilot of a community based media platform using mobile technology system dubbed "Mobile Vaani" platform to drive healthcare awareness, build content for health campaigns that drive behavioral change in slums and dissemination of health information for both public and private sector targeting slum communities in Nairobi City. Mobile Vaani is a unique voice-based media platform specifically meant for rural and low-income urban communities. It enables people to share information over a simple phone call using basic mobile phone utilizing call-back technology thus making the service free for users.We believe these tool shall provide a forum for our members within slums to share and access first hand information through their mobile phones ,while building interactions that foster community development.Our Mobile Vaani system is accessible through a simple, easy to use voice medium for providing timely information access besides enabling user engagement.It does not require the user to have a smart phone or data connectivity. It is device and network agnostic (in the geographies where it is implemented in) addressing all the key issues/limitations of-Awareness, Accessibility & Affordability. SunPoynt Health and Onion Dev India have agreed to proceed with a collaboration to integrate Onion Dev’s Mobile Vaani technology system into Sunpoynt Health’s product offering to create a community based mobile phone embedded media platform using Onion Dev’s ‘Mobile Vaani’ platform to drive awareness, build content for campaigns and dissemination of health information for both public and private sector targeting slum communities in Nairobi City and other vulnerable rural communities without access to mainstream media. The pilot partnership venture intends and envisages to create and build a ‘dedicated Mobile Vaani’ instance for SunPoynt Health to leverage a mobile based ‘Information & engagement platform’ for not just its own ‘target user outreach programs and campaigns’ but also to open up the platform for other organizations. Mobile Vaani is therefore designed as a voice-based social media platform-people call from their phones and leave a message or listen to messages left by others; messages are moderated by a trained team of community reps; thus helping participants share info. In a variant, callers also engage with campaigns run on Mobile Vani eg asked how often were they visited by community health worker is early marriage rampant in their communities and to collect data for externally auditing the performance of public services and to gauge community feedback and perceptions on SunPoynt Health’s initiatives. Integrating these technology into our current product offering shall greatly provide additional value and benefit to not only our health insurance service users in slums of Kenya but also connect other community set ups to information and interaction that shall unlock barriers that have affected them for a long time. With Mobile Vaani system integrated into our business model, we believe that we shall be able to provide give a voice to millions of slum communities and vulnerable rural villages to interact, share ,communicate, learn, report emergency cases, solve crime and socially connect with their friends easily via their simple mobile phones . Successful implementation of Mobile Vaani system shall enable us receive massive user base/in calling audience which Sunpoynt Health shall utilize to negotiate for paid community empowerment campaigns from various key Organizations like Plan International,Oxfam Kenya; interested in delivering various awareness messages targeting our users. These shall enable SunPoynt Heallth be able to generate additional extra income by charging advertising fee to run various campaigns on behalf of partners. These shall have a great positive impact towards Sunpoynt Health sustainability and growth.

Note that you may also edit any of your previous answers within the proposal. Here is a great place to note any big final changes or iterations you have made to your proposal below:

Its inspiring and quite motivating to see how our product offering has greatly evolved, improved and transformed since we held a 2 day beneficiary feedback session within Mathare slums where our first centre operates from. Moving forward,having listened to various feedback stories from users of our service, we now not only provide healthcare insurance cover for slum communities but also look forward to connect them to real-time healthcare information via their mobile phones using our integrated Mobile Vaani local media technology. We believe,by rolling out these packaged product,we shall enable slum communities unlock various healthcare and other community challenges they have faced for decades. The addition of Mobile Vaani into our product offering for slum communities shall enable us generate additional income by charging our partners looking to connect with our platform communities in slums a fee to run healthcare awareness campaigns on various community issues like maternal health, gender violence mitigation, domestic violence ,drug abuse prevention etc.

1. About Us

Sunpoynt Health is a for profit  micro health insurance company which uses garbage as a financial resource in enabling uninsured poor slum dwellers access health care twice monthly. We are implementing a micro-insurance model which enables slum communities pay for health cover , drugs and other clinical services  using garbage in an insurance scheme. 

SunPoynt Health provides a sustainable solution to healthcare for women and children below 5 yers in slums by delivering a long-term  sustainable healthcare access model and improved hygiene, sanitation and environment by engaging slum community in waste collection which is  un-utilized resource to fund healthcare access  unlike Organizations working in slums for short-term healthcare projects depended on donor funding. We are implementing a micro-insurance model which enables slum's expectant women attend monthly clinic visits for check ups,  access drugs and other clinical services for them and their children below 5 years  by only collecting a minimum and delivering to us waste worth $8 per month  in an insurance scheme.Current estimates of maternal mortality ratios in Kenyan slums  are at  as high as 1000 deaths per 100,000 live births. Given the pervasive poverty and lack of quality health services in slum areas, the maternal mortality situation in this setting can only be expected to keep rising . By converting waste in slums into a health fund to enable the   health care system functions, we've been able to ensure  maternal deaths are avoidable since  complications are identified early through monthly clinic checkups attended by the expectant women we support in slums.

 We mobilize slum dwellers to collect  waste for health.
With our model, the community pays clinical services by using garbage in an insurance scheme. This way SH  makes the community mobilize their own unused resources to improve health access and breakdown barrier between health facilities and community mainly targeting slum children below 5 years and expectant women. SH opens up access to health.On the other side, this becomes an incentive for community to start a proper waste management from household level, thus contributing to improve local sanitation. We are independently and sustainable maintained by community organization. Residents’ collected garbage is processed into money towards  the"health fund" by ; 1. Organic garbage is processed into organic fertilizer  by applying compositing method and sold to our network of flowers farms and organic farmers  and inorganic garbage(such as bottles,plastic,cans,etc) is sold to private  recycling companies as a raw materials for their recycling activities whom we partner . The project predominantly targets waste collectors and encourages the community to mobilize their own unused resources to improve their access to health services. It further breaks down barriers between health access and community healthcare insurance needs.

2. Idea origin

One evening while visiting a children's home in Kibera slum,i met with a dumpsite scavenger woman who had lost her 4 year old daughter from diarrhea &dehydration due to her inability to afford healthcare due to poverty.Her story touched me & I started to imagine how many innocent kids are dying same way.I vowed to act. That's how an idea of converting garbage in slums into a health insurance fund for kids below 5 yrs & expectant mums.That formed the birth of Sunpoynt Health.

3. Business Model

Our model entails registration of slum residents mostly women who become our members. Our model entails registration of slum residents mostly women who become our members.Each member is required to deliver to us inorganic garbage  i.e plastic bottles,glass bottles & plastic bags  worth $8;approximately 45kg of waste on a monthly basis.Collected waste is sold to our partner plastic recyclers as raw materials.The money generated is converted into a health fund to provide healthcare cover for our members as an incentive to continue delivering waste to us  Members access services like;access to drugs,maternity weekly checkups for women members, eye/dental checkup,vaccination for children below 5 years .We partner with slum based  heath centers whose services we highly vet ensuring quality for members. We allocate $4 of the these fund towards providing each member with 2 monthly guaranteed clinic visits insurance cover on a monthly basis,we spend $2 per member on operational expenses and earn $2 net revenue per member .

We partner with local healthcare centers located within slums areas whom we thoroughly vet to ensure they offer high quality healthcare services using best facilities. Additionally, we negotiate best rates for various services & drugs that our members would access ensuring value for money.

Individuals with low-incomes collect garbage from the streets and bring it to SH. The waste is then weighed and separated and valued. The individual is then “paid” in the form of a medical health insurance: For as little as $8 per month, an individual is given access to healthcare, rehabilitative healthcare, basic free treatment, in-clinic counseling and laboratory checks, for example. The separated garbage is then sold onto waste companies and collectors; organic waste is used for animal feed, inorganic waste can be converted to “up-cycling”, products and then sold for a higher amount. that is, the creation of products and sold. This money is used to finance the medical care for the individual, minus the profit that goes to SH. By showing people how much their waste is worth, the scheme encourages communities to organize and create sustainable financing from their own resources. This, in turn, improves their access to medical treatment and the quality of public health program with respect to  preventive, curative and rehabilitative well being. It further offers the community an incentive to start an organized waste management and waste entrepreneurship system from household level so as to benefit from continual health insurance. The scheme partly also contributes to the improvement of local sanitation as rubbish is collected regularly.

Our business,operational models & target market enables us face very minimum competition due to the disruptive & innovative nature of our business.Approximately 99% of all privately operated waste collection & disposal companies target middle to high level residential areas as well as major hotels,institutions within city centre. None of them operates in slums & other informal settlement areas leaving the burden of garbage to thrive.98% of all medical cover/insurance providers don't sign up clients from slum regions thus blocking them from any form of healthcare insurance cover. By linking garbage to healthcare access ,we are killing 2 birds with 1 stone i.e access to healthcare & improving sanitation &  environment in slums.Due to the nature of slum life,  waste is thrown anywhere without care. Since the municipal authorities are highly overwhelmed by the waste management demand across the cities, to the extend of totally sidelining slum regions in their waste collection routes.

4. Financial Model

We are exclusively financed through the sale of plastic waste collected by members.We earn $8 per member after sale of plastic waste on a monthly  basis.With 955 members currently,our  monthly total plastics waste sales is $7640 where 50% of these fund is converted into a health fund to pay for our members monthly 2 clinics cover that we have guaranteed them.We spend 30% of these fund to pay for our operational costs and salaries fr staff and retain 20% as savings and growth fund.We shall seek impact investments,seed funds and register more members for long-term sustainability and growth.

5. Problem

Maternal mortality is major killer of women in Nairobi slums.Most maternal deaths occur to women who deliver outside of a health care facility and with the help of unskilled personnel.Pregnancy and the period surrounding it is a dangerous time for too many of the over 100,000  women and girls in Kenyan slums who become pregnant   each year. They face a lifetime risk of maternal death of 1 in 13 compared to. Our enterprise exclusively supports women and children based in slums by providing them with sustainable healthcare access services to enable them access guaranteed medication and other health related emergencies  twice per month. Our monthly healthcare cover enables expectant women to access frequent pregnancy check-ups to ensure safe delivery and safety of the unborn child without having to strain their little income. By collecting waste for health,sanitation and hygiene improves leading to reduction in diseases outbreak thus reducing cases of children sicknesses which greatly enables families save on their little income  due to reduced healthcare costs. By  enabling slum women and children access a guaranteed monthly healthcare cover paid by waste; un-utilized resource within slums , woman and children are able to live a dignified life devoid of healthcare strains.

Nairobi city has a population of 5M people where almost half of the them living in 10 slums spread around the city and surviving on less than 2 USD a day and 60% without health coverage. With a garbage output of 10,000 tons a day, Nairobi city ranks as the highest generator of plastic waste in Kenya.Slums exhibit a huge problem regarding access to healthcare among slum poor where over 98% lack access to health insurance . Many can't get access to healthcare due to financial factors..Until now, "limited resource" becomes the cliche for poor health service for the slum dwellers.Solid waste management is a major problem in slums  causing clogged sewers leading to waterborne diseases like typhoid, cholera and diarrhea, increased upper respiratory diseases from open burning of the garbage to malaria. We are linking garbage collection in slums with health care access among the residents.Poor slum dwellers have no access health insurance cover due to inability to afford  of monthly premiums.


6. Progress and Impact to date

Since we started operating in April 2016 to date, we have registered 955 women members who  have been constantly been accessing healthcare as we as their children below five years.

We have impacted 5730 lives since April 2016, where 3438 represents children below 5 years,1719 representing expectant women and 573 representing men/husbands to our women members.

Additionally,we have collected 258 tons of plastic waste for the last 7 months we have operated.


7. Social,Environmental and Economic impact of our idea.

Social Impact

Over 900 slum communities now have reliable access to healthcare without having to worry about cost.Mortality rates among kids below 5 years has greatly reduced due to easy access to frequent vaccination and medication enabling them live to celebrate their 6th birthday. Slum women now experience safe deliveries,access drugs and related pregnancy care services.
Lately,plastic bottles and polythene bags have become a key resource that is scrambled for by residents.No dumped plastic bottle can be seen next to our centre location.Our enterprise has revolutionized the entire healthcare system and waste management and disposal in Mathare slum .We have tapped into the skills and expertise of the local youths and women. We have employed 30 local slum youths and women taking them away from their idle ,joblessness and drug life.We have now converted them to be the icons of change in their own communities as well as be able to earn income to support their families without having to get involved in criminal activities.

Our enterprise exclusively works with women and youths living in slums where currently we have registered 955 women who enable their kids access healthcare insurance on a monthly basis in exchange of freely available  plastic waste. With a team of 30 ,all  locals from  Mathare slum comprising 20 female staff,4 of which work on a full-time basis while others work on part-time and volunteerism basis.Most of our training,mobilizing,marketing and sensitization activities are done by female staff  to to their agility and comprehension of major problems fellow women go through ,thus are capable to deliver our message of hope 

Environmental Impact

Poor plastic waste disposal leads to contamination of surface and groundwater, ecosystem degradation, and soil pollution as well as greenhouse gas emissions by anaerobic decomposition of waste. Plastic waste ends up blocking drainage trenches and sewer lines causing flooding.Uncollected plastic waste in slum dumpsites leads to burning of the waste which emits harmful smoke leading to inhalation of poisonous air.Our enterprise has prevented these by engaging community to collect all plastic waste for health enabling Mathare slum dwellers to breathe  safe and fresh air .No flooding occurs when it rains.No plastic waste is burnt,all is recycled .Poor plastic waste disposal leads to contamination of surface and groundwater, ecosystem degradation, and soil pollution as well as greenhouse gas emissions by anaerobic decomposition of waste. Plastic waste ends up blocking drainage trenches and sewer lines causing flooding.Uncollected plastic waste in slum dumpsites leads to burning of the waste which emits harmful smoke leading to inhalation of poisonous air.Our enterprise has prevented these by engaging community to collect all plastic waste for health enabling Mathare slum dwellers to breathe  safe and fresh air .No flooding occurs when it rains.No plastic waste is burnt,all is recycled .

We target to reduce the  level of air pollutants in slum settlements by 45%  through collection of plastic waste thus preventing slum residents from burning the plastics causing massive air pollution.By motivating slum dwellers to collect plastics for health,we have prevented plastics from reaching the dumpsites where the burning always happens. So far,we have collect 43 tons of plastics monthly which would have been burnt causing great air pollution .We target to register 5,000 members in the next 2 years,each delivering 45kg of waste monthly thus targeting to collect 225 tons of plastic monthly preventing plastic burning.

Economic Impact

Inadequate sanitation in Mathare results in economic burdens that include  increased health care/medical costs i.e., oral rehydration therapy, and decreased wages for women forced to miss work to care for the sick.Most Mathare residents earn $1 per day,with other family basic needs to meet, healthcare care access thus  presents a significant economic burden on slum residents-mostly women. Member story:My child has  diarrhea once every months which lasts  six days. I have to pay for transportation to clinic, medicines, and doctor fees. Our enterprise saves community 90% of their healthcare costs enabling them provide other family needs

8. My motivation & passion to drive these program

I strongly believe access to healthcare is a fundamental human right regardless ones economic status,thus am focusing on providing poor slum residents in Nairobi with access to healthcare using an easily available resource-garbage. But, in reality many people can't get health access because they don't have enough money and the cost for medication is expensive. Then, i start to think, How could i create health financing model which will permit all of people to get health access. Yeah, Garbage is the best solution, because almost every day every house produced garbage which is not used, so that all citizens can join with our program. Besides, in general, residents must pay a fee to dispose of their garbage, we offer to residents to submit their garbage to us, and they can go for free treatment, counseling in clinic, and get  preventive, and rehabilitative health program. 

9. Main goals in the next 5-8 years

Having launched our enterprise in April 2016,we currently  have registered 955 women members who deliver garbage on a weekly basis within Mathare  Slum where our first centre is based.We have since set up 3 additional centres in Mathare to manage the huge demand from women in the slum.With these massive success ,our goal  within the next 5 years is to set up 2 centres in each of the 10 main slums in Nairobi city targeting to register 10,000  slum women and provide access to healthcare insurance to Over 20,000 children below 5 years and enable 10,000 expectant women access monthly clinic check-ups.
Within the next 8 years,we target to expand and set up centres within slums regions in Mombasa ,Kisumu and Nakuru towns ,targeting to register 20,000 women collectively.Our venture focuses on reducing child mortality rate in slums by 45% & infant mortality rate by 50% as well as deaths among women caused by home-based deliveries.We target to serve 20,000 kids below 5 years & poor expectant women in slum areas who cannot afford healthcare across 10 slums regions in Nairobi but can collect & deliver $8 worth of waste monthly for 2 clinic visits for their families.We seek to mitigate these fact: 96% of slum residents have no guaranteed healthcare insurance fund, ending up losing family members on treatable diseases due to poverty.Our service will provide an innovative & sustainable solution towards managing waste disposal ,management and collection within the slum areas in the  city of Nairobi where careless waste disposal is always a menace.Additionally,our program will increase access to public health among the abandoned slum from current 30% to 55% in the next 5 years. To us,garbage is health
I highly believe that health is fundamental human rights. But, in reality many slum dwellers mostly children below 5 years and expectant women can't get health access because they don't have enough money and the cost for medication is expensive.Thousands of children below 5 years die annually in slums due to diseases that could have been easily been treated.Uncontrolled garbage disposal and lack of waste collection initiatives,as always witnessed in slum areas leads to poor sanitation,hygiene and sprout of communicable diseases  which pose a high risk to humanity residing within these regions ,mainly children. Then, i start to think, How could i create health financing model which will permit all of people to get health access. Yes, Garbage is the best solution, because almost every day every house produced garbage which is not used, so that all citizens can join with our program. Besides, in general, residents must pay a fee to dispose of their garbage, we offer to residents to submit their garbage to us, and they can go for free treatment, counseling in clinic, and get preventive, and rehabilitative health program.

10. About the Founder,What inspires him and past achievements.

Kennedy Lamwenya is a  highly skilled strategic planning, execution and sales and marketing professional with 9 years proven experience in building professional relationships, developing successive business growth strategies & developing and implementing new strategies and procedures. Am confident that my in-depth experience will enable me achieve the set targets and grow my venture towards achieve massive impact and revenue.

Am a social entrepreneur with over 9 years combined experience in sales and marketing where i have spent 6 years in building rural distribution structures for social enterprises ,water ,health solutions and energy efficient technologies in East ,Central & West Africa Africa. My greatest desire is to combine social entrepreneurship to fight energy poverty levels as well as increase health access among slum and rural communities in East Africa.
In May 2006,during second term of the final year of my Secondary Education, just few months before national examinations,my parents were unable to raise my second term  fees due to financial crisis at home,where a lot of money was spent into paying for my mums medical bill in hospital.Being away from school during a crucial term of the year while my fellow classmates being taught,i faced one of the toughest challenge of my life.After idling at home for 2 weeks as my dad struggled to raise the fees,i decided to face my problem head on.I approached school principal to allow me supply electronic calculators to my fellow students since it was a requirement by the ministry of education but most students were buying fake ones .Luckily,after being allowed,i approached a vendor and we agreed on a deal to supply 950 units earning me $0.55/piece raking $522.5 within 2 weeks.Hurrah!! I had raised enough school fees for entire year plus paying medical bills for my mother & exams fees for brother.

Additionally,during my 3rd year in University,With $200 in savings,I set up a plastic waste collection business within the university.It entailed having dust bins with main student social  centres,restaurants and hostels to collect used plastic bottles,which i would later sell to recycling  campaniles at $0.45 per kg.Within 7 months,i earned $4275 in revenue,employed 4 full-time staff collected 9.5 tons of plastic waste and managed to pay  full university fees & my siblings.Was awarded student of the year award .I have had passion working with waste .

Moreover,In 2014,with a team of 20 staff,I developed, implemented and monitored a clean lighting project after successfully reaching out to school heads, local education officers & donors for funding. Main project objective was to supply 20,000 rural school pupils with 20,000 solar powered lamps to improve their education standards through unlimited study time offered by the lamps. These  project was implemented in Western province in Kenya where 20,000 school pupils received solar lamps, where one solar lamp was delivered to one household for use by children in that respective family.

As the lead convener of the project,I managed to draft 20 grant proposals that were submitted to over 20 donor Organizations  & 15 philanthropic Organizations. These yielded $200,000 in donor funding towards these projects that covered the entire project costs. Over 100,000 kids are benefiting directly from the lamps,saving families $400,000 annually in kerosine costs annually.

Explain your idea

Slums families in Nairobi experience high levels of public health inaccessibility leading to high child mortality rates,poor sanitation and face health risks due to waste mismanagement and broken healthcare system. Our enterprise targets to offer healthcare insurance mainly to children aged below 5 years and expectant women enabling them attend pre-natal clinic checks for safe delivery and care of infant. In Mathare Slums where we run our first centre,we have registered 955 women members already whose families have full monthly health insurance and deliver 43 tons of plastic waste monthly monthly making slums earthly heavens. Our model entails registration of slum residents mostly women who become our members. Our model entails registration of slum residents mostly women who become our members.Each member is required to deliver to us inorganic garbage i.e plastic bottles,glass bottles & plastic bags worth $8;approximately 45kg of waste on a monthly basis.Collected waste is sold to our partner plastic recyclers as raw materials. The money generated is converted into a health fund to provide healthcare cover for our members as an incentive to continue delivering waste to us Members access services like;access to drugs,maternity weekly checkups for women members, eye/dental checkup,vaccination for children below 5 years .We partner with slum based heath centers whose services we highly vet ensuring quality for members. We allocate $4 of the these fund towards providing each member with 2 monthly guaranteed clinic visits insurance cover on a monthly basis,we spend $2 per member on operational expenses and earn $2 net revenue per member . Individuals with low-incomes collect garbage from the streets and bring it to SH. The waste is then weighed and separated and valued. The individual is then “paid” in the form of a medical health insurance: For as little as $8 per month, an individual is given access to healthcare, rehabilitative healthcare, basic free treatment, in-clinic counseling and laboratory checks, for example. The separated garbage is then sold onto waste companies and collectors; organic waste is used for animal feed, inorganic waste can be converted to “up-cycling”, products and then sold for a higher amount. that is, the creation of products and sold. This money is used to finance the medical care for the individual, minus the profit that goes to SH. By showing people how much their waste is worth, the scheme encourages communities to organize and create sustainable financing from their own resources. This, in turn, improves their access to medical treatment and the quality of public health program with respect to preventive and curative care. We partner with local healthcare centers located within slums areas whom we thoroughly vet to ensure they offer high quality healthcare services using best facilities. Additionally, we negotiate best rates for various services & drugs that our members would access ensuring value for money.

Who Benefits?

We mainly target kids below 5 years and expectant women based in slum areas around Nairobi City.Visiting any slum in Kenya brings forth the reality of waste menace and lack of healthcare access .You will come across thousands of plastic waste thrown everything ,heaped up within residential areas where open sewer lines have burst open due to clogging of waste along the lines.Kids walking through such paths get sick due to poor sanitation and hygiene.Over 10 women we talked to before we started our idea confessed having lost at-least 1 child due to the diarrhea since they couldn't afford to pay for medication. Our research in 10 leading slums in Nairobi city revealed that only 15-25% of the residents are able to afford to pay for healthcare services.To us ,these is problem that thrives.Members access services like;access to medicine,weekly pre-natal clinic checkups for expectant women members, eye/dental checkup,vaccination for children below 5 years.

How is your idea unique?

Access to health insurance among slum dwellers has been lacking for decades due to poverty .Medical insurance companies ONLY target middle to upper class citizens thus locking slums out from benefiting from health insurance .Additionally, there is massive menace of garbage disposal,collection and dumping in slums.Nairobi city council officers and other private waste collectors only concentrate in middle to upper level estates thus leaving the menace of waste to thrive in slums.These leads to poor sanitation and hygiene in slums resulting into escalation of communicable diseases among kids below 5 years as well as blocking sewers which then spills over the surface causing massive environmental challenges.We developed a waste to health model that incorporates all these problems to improve the lives of slum children and expectant women by using the freely available waste to provide the lacking finance for health access .Waste to health model to us is very innovative.First in Africa.

Idea Proposal Stage

  • Piloting: I have started to implement my solution as a whole with a first set of real users.
  • Full-scale roll-out: I have completed a pilot and analyzed the impact of that pilot on the users I am trying to reach with my idea. I am ready to expand the pilot significantly.

Tell us more about you

Am Kennedy Lamwenya,founder/CEO of Sunpoynt Health. I was born and rasied in rural Kenya but currently based in Nairobi City Kenya.I have been a social entrepreneur for the past 6 yrs ,initially having worked in senior sales roles for social companies in solar,water and clean cooking across East Africa for 9 years.Am so passionate about improving lives,reducing energy-poverty levels. As the brain child behind these idea,where am implementing it through a registered trade name of Sunpoynt Health, am fully committed to these enterprise ,currently working full-time together with a full-time team of 5 staff members ,10 part-timers and 6 volunteers,all recruited from the slum we operate from.The passion,vision and energy shown by each of these team enables us deliver great value and impact to our users right from training,education,awareness building in churches,vetting standards of partner healthcare centers to service delivery. We partner with the Nairobi County Council since we are solving the problem of healthcare access and improvement of sanitation through proper waste management in slums. They have greatly assisted by providing us with office space and space for waste collection within Mathare slums where we set our first centre. These enabled us to spend less on costs for space acquisition .Additionally,they provided us with a truck we used to deliver the waste to our partner recyclers for sale.The local chief assisted us in mobilizing members and awareness creation of our enterprise during his weekly meetings with locals.

Expertise in sector

  • 3-5 years

Organization Filing Status

  • Yes, we are a registered social enterprise.
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Attachments (2)

SUNPOYNT USER EXPERIENCE MAP.pdf

User experience map.

Sunpoynt Health Acceptance Letter.pdf

Sunpoynt Health has been selected to participate in the 2017-18 Global Social Benefit Institute (GSBI®) Online program. Congratulations! This round that saw a strong applicant pool and we were selected as one of the 17 finalists from over 276 applicants and 29 semifinalists. We have been identified as a recipient to receive 6 months of program support, mentorship, and access to a broad network of social entrepreneurs and impact investors in 2017 10th cohort in the GSBI Online program.

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