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Re-Occurring Payment Poverty Cards.

Emergency Groups like Red Cross could hand out Rescue Cards.. and Provide a Means to Exit a Situation like anyone else Would. Money.

Photo of Dave Gordon
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What problem does the idea help to solve and how does your solution work? (2,000 characters maximum)

Typically, people don't wanna leave. They are forced too. Then their Incomes are STOPPED.. A Rescue Card, based on a Large Fund Splitting the Interest with all the Card Holders each cycle, it putting the interest from the fund, on cards, then at the end of the cycle, transferring anything left back to the main fund. The Interest Payment then again, hitting the accounts all equally. As the Amount Goes up, the interest will get bigger and bigger, each card holder will see it as a larger amount to spend each month. When more cards are cut, the amount in each will go down, so that needs kept in check to keep it above a lowest amount. As we expand, everyone would have a gift card, and less and less cards cut. I would expect to have a million in each account each cycle, by 20 years if the whole world had it.. it could have a donate back to the account at grocery stores. People could use it as their checking account, and their paychecks are deposited, especially when the amount they have available is more than they were making.. Perhaps the Best Thing, Is they will likely change jobs to what they wanted to always do, and go to school, using it, to learn how to follow that dream. Most Wont. It could be funded with a Hub Website.. A Web Game.. a Web Show, and Possibly a Movie Series. The Website could include a video job training and placement system, that after intake it finds people jobs, as well as gives them a reoccurring gift card the company owns.

Geography of focus (500 characters)

This would focus on anywhere in Poverty, or without enough money to move to the next step. A person that was working well after when they should be retired.. could live on the card no different than a refugee on the other side of the world. It could rid the need for medical with a separate medical card, where as, its just for that, leading to many months of most people with it not used, raising the total in the fund.

Building Bridges: What bridge does your idea build between people on the move and neighbors towards a shared future of stability and promise? (500 characters)

Mine Gives a Escape Route if Money was the Thing Trapping them where they were. If each person with a card spent their money on starting a new business, or following a dream, the economy could be stronger than ever.

What human need is your idea solving for? (1,000 characters)

Refugees, and Possibly Homeless. Restarting anyone that wants one. The cards in a persons hands who had nothing prior, could be spent on anything, like food, water, phone bill.. training.. Most then will go and buy shelters of their choice and continue to exploit the card. But they are moving, and spending money, creating market in their place. Less death, less disease, less poverty. I would expect the main amount to go to Rent, Food, and personal drugs. It could then allow a person to have more than one card. . ? Many will buy a car.. or large house, then the money is all gone.. and they need another anyway. As long as the Public is Happy and Fun, I'm cool with it. That would build the amounts faster. Advertising Watch This Movie to Fund this Card.. Watch This Movie to Fund this One.. What Has More Money Next Month.. contests on TV.

What will be different within the community of focus as a result of implementing your idea? (1,000 characters)

People might feel they have a option to leave, instead of waiting to be saved. Where walking to somewhere far away was the only choice, now, not anymore. They can File for a Visa, after registering their cards. Fly there.

What is the inspiration behind your idea? (1,000 characters)

I'm just tired of seeing people suffer. I want to See our World Flourish. Im tired of seeing nobody helping each other, when its not that hard to come to solutions. A Gov Soda Tax could create a Card Fund. Then it Go Away win the minimum amount is reached. Privately, many companies have loaded amounts offshore, each could put that same money in the cards, and everyone uses their cards, without them even spending a dollar. I see selfishness and I see ways around the problems. I want to be a voice.

Describe the dynamics of the community in which the idea is to be implemented. (1,000 characters)

There are multiple Refugee Camps in Africa, there are Refugees all over Europe Right Now from Syria. There is a Poverty Issue Worldwide. A card system could clean up some serious issues. A Poverty card in any community would quickly lead to a community that is functioning better.

How does your idea leverage and empower community strengths and assets to help create an environment for success? (1,000 characters)

By having a option of money they normally wouldn't have, they can control their own fate. Poverty is nothing more than lack of money often. Kids growing up with it already there, will live, Each, like a person having a trustfund behind them. Kids that grow up not having to struggle, tend to follow different careers than those who are currently struggling, leading to more inspirations and invention worldwide.. leading to more music, and more design and culture. The Lack of Poverty, would lead to less over population, and more using birth control, as well.

What other partners or stakeholders will work alongside you in implementing the idea, if any? (1,000 characters)

I would hope to find a bank willing to give a superior interest, since the fund is never used.

What part of the displacement journey is your solution addressing

  • Other

Tell us how you'd describe the type of innovation you are proposing

  • Service: A new or enhanced service that creates value for end beneficiaries

Idea Proposal Stage

  • Blueprint: We are exploring the idea and gathering the inspiration and information we need to test it with real users.

Group or Organization Name

Metalheads Design Studio

Tell us more about your group or organization [or lived experience as a displaced person?] (1000 characters)

I'm a Artist Studio that is Currently on Taxes Closed, due to lack of income, so Id have to re-open. I've been in business since 2007.

Type of submitter

  • Other

Organization Headquarters: Country

USA

Organization Headquarters: City / State

Loveland, Colorado

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Photo of NDEF Cameroon
Team

Hi Dave Gordon, thank you for your good work in helping displaced persons out there. We are a bit skeptical with dishing out credit cards. For how long would you do this? In addition to your activities, we feel that you could get some land and engage your beneficiaries for the length of time that they would be with you to work and make a contribution to your efforts. We feel that you could adopt agroforestry practices and aquaponics to better deliver packages encompassing food crops, tree crops and small livestock with man at the centre. A juxtaposition of these components would lead to symbiotic relationships with mutual benefits. Food crops would provide short term benefits; small ruminants would provide benefits in the medium term while tree crops would provide benefits in the long term. Useful trees serve as the farmers’ insurance cover (pension). On tree planting still, you could adopt vegetative propagation techniques such as grafting and air-layering to produce fruit tree seedlings which deliver fruits in two to three years after planting. In this way, young persons (who are often not patient enough to wait for a long time) will get results of their agribusinesses sooner than later. Could you also consider integrating aquaponics (aquaculture + hydroponics)? Some beneficiaries would have been trained to carry out petty businesses and earn their own livelihoods rather than depend all the time. Nkeng Pius (Executive Director)

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