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4City Fund to Support Cities through Micro-finance Platform

A city development fund that gives individual access to micro-credit based on comprehensive development plan at the city level.

Photo of Ahmed El Ibrahim

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The idea provides long-term solution for people on the move and for the host communities as well. It allows individuals to access micro-finance opportunities for their projects and ideas, thus encouraging them to pursue their dreams and save their dignity. Through supporting individuals to invest in their experiences and local resources to participate in the sustainable development of their cities. Also, the approach of the idea works to engage IDPs/refugees with hosts in developing joint development plan that aims to make their communities more cohesive and sustainable.

What problem does the idea help to solve and how does your solution work? (2,000 characters maximum)

Northern Syria is teeming with displaced people fleeing the bombardments and the fighting in various parts of Syria. Many of them have fled more than once, leaving behind their homes, properties and livelihoods, and lost all their savings during displacements. Upon arrival to a new area, IDPs seek new livelihoods from which they and their families live. This may create competition between IDPs and the host community due to limited resources and limited employment opportunities in northern Syria, which in turn directly affects the social cohesion. IDPs may also rely on relief assistance from humanitarian organizations, which, over time, turns to full dependency on aid, which in turn leads to constant anxiety, loss of hope and weakening resilience to the crisis. Most of IDPsMost of IDPs are experienced professionals, but it becomes difficult for them to work in their specialties due to the need for tools, equipment, raw materials, etc. Therefore, having access to financial support helps them establish new livelihoods that preserve their dignity, restore hope and strengthen their resilience to the crisis. 4City Fund provides a microfinance platform to support small business projects through crowdfunding. The idea is to open a cooperative fund for each targeted city, preceded by a study of the needs of the local market through workshops gathering residents in the city (IDPs and hosts) to come up with a Participatory Development Plan (PDP). PDP shows the trends to be supported through microfinance. 4City relies on the local committees to manage the workshops and provide the trainings necessary to develop and submit proposals on the platform. They also recommend potential beneficiaries and follow up on the repayment process from borrowers. The beneficiary of a loan will return it in installments of his/her revenue to the same fund to benefit a new entrepreneur (revolving fund). So, the borrowers become donors, this helps to change their images in their new community.

Geography of focus (500 characters)

Azaz city in northern Syria, which hosts large numbers of displaced people from different parts of Syria. According to the local council of Azaz, the population of the city reached about 150 thousand people, half of them displaced. The city represents a good starting point for 4CITY due the availability of potential beneficiaries and the local community committees. As a result of testing the idea, Gaziantep in Turkey will be targeted as well, as it is crowded city with refugees.

Building Bridges: What bridge does your idea build between people on the move and neighbors towards a shared future of stability and promise? (500 characters)

The platform is building better understanding among IDPs and Hosting community since they are going to work together on PDP. This helps them to communicate with each other to come up with development profitable projects that can benefit them both. The platform will not only be a bridge of understanding between the two communities, it enhances social solidarity as a displaced borrower will payback his/her loan to number of projects within the community through the platform.

What human need is your idea solving for? (1,000 characters)

Since the beginning of the displacement waves in Syria, the way to respond was through providing relief assistance and the establishment of camps. But as the Syrian crisis continues for nearly nine years, the emergency response is no longer sufficient. Dependence on relief assistance for a long period of time negatively affects beneficiaries, develops their dependency, and increases tension and anxiety about the sudden stoppage of such assistance. Therefore, in the idea of 4CITY Fund, we are working on investing the expertise of people and local resources by providing an environment for those who seek to establish livelihoods that preserve the dignity of beneficiaries and increase their resilience to the crisis. Moreover, 4CITY idea connects IDPs with the host community in workshops to develop a PDP of the city. This in turn promotes positive communication between the IDPs and the local residents, and promotes a spirit of partnership and shared responsibility towards the community.

What will be different within the community of focus as a result of implementing your idea? (1,000 characters)

The image of the people in need from the both IDPs and local residents will change. People will have more productivity and dignity as they participate in the development of a city through their own ideas and projects and make their own livings. They (IDPs and hosts) will work together in different stages of the project and share the social responsibility toward the community and gradually create a sense of belonging that will lead to less tension and more social cohesion. 4City platform allow loan borrowers to be donors for other ideas on the platform. That will enhance solidarity and strengthen the social ties within the community. Beneficiaries, whether IDPs or residents, will see themselves as integral and active part of the community. The population of the city will have another benefit which is having the goods and services they need from the local market of the city.

What is the inspiration behind your idea? (1,000 characters)

In 2015, one of our team supervise and manage a research about the source of income for Syrian families and the influence of the aid on them in north Syria. One of the inspiring finding of the research, which included 1,535 individuals, was the percentage of people who are depending on aid. 3% of the population was totally dependent on aid. While 55% are people who are getting aid and have another source of income (work or family support). 42%, which was the most inspiring, were self-sustainable as they startup their own business or working for NGOs. Those figures next to the experience of Door in Social Entrepreneurship during the conflict inspired the team to think how they can expand the percent of people who are self-sustainable.

Describe the dynamics of the community in which the idea is to be implemented. (1,000 characters)

The general population of Azaz is Arabs and a few Kurds and Turkmen. However, the diversity had increased as a results of displacement movements to the city. This diversity created a community with a combination of cultures and traditions. Half of population now are IDPs. The security situation in the city had encouraged displaced people to move there. A large part of the population is engaged in agriculture and animal husbandry. In addition, as a results of good security situation and availability of basic services like electricity and water, the city starts to witness industrial and economic recovery. The local authorities are active and focus on recovering the public services. Many local initiatives and organization are available and conducting activities.

How does your idea leverage and empower community strengths and assets to help create an environment for success? (1,000 characters)

The PDP will help the community to define the gaps and the available opportunities in their cities by using Participatory Value Chain Assessment (PVCA) and Participatory Rapid Assessment (PRA), which will rationalize the use of the scarce resources and maximize the potentiality of projects success. The platform will give indications of the successful projects in each area, which will provide next to the PDP and quick market research in different areas. The PDP will help entrepreneurs to integrate and complete each other by building on their relations and mobilizing their resources.

What other partners or stakeholders will work alongside you in implementing the idea, if any? (1,000 characters)

We are going to work with both IDPs and Host community as main partners and beneficiaries at the same time. They will work on the PDP and they will benefit from the platform support. Another partner is Watad organization who has good experience in training and community development, in addition to their good reputation and relation with the people in Azaz.

What part of the displacement journey is your solution addressing

  • Arriving and settling at a destination community

Tell us how you'd describe the type of innovation you are proposing

  • Technology-enabled: Existing approach is more effective or scalable with the addition of technology

Idea Proposal Stage

  • Prototype: We have done some small tests or experiments with prospective users to continue developing the idea.

Group or Organization Name

Door Beyond War Organization [Baris Kapasi]

Tell us more about your group or organization [or lived experience as a displaced person?] (1000 characters)

Door team includes people with experience in community development and economic empowerment, they are Syrians who are either part of the host community, IDPs or Refugees. We have implemented many projects to lead change in Syria by building the capacity of youth leaders, and empower them to mobilize their resources to start up self-sustainable projects. We have good experience in community organizing, community engagement, community mobilizing, micro-finance, and active citizenship. Door team is supervising a network of 250 community organizers in Syria who are well-trained and organized in 23 local development committees.

Website URL:

http://doorbeyondwar.org/ http://4city.org/en/home

Type of submitter

  • We are a registered Non-Profit Organization

Organization Headquarters: Country

Turkey

Organization Headquarters: City / State

Gaziantep

In preparation for expert feedback: What are three unanswered questions or challenges that you could use support on in these categories? These questions will be answered directly by experts matched specifically to your idea. (600 characters)

Q1: The platform depends on crowdfunding to fund the micro-projects, any recommendation about increasing the visibility of the platform? any suggestions about other ways to fund the micro-projects on the platform? Q2: Is there any recommendation for income-generating model that ensure sustainability and does not affect the mandate of the idea of serving the people in need? Q3: Do you advise to develop/use any financial system – e.g. “Fin-tech” mobile application- that makes the financial transactions more transparent for donors and the platform more accountable for any donation?

Did you use the resources offered during the Improve Phase (mentorship, expert feedback, community research)? (2000 characters)

All the resources made available during the improve stage were used; they all have contributed to the enrichment and the improvement of the idea. Our testing and prototyping questions were designed using the Community-Research Guide, Prototyping Toolkit, and other human-centered design resources.
During this stage, we met and carefully listened to many experiences, feedback, remarks and recommendations. During the improve phase, we listened to the mentor, the expert, peers on the OpenIDEO, similar experiences, and users; entrepreneurs, IDPs, Refugees, and host communities.
Mentor and the expert feedback showed us the strengths of our approach and the challenges we may face.
The feedback of the peers on OpenIDEO was very encouraging with very important questions regarding our approach.
The feedback of similar experiences was on their best practices, lessons learned, and recommendations to face potential challenges.The feedback of the users was important, as we were able to see the first impressions of many user on the idea. They had recommendations on improving the service delivery and on the mechanism of work to suit them better.
The overall results of the testing; that idea has been widely accepted and admired among all the individuals and groups we met. Reactions to it varied;

- Some looked at the idea as a unique and flexible solution for the early recovery of countries with crises;

- Others admired the social aspect of involving IDPs/refugees and the host community in the development of their communities in a participatory manner;

- Other people were impressed that the idea uses tech-based solution to alleviate the suffering of those in need (IDPs/Refugees and host community) ;

- The rest were admired the fact of providing long-term solutions “development” not emergency ones “relief”, this in turn saves their dignity and gives them hope.

In what ways would potential BridgeBuilder funds allow you to pursue your idea that other funding opportunities have not? (1000 characters)

4City and BridgeBuilder- People on The Move share the goals of going beyond addressing basic needs, and building bridges between IDPs/Refugees and host communities. This is very important as it allows 4City to benefit from fund, and other resources and connections offered, without compromising or influencing its objectives.

BridgeBuilder not just focus on the results, they pays great attention to the design and the research. Therefore, it appreciates design and research more than other funding opportunities and thus it values the efforts, time and money spent during this stage.

BridgeBuilder is independent, focuses only on human and encourages meeting his/her needs in the best way regardless of race or religion.

BridgeBuilder looks at the idea as an innovative idea rather than a traditional project. This give us more freedom and space to be creative and to develop more innovative solutions.

What aspects or proportion of the overall idea would potential BridgeBuilder funds primarily support? (1000 characters)

The fund provided will primarily support;

- Completion of the testing and prototyping process, which includes interviews and testing – consultations. (3-5%).

- Recruitment of administrative and field staff (25%).

- The launch of a pilot on the ground in two cities; Azaz in Syria & Gaziantep in Turkey. This includes depositing 10,000 USD in each city fund pool to support 5 -10 projects in each city (10%).

- Launching the scale-up project in the two previous cities in addition to two new cities. At this stage, each city fund pool will financed by 20,000 USD to support 10 - 20 projects in each city (40%).

- Building the capacity of staff and LDCs (3~5%).

- Equipment, e.g. printer, laptop, camera, projector, etc (3~5%).

- Marketing of the platform (3~5%).

- Operational cost for one year (10%).

What are the key steps or activities for your idea for implementation in the next 1-3 years? (1000 characters)

The first coming steps are:

1) develop the online platform based on the learning process that we had in the improvement phase. 

2) launch pilot phase including giving loans in 4 cities, and conduct the FGDs with more users during this phase. 

3) improve our marketing strategy to include next to diaspora some other donors such as UNHCR, IOM, UNDP, ILO and others.

What will community-level impact look like over the timeframe of your idea? How will you determine whether or not you have achieved that impact? And what outstanding questions do you still have? (1000 characters)

IMPACT:

By 2025, 20 fund pools were established in 20 cities in Syria and neighboring countries, and over 2,000 projects (IDPs, refugees and hosts) have benefited from microfinance support in a way that contributes to sustainable development and fosters social cohesion in the targeted areas.

MEASUREMENT:

- # of livelihoods established/restored,

- # amount of many revolving as microfinance in each city,

- # of barrowers become donors for other projects,

- # of people (IDPs/Refugees and hosts) participated to develop PDP in each city,

- % of repayment rate in each city.

QUESTIONS:

What are the procedures and requirement for the idea to go global and become accessible to more communities and individuals? And how to ensure the quality and the sustainability of the idea in the scaled-up model?

Describe the individual or team that will implement this idea (if a partnership, please explain breakdown of roles and responsibilities for each entity). (1000 characters)

Ahmad El Ibrahim (Project Manager). He holds master degree in engineering and have been working in livelihoods and community projects for 4 years.

Karam Hilly (Project Expert). He has MBA, started his career in Microfinance and Economic Development since 2009 with UNDP, and he was part of many projects with different UN agencies. In 2014, Karam decided to work on community level, for that reason, he found Door, and managed to establish a network of 20 LDCs in Syria and Turkey who are working on Self-Sustainable Projects.

Rajy Aljoundy (Training Coordinator), who has MBA, started his career in Community Development with AKDN since 2003 in Syria.

Ftama Al haji (Platform Manager), an engineer who has been working with grassroots initiatives on community development in Syria.

Taha Alkhatib (Programmer), he is web developer outsourced to develop 4City platform.

In addition, Door has well-trained training team and project team inside Syria and Turkey.

Lastly, how did you apply new learnings to your idea? (1000 characters)

Based on the advice of the expert and people with similar experiences, we are adapting our perspective of the idea sustainability. We will count more on solutions that does not affect the quality and mandate of the idea, like; reaching out private and public donors and fundraising campaigns.

The feedback of the mentor approved that the approach is suitable for the People on The Move. She advised to do further testing with our end users, and that what we did.

We had different discussions and interviews with our end-users, in addition, to a prototyping session with them. As a result of the findings, we adjusted; the support to be mixed (in-kind and money), providing the support for a group of beneficiaries besides to individuals, supporting ongoing projects not only new ones, an other aspects that we still considering. As a result of prototyping, we will made many changes, add more explanations and features as the people recommended.

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Team

DeletedUser

One of the greatest strengths of this initiative is that it comes from inside of the Syrian community which can strengthen internal trust and social cohesion at the same time as economic development. It also can do a lot to counter negative social narratives around refugees and IDPs/refugees/beneficiaries.

Syrian diaspora networks are very strong and engaged, people are always looking for a new way to contribute. In this way the community is one of the strongest resources that exists for this kind of project. There is great potential here. Good luck!

Spam
Photo of Ahmed El Ibrahim
Team

Many Thanks Ashley for your feedback and interest!
It is good to know that the essence of the idea is clear to you that much.
Thanks for the encouragement, regards.
Ahmed

Spam
Photo of Ahmed El Ibrahim
Team

Many Thanks Ashley for your feedback and interest!
It is good to know that the essence of the idea is clear to you that much.
Thanks for the encouragement, regards.
Ahmed

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Photo of Ahmad Al Shab
Team

Great job, Thanks 4City Fund to Support Cities through Micro-finance Platform working team, wish you a good luck to win.
The project will help Syrian people (especially Refugees) in order to depending on him/her self and earn money from thier own projects.

Spam
Photo of Ahmed El Ibrahim
Team

Thanks Ahmad for you comment and encouragement!

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Photo of Chau Tang Duncan
Team

Hi Ahmed El Ibrahim I'm not sure who your expert is, but I consider creating a fintech solution for microfinance in Syria will be challenging. Since 2003, UNRWA offer microfinance loans and FMFI-S (was AKDN) offer loans & deposit taking, but their own experience show that the domestic situation is still making microfinance work in Syria increasingly difficult and precarious. They experienced losses due to instability & looting in some areas. So the focus is on humanitarian response, with local organisations to facilitate aid distribution projects such as cash assistance through savings accounts. Crowdfunding may work in host countries to fund a specific project, but it needs scale otherwise it will be eroded by costs associated with the campaign. ie https://fundraising.co.uk/2017/07/14/crowdfunding-platform-launches-support-syria/ but i would imagine direct crowdfunding to micro-project will require alot marketing to attract supporters.

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Photo of Ahmed El Ibrahim
Team

Many thanks Chau for your comment and interest!
Please refer to Karam’s reply below. He is the founder 4City Fund Platform.

“Dear Chau,
Thank a lot for your comment and support.

Also, thank you for sharing the article about CanDo. We have good relations with the mentioned NGOs and appreciate what they provide of relief and aid assistance inside Syria.

As you mentioned micro-finance is not a new idea in Syria, neither in other countries who are facing hardship. Next to UNRWA and FMFI (AKDN), many other MFIs worked in Syria; one of the largest project was UNDP (Jabal Alhus) which was in collaboration with JICA. Another project was UNDP Women Empowerment and Poverty Alleviation, which I was leading in Aleppo and Idleb. There are many successful stories of micro-projects that achieved the dreams of many Syrians to have decent work.
Now in north Syria, There are many successful organizations who are working in early recovery and development. They are achieving high repayment rate, for instance, Hayat Fund, a Syrian MFI, has served over than 1,700 beneficiary with more than 1.7 million usd throughout 5 years. Their repayment rate is 99.999% i.e. only 1,800 usd out of 1.7 M usd.

Regarding the trust environment is Syria, we have a network of 20 local development committees. They are well trained on the tools of community mobilizing and local economy. We are using the tools of PVCA – Participatory value chain assessment (https://drive.google.com/open?id=1V5Se688H3QFAHtkp8Uwt0X7s_gDl9utL) which is customized toolkit for poor economy. The network we are working with is an added value or social capital that we manage to build in the last few years. We started with them many self-sufficient projects inside Syria.

We are aware of the difficulties related to the marketing, yes, it is a challenge, yet we have good connections with Syrian diaspora who are our largest target group. Wish you all the best.”

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Photo of gul dev
Team

Dear Ibrahim, it is a very good idea, but I have an important question: how can you guarantee that poor people can pay the money?

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Photo of Ahmed El Ibrahim
Team

Thanks Gul Dev for your comment and interest!
This is an important question indeed, there are number of measures (besides legal ones) that help us to guarantee the paying back process more, for example:
1- The selection criteria of the beneficiaries include having recommendations from different sources (community, local council, notable persons, local committees ...etc.).
2- Using social pressure, since we open a fund for each city and many projects will loan from the same fund. This will put pressure on the borrowers to pay back the loan.

If you are thinking of other ways, please do let us know.

Regards,
Ahmed

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Photo of Fatima Alhajji
Team

Hope brigdes ��

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Photo of Ahmed El Ibrahim
Team

Thanks Fatima

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Photo of Kevin Hartigan
Team

Dear Ahmed and other members of the 4City team,

I'm afraid I lack the expertise to respond to your first and third questions, about crowd-sourcing or financial transactions. My experience with such programs is limited to the challenges of identifying and accompanying appropriate entrepreneurs but it seems that you and your partner agencies are well positioned to do this. As to the second question, I would personally advise strongly against trying to derive your own financial sustainabililty- as a service provider - from this or any other such activity. In my experience high-quality programs such as you describe here will never cover even a significant fraction of their costs service fees or loan interest; the true costs of administering such programs are way too high and the attempt to recover significant costs from beneficiaries creates a conflict of interest and leads inevitably to a shift against the neediest (less 'viable') clients. I honestly think the only financial sustainability of a program like this results from successful fundraising from public and private donors, and that there are many such donors looking for effective livelihoods programs in extremely difficult places like Azaz. Good luck!

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Photo of Ahmed El Ibrahim
Team

Dear Kevin Hartigan , many thanks for your answer. You are right, it is difficult to cover the administration costs. That is why we are exploring our options with consideration to not affecting the objective and the logic of the idea.
We will consider the option you suggestion regarding focusing on public and private donors.
Really appreciate your remarks and we will integrate them in improving the Idea.

Many thanks, best regard.
4City Team

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Photo of Diederick van der Wijk
Team

Hello Ahmed, we are very impressed with the work that your organization is doing and aims to do in the future. I believe that we have a lot of aspects in common and that we could learn from each other by sharing best practices and even connections.

Our focus is support highly educated/skilled newcomers in the Netherlands to start their own businesses as means for self-employment and economic independence. The majority of the people that we working with are Syrian refugees.

Our methodology has 3 main pillars: a) increasing understanding of local business context and fundamentals to start and launch a company, b) dedicated human resources that support the work of each entrepreneur during our business incubation program, and c) access to relevant networks of stakeholders that can fund or support the launch of the business.

We are very interested about learning from you how to implement effective crowdfunding programs and we would be happy to share with you some of our best practices around business development and coaching.

Would you be interested to have a conversation with us?

Thanks,

Diederick and Antonio.

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Photo of Ahmed El Ibrahim
Team

Hello Diederick van der Wijk and thanks for your interest.
Sure! we are interested as well.
Fortunately, my colleague - the founder of 4City Platform - is in Netherlands nowadays, you and him may able to have a meeting there.
You can reach him by email or Whats app;
Name: Karam Hilly
Email: mhilly@doorbeyondwar.org
Phone: +90 553 365 15 38
Here are my contacts as well:
Email: a.alibrahim@doorbeyondwar.org
Phone: +90 539 700 25 91

Thank you again and best regards,
Ahmed

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Photo of Bremley Lyngdoh
Team

Can you please confirm if you have made contact with your mentor and if you have agreed on a date to have your one hour check in call to discuss about your idea?

Can you please confirm if you have thought of 3 questions for your idea to post on your comments section that you would need an expert to answer by 20th September?

Spam
Photo of Ahmed El Ibrahim
Team

Hello Bremley Lyngdoh !
Yes we have contacted our mentor and we will have a meeting in the next week.
Regarding the 3 questions, we are preparing them and we will post them on the comment section by today.
Many thanks for the follow up.

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Photo of Sevde Şengün
Team

Congratulations Ahmed El Ibrahim  , you are on making it to the Improve Phase as part of the 40 Shortlisted Proposals!

Now the real improvement work begins so please prepare yourself to get constructive feedback from the mentors who will comment on your idea and experts who will question about your idea.

They will test the Desirability of your idea - if that is what people desire, they will test the Viability of your idea - if it is financially viable and they will test the Feasibility of your idea - if it is technically and organizationally possible to be executed in the real world.

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Photo of Ahmed El Ibrahim
Team

Thanks a lot Sevde ┼×engün we are existed for this stage!

Spam
Photo of Alejandra Aguilera
Team

The interesting thing about your approach is that stays within Sirya to develop the country in domestic migration. Very interesting, Good luck

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Photo of Tarek Alsaleh
Team

Hey @Ahmed El Ibrahim - the overall plan makes perfect sense and I hope you will get the support to get this project off the ground. I was wondering:

1) How does it work in practice?
Especially the onboarding is usually very time-consuming. I assume your community mobilisers on the ground are taking this on?

2) How will people be incentivised I assume you have to grow Supporters and Local Entrepreneurs at the same time?

3) You mentioned it's a tech-based project, do you have a beta link which would be able to see?

4) What do you need help with ?

Sorry to bombard you with questions, I believe we might be able to help with our technology-based platform tailored to local initiatives - to get rid of the middlemen.

Spam
Photo of Ahmed El Ibrahim
Team

Hey @Tarek Alsaleh, many thanks for your feedback! Here are the answers for your questions:
1) 4City targets a certain city each time. Before uploading projects on 4City platform, number of activities should be conducted on the targeted city; coordination with local committees, provide trainings to potential beneficiaries, conduct workshops to produce the PDP, then start uploading project on the platform. After that, the projects enter an evaluation process to select the projects to be on the platform.
2) You are right; we need to work at the two sides at the same time. For the beneficiaries, they are in need to re-establish their livelihoods and 4City will provide the seed fund for them to do that. For the supporter, the platform uses mainly crowd-funding approach to support projects. The supporters could be organizations or individuals. They can review the projects and beneficiary’s profile on the platform. In addition, as Door, we can use our relationships with NGOs to promote the projects on the platform.
3) This is our platform: http://4city.org/en/home. It still need further developments, we are working on that.
4) Actually, for the time being, we keen to hear the feedback on the general approach. However, If you could provide us with technical advice that would be great!
Please do not hesitate to ask for more clarifications.
Thanks again.

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Photo of Anna Fontanini
Team

Hi Ahmed El Ibrahim ,
Smart idea!
Good luck :)

Spam
Photo of Ahmed El Ibrahim
Team

Thanks @Anna Fontanini for your interest!

Spam
Photo of Zulfiqar Deo
Team

Ahmed El Ibrahim Thanks for sharing your project. Really exciting way to engage and support refugee and local entrepreneurs using alternative finance. Be great to have your thoughts on ours Business financing for refugee entrepreneurs . We organise support for refugee entrepreneurs.

Spam
Photo of Ahmed El Ibrahim
Team

Dear Zulfiqar Deo thanks for your feedback! Indeed I will go through your idea, it seems we have a lot common.

Spam
Photo of Zulfiqar Deo
Team

Ahmed El Ibrahim Great look forward to your feedback.

Spam
Photo of Uchenna Okafor
Team

Fantastic model, Dear Ahmed El Ibrahim. However, disabled persons are worst hit among IDPs. They often lack access to entrepreneurial training and micro-credit for economic inclusion and independent living; besides almost generally accepted social exclusion and societal rejection already trailing their lives. So, is there any provision in your design for their economic inclusion to improve their dignity and hope ?

Spam
Photo of Ahmed El Ibrahim
Team

Thanks dear Unchenna, great input! The people with disabilities are within the scope of our Idea for sure as they one of the most affected population during conflicts.
The main goal of 4City platform is to contribute to the goal 1 (no poverty) and 8 (Decent Work) of the SDGs, in addition to the Goal 11 (Sustainable Cities). we aim from that to enable people in need to contribute to the prosperity of their cities, thus working with IDPs and refugees is an essential goal. We consider economic factor is the main reason for tensions among locals and migrants, for this reason, we create this platform to make both communities work together for a common goal, which will lead to better image of Refugees and IDPs. we will achieve this goal because of the concept revolving fund, which means that refugees and IDPs after achieving a success in their projects, they will pay money back to another projects in the platform, so refugees are not borrowers anymore, they will be donors themselves.

Spam
Photo of Uchenna Okafor
Team

Indeed comprehensive. Good Luck.