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Financial Longevity Challenge: Announcing Our Top Ideas

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Our Financial Longevity Challenge asked for innovative financial products and services for credit union members over 50. We've been blown away by the ideas, contributions, and collaborations since the launch in October. From hackathons and workshops to participation from credit unions, design students, and the OpenIDEO community, it’s been inspiring to witness so many people come together behind this challenge.

Special shout-out to our Community Prototypers – Michael, Jaskeerat, and Sarah – who were super active thought leaders from within our OpenIDEO community. They worked with three idea owners to make their concepts come to life and test them in the field. And to Anne-Laure and the incredible students at NYU who added rich research, unique ideas, and active testing to the mix.

It’s been a bit of a whirlwind, but we’re excited to say that after carefully considering many truly excellent contenders, we’ve narrowed the list to five finalists for the $10,000 THINK Prize.

All Generation Friendly ATM
 — The Friendly ATM will give credit union members more confidence when using ATMs by allowing them to take time when setting up transaction details while they are at home. Once transactions details are confirmed, the transaction will be automatically brought up then next time the user logs-in to an ATM. 


The “Not So Retired Life” Podcast— 
This initiative seeks to empower individuals over 50 years old to re-frame the way they approach retirement so they can live a long, fulfilling life, in a financially sustainable way. This proposed podcast will share stories of the real experiences of people in their late careers/early retirement. 



Rightsize

— This initiative seeks to help those over 50 who are looking to relocate or change their living situation to reflect their current life circumstances. Through a web and mobile platform, “Rightsize” will help users develop their ideas about retirement,

 


Incubator Club for Credit Union Members
— This team proposes an “incubator” for credit union members over 50, where they can pursue their small business dreams and connect with their community. In this way, people in this age group can remain active, develop a project they always wanted to work on and help someone by providing expertise. 


Leverage Trust to Create Personal Pensions— 
This initiative seeks to create personal pension products for individuals and distribute them via credit unions. It will support the dreams and obligations of 50-plus consumers by creating a steady income stream from their earlier savings. 



We hope that everyone passionate about this topic will continue to collaborate, refine, and work at bringing ideas to life. Help us celebrate your efforts by sharing your story in the upcoming Impact Phase. The Impact Phase is a space to post updates on how projects are progressing beyond the challenge. Use this template to guide your thinking.

Congratulations to our Top Ideas and thanks to our entire community for joining the collaborative effort to create financial services that support the dreams and obligations of those 50 and older.

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DeletedUser

How To Save Your Marriage,Stop Divorce And Get Your Husband Back... I'm here today to say thanks to be grateful Dr.happy for the happiness he brought to my marriage well!! I'm Cassie Tiffany from texas, USA... i have two kids 5 years old and 9 years old, they are my precious one in life.. i have been through pain and bitter, i cry every night when I'm alone on my bed.. but today i thank Dr.happy for wiping away my tears and bring back joy to me again.. 5 years ago, my husband left me with my kids for no reason, i try to make peace with my husband because i love him so much.. but my husband never give me any chance, ..he dislike the kids for no reason. and i tried a lot of spell caster to know where the problem was coming for and why my husband left me to another woman, but the spell caster keep asking me for money and i keep paying to them without knowing they where fake and scam.. after losing $4000 to different spell casters i was broke and confused in life, but one day, i travel to south Africa for a wedding parting then i meant a man and his name is silvia, silvia was so friendly to me and with that i make friend with him and also tell him about my marriage problem and how my husband left me to another woman.. i cry so bad. but my friend told me not to worried.. my friend introduce me to this spell caster whom i explain all my problem to, this spell caster told me what to do and he also tell me the problem and why it happens .. I'm so grateful with the work of Dr happy.. he is really a spell caster with creative and honest life, and i could not believe that after two days of casting the spell, my husband got back to me crying apologizing for leaving me, he said to me that he don't know what come over him.. today I'm happy with my kids and my husband.. help me thanks Dr happy, he's really greteful.. if you need any help or facing any problem in your marriage.. contact him today on this email: happylovespell2@gmail.com this is real life story.. give him a try and i promise your problem will be solve Whatsapp him or better still call...+2348133873774 You can also view on his Blogs site... https://happylovespell2.blogspot.com.ng/ thank!!

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DeletedUser

GET YOUR EX BACK URGENTLY, WITH URGENT LOVE SPELL THAT GUARANTEE DR HAPPY IS TRULY THE BEST AFRICA ONLINE SPELL CASTER EMAIL HAPPYLOVESPELL2@GMAIL.COM.. I have been in a relationship for 3 years, me and my partner live here in England, we lived in two different cities which was only 2 hours away. she used to drive down to see me every week before for the past 2 years.i moved to the same city 4 months now, i thought it was a good thing that i would be more closer to her.she saw me in the first month of when i moved. then she never saw me in the next 3 months, she never bothered to make the effort.then she got a job in London about 2 months ago and she said she would see me but never did.these last 2months she has been avoiding my calls and since he moved he makes excuses saying she is ‘tired’ or ‘busy’ and that she was sleeping’. she always makes these excuses, I’ve been crying my eyes out, I’m lost, confused, heart broken. i feel like it’s all my fault and i don’t want to lose her, all she told me was that the relationship is over she blocked me on whatsapp and facebook. now i begged her to consider me but she’s did listen, she left and i was devastated, i began searching for help and answers, then i heard about a man that can cast a spell to remind her of all the things we have been through together, at first I was scared then i decided to give it a try, and like magic my girlfriend came back, apology and begging for forgiveness, thanks to this man, I’m posting this to help people with similar issues. mail him @.... happylovespell2@gmail.com Whatsapp him or better still call...+2348133873774 You can also view on his Blogs site... https://happylovespell2.blogspot.com.ng/

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DeletedUser

How To Get Your Girlfriend Back After Cheating On You With Another Guy Urgent Genuine Love spell With 100% Guarantee On Happylovespell2@gmail.com.. Me and my girlfriend have been getting into little arguments which then later escalate. a lot of which are my fault but i never thought i would lose her because we are in love. she told me yesterday that she loves me but she is done. that the fights keep hurting her too much. i can’t believe i hurt her like that and would love nothing more than another chance to prove to her and myself that i will cut out my insecurities that I’ve brought into this relationship. It wasn’t until i lost her that my eyes really opened in what i was doing. i asked for another chance and she said she cannot do that right now. i asked if she is done with my forever and she said she doesn’t know what will happen down the road but right now she needs space. I’m lost, confused, heart broken. i feel like it’s all my fault and i don’t want to lose her, all she told me was that the relationship is over, she blocked me on whatsapp. i went no contact. she unblock me. i still maintain no contact she blocked me again. 1 week of no contact. will she come back? we were very close. she may not be the best looking girl. but i love her. now i begged her to consider me but she’s did listen, she left and i was frustrated, i began searching for help and answers, then i heard about a man that can cast a spell to remind her of all the things we have been through together, at first I was scared then i decided to give it a try, and like magic my girlfriend came back, apology and begging for forgiveness, thanks to this man, I’m posting this to help people with similar issues, do not hesitate to email him....... Email him @.... happylovespell2@gmail.com Whatsapp him or better still call...+2348133873774 You can also view on his Blogs site... https://happylovespell2.blogspot.com.ng/

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DeletedUser

How To Get Your Girlfriend Back After Cheating On You With Another Guy Urgent Genuine Love spell With 100% Gauarantee On Happylovespell2@gmail.com.. Me and my girlfriend have been getting into little arguments which then later escalate. a lot of which are my fault but i never thought i would lose her because we are in love. she told me yesterday that she loves me but she is done. that the fights keep hurting her too much. i can’t believe i hurt her like that and would love nothing more than another chance to prove to her and myself that i will cut out my insecurities that I’ve brought into this relationship. It wasn’t until i lost her that my eyes really opened in what i was doing. i asked for another chance and she said she cannot do that right now. i asked if she is done with my forever and she said she doesn’t know what will happen down the road but right now she needs space. I’m lost, confused, heart broken. i feel like it’s all my fault and i don’t want to lose her, all she told me was that the relationship is over, she blocked me on whatsapp. i went no contact. she unblock me. i still maintain no contact she blocked me again. 1 week of no contact. will she come back? we were very close. she may not be the best looking girl. but i love her. now i begged her to consider me but she’s did listen, she left and i was frustrated, i began searching for help and answers, then i heard about a man that can cast a spell to remind her of all the things we have been through together, at first I was scared then i decided to give it a try, and like magic my girlfriend came back, apology and begging for forgiveness, thanks to this man, I’m posting this to help people with similar issues, do not hesitate to email him....... Email him @.... happylovespell2@gmail.com Whatsapp him or better still call...+2348133873774 You can also view on his Blogs site... https://happylovespell2.blogspot.com.ng/

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DeletedUser

nice event

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It hurts when my five year old daughter ask if Daddy will be coming whenever we are celebrating on a round table. Meanwhile I was used to celebrating every holiday season alone for two years after my husband abandoned us for another woman. But I promised during last Thanksgiving that I will give her an unforgettable gift this Christmas Holiday. I didn’t know it will be possible and at the same time I didn’t want to disappoint my Daughter. It was an impossible request presented to Dr. Wakina’s table through dr.wakinalovetemple@gmail.com with a time frame, I don’t want to be a lying Mommy. Believe me when I say it was an unforgettable moment between my Husband and our Daughter when he came knocking on Christmas Eve. Something I never thought will be possible became a reality. Love Spell is real and Dr. Wakina is genuine.

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It was too late for me to realize that my six-year-old marriage was only an episode, I feel that I try every time to convince my husband to love, commit and respect me as the queen of his heart but time worsened everything, he never changes to becoming the man I once fell in love with despite my humanly efforts. I was encouraged to share this review eight month after my husband’s loyalty was restored by a man I call my spiritual father; dr. wakina {dr.wakinalovetemple@gmail.com}. My spiritual father practically made our hearts unbreakable and our love 10 times stronger. We have been enjoying the benefits of his spell on us. Hope you are encouraged never to let go after reading this review? Note that there is hope and love on the other side only if you begin now to fight for the future. Thanks for your time.

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DeletedUser

REUNITE WITH YOUR EX GIRLFRIEND NOW BEFORE CHRISTMAS URGENT LOVE SPELL TO GET LOST LOVER BACK how i got my girlfriend back with dr happy powerful real urgent love spell his result is 100% guarantee sure and trusted and believe me happylovespell2@gmail.com is the best spell caster so far in the world wide who can help in relationship problem and marriage problem restored back broken relationship and fix up marriage problem. me and my girlfriend dated for two years and we where planning to get married soon then all of a sudden her love for me started changing and she started avoiding me recently she just made it clear to me that she is no longer interested in the engagement,i thought she was joking but to my notice it was getting serious as she now charts and move out with her new found boyfriend i tried to lure and beg her if their is anything i have done wrong she should forgive me but she never listened. all she says is that the relationship is over, she blocked me on whatsapp. i went no contact. she unblock me. i still maintain no contact she blocked me again. 1 week of no contact. will she come back? we were very close. she may not be the best looking girl. but i love her. now i begged her to consider me but she’s did listen, she left and i was frustrated, i began searching for help and answers, then i heard about a man that can cast a spell to remind her of all the things we have been through together, at first I was scared then i decided to give it a try, and like magic my girlfriend came back, apology and begging for forgiveness, thanks to this man, I’m posting this to help people with similar issues. you can contact him for help too. gmail:...happylovespell2@gmail.com or his whatsapp number: +2348133873774

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DeletedUser

Genuine online spell cater on urgent love spell to get your ex back, fix your broken marriage and stop divorce happylovespell2@gmail.com is the best dr to help you and restored back your happiness I just found out about my husband cheating on me with a co-worker! We’ve been married going on two years. 2kids. lots of amazing momments together. i want to leave, but i love him so much. all i can think about is how nothing stopped him. how he has to see her everyday because they work together. we are both still young and very attractive. but i want my husband, my friend, and the father of my beautiful children. how do i get past the thought of another woman having my husband? Not my fiancé, not my boyfriend, but my husband! i still love him even though he thinks i want to leave i really want him to do better and stop me before i walk out! my husband told me that he doesn’t feel loved anymore, just because of this co-worker he has be cheating on with me that he wants a divorce, i was devastated, heart broken i begged him to listen to me that we can work it out like we always do, but he didn’t listen, he told me that he met someone that loves and understands him, i begged him to consider our kids but he’s did listen. he left and i was frustrated, i began searching for help and answers, then i heard about a man that can Cast a spell to remind him of all the things we have been through together, at first I was scared then i decided to give it a try, and like magic my husband came back, apology and begging for forgiveness, thanks to this man, I’m posting this to help people with similar issues. You can contact him for help too. happylovespell2@gmail.com or call and add him of on whatsapp number: +2348133873774

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Logical Tricks On How To Get Your Ex Girlfriend Back Without Losing Your Dignity Urgent Love Spell I have been in a relationship for 3 years,me and my partner live here in the England, we lived in two different cities which was only 2 hours away. she used to drive down to see me every week before for the past 2 years. i moved to the same city 4 months now, i thought it was a good thing that i would be more closer to her. she saw me in the first month of when i moved. then she never saw me in the next 3 months, she never bothered to make the effort. then she got a job in London about 2 months ago and she said she would see me but never did. these last 2months she has been avoiding my calls and since he moved he makes excuses saying she is ‘tired’ or ‘busy’ and that she was ‘sleeping’. she always makes these excuses, I’ve been crying my eyes out, I’m lost, confused, heart broken. i feel like it’s all my fault and i don’t want to lose her,all she told me was that the relationship is over she blocked me on whatsapp and facebook . now i begged her to consider me but she’s did listen, she left and i was devastated, i began searching for help and answers, then i heard about a man that can cast a spell to remind her of all the things we have been through together, at first I was scared then i decided to give it a try, and like magic my girlfriend came back, apology and begging for forgiveness, thanks to this man, I’m posting this to help people with similar issues. you can contact him for help too. or view his page on.... https://happylovespell2blog.wordpress.com/ his whatsapp number: +2348133873774 email contact:... happylovespell2@gmail.com

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